GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » First Savings Financial Group Inc (NAS:FSFG) » Definitions » PB Ratio

Firstvings Financial Group (Firstvings Financial Group) PB Ratio : 0.67 (As of Apr. 27, 2024)


View and export this data going back to 2008. Start your Free Trial

What is Firstvings Financial Group PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-04-27), Firstvings Financial Group's share price is $15.9179. Firstvings Financial Group's Book Value per Share for the quarter that ended in Dec. 2023 was $23.90. Hence, Firstvings Financial Group's PB Ratio of today is 0.67.

The historical rank and industry rank for Firstvings Financial Group's PB Ratio or its related term are showing as below:

FSFG' s PB Ratio Range Over the Past 10 Years
Min: 0.5   Med: 0.94   Max: 1.76
Current: 0.67

During the past 13 years, Firstvings Financial Group's highest PB Ratio was 1.76. The lowest was 0.50. And the median was 0.94.

FSFG's PB Ratio is ranked better than
69.75% of 1458 companies
in the Banks industry
Industry Median: 0.85 vs FSFG: 0.67

During the past 12 months, Firstvings Financial Group's average Book Value Per Share Growth Rate was 3.30% per year. During the past 3 years, the average Book Value Per Share Growth Rate was -0.10% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 8.90% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 7.50% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Firstvings Financial Group was 40.40% per year. The lowest was -1.90% per year. And the median was 7.80% per year.

Back to Basics: PB Ratio


Firstvings Financial Group PB Ratio Historical Data

The historical data trend for Firstvings Financial Group's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Firstvings Financial Group PB Ratio Chart

Firstvings Financial Group Annual Data
Trend Sep14 Sep15 Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.23 0.82 1.10 1.06 0.67

Firstvings Financial Group Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.86 0.66 0.55 0.67 0.70

Competitive Comparison of Firstvings Financial Group's PB Ratio

For the Banks - Regional subindustry, Firstvings Financial Group's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Firstvings Financial Group's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Firstvings Financial Group's PB Ratio distribution charts can be found below:

* The bar in red indicates where Firstvings Financial Group's PB Ratio falls into.



Firstvings Financial Group PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Firstvings Financial Group's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2023)
=15.9179/23.902
=0.67

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


Firstvings Financial Group  (NAS:FSFG) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Firstvings Financial Group PB Ratio Related Terms

Thank you for viewing the detailed overview of Firstvings Financial Group's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Firstvings Financial Group (Firstvings Financial Group) Business Description

Traded in Other Exchanges
N/A
Address
702 North Shore Drive, Suite 300, Jeffersonville, IN, USA, 47130
First Savings Financial Group Inc provides various banking services to individuals and business customers in southern Indiana. The bank accepts deposits from the general public & uses those funds, along with other borrowings, mainly to originate a residential mortgage, commercial mortgage, construction, commercial business, & consumer loans, and to a lesser extent, to invest in mortgage-backed securities and other securities. It conducts lending and deposit activities mainly with individuals and small businesses in its market area. The bank operates in three segments: core banking, which accounts for majority revenue; SBA lending; and mortgage banking.
Executives
Kent L. Parisien officer: EVP, Area President 501 EAST LEWIS & CLARK PARKWAY, CLARKSVILLE IN 47129
Steven R Stemler director C/O FIRST SAVINGS FINANCIAL GROUP, INC., 501 EAST LEWIS AND CLARK PARKWAY, CLARKSVILLE IN 47129
Larry W Myers director, officer: President & CEO 702 NORTH SHORE DRIVE, SUITE 300, JEFFERSONVILLE IN 47130
Anthony A Schoen officer: Chief Financial Officer 501 EAST LEWIS & CLARK PARKWAY, CLARKSVILLE IN 47129
L. Chris Fordyce other: Director of Subsidiary FIRST SAVINGS FINANCIAL GROUP, INC., 501 EAST LEWIS AND CLARK PARKWAY, CLARKSVILLE IN 47129
Frank Czeschin director FIRST SAVINGS FINANCIAL GROUP INC., 501 EAST LEWIS AND CLARK PARKWAY, CLARKSVILLE IN 47129
James E. Valete officer: EVP, Chf SBA Lndg Offc 702 NORTH SHORE DRIVE, SUITE 300, JEFFERSONVILLE IN 47130
James W Nelson officer: EVP and CRO HUNTINGTON BANCSHARES INCORPORATED, HUNTINGTON CENTER, 41 S. HIGH STREET, COLUMBUS OH 43287
Brian A. Simon officer: SVP, Dir of Mtg, Whsle Lndg 702 NORTH SHORE DRIVE, SUITE 300, JEFFERSONVILLE IN 47130
Jonathan E. Handmaker officer: EVP of subsidiary 501 EAST LEWIS & CLARK PARKWAY, CLARKSVILLE IN 47129
David Z Rosen officer: Treasurer of subsidiary 92 WALNUT STREET, LAWRENCEBURG IN 47025
Troy D. Hanke director 702 NORTH SHORE DRIVE, SUITE 300, JEFFERSONVILLE IN 47130
Marie Haley officer: EVP and Chief Retail Officer 501 EAST LEWIS AND CLARK PARKWAY, CLARKSVILLE IN 47129
Lenfield R. Basham officer: EVP and CIO 501 EAST LEWIS & CLARK PARKWAY, CLARKSVILLE IN 47129
Lawson John P Jr director, officer: Chief Operations Officer 501 EAST LEWIS AND CLARK PARKWAY, CLARKSVILLE IN 47129