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PB Bankshares (PB Bankshares) PB Ratio : 0.70 (As of Apr. 25, 2024)


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What is PB Bankshares PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-04-25), PB Bankshares's share price is $12.28. PB Bankshares's Book Value per Share for the quarter that ended in Dec. 2023 was $17.53. Hence, PB Bankshares's PB Ratio of today is 0.70.

Good Sign:

PB Bankshares Inc stock PB Ratio (=0.7) is close to 3-year low of 0.68

The historical rank and industry rank for PB Bankshares's PB Ratio or its related term are showing as below:

PBBK' s PB Ratio Range Over the Past 10 Years
Min: 0.68   Med: 0.81   Max: 1.84
Current: 0.7

During the past 5 years, PB Bankshares's highest PB Ratio was 1.84. The lowest was 0.68. And the median was 0.81.

PBBK's PB Ratio is ranked better than
67.65% of 1459 companies
in the Banks industry
Industry Median: 0.85 vs PBBK: 0.70

During the past 12 months, PB Bankshares's average Book Value Per Share Growth Rate was 8.50% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 30.40% per year.

During the past 5 years, the highest 3-Year average Book Value Per Share Growth Rate of PB Bankshares was 30.40% per year. The lowest was 26.40% per year. And the median was 28.40% per year.

Back to Basics: PB Ratio


PB Bankshares PB Ratio Historical Data

The historical data trend for PB Bankshares's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

PB Bankshares PB Ratio Chart

PB Bankshares Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23
PB Ratio
- - 0.82 0.84 0.72

PB Bankshares Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.84 0.79 0.83 0.73 0.72

Competitive Comparison of PB Bankshares's PB Ratio

For the Banks - Regional subindustry, PB Bankshares's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PB Bankshares's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, PB Bankshares's PB Ratio distribution charts can be found below:

* The bar in red indicates where PB Bankshares's PB Ratio falls into.



PB Bankshares PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

PB Bankshares's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2023)
=12.28/17.533
=0.70

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


PB Bankshares  (NAS:PBBK) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


PB Bankshares PB Ratio Related Terms

Thank you for viewing the detailed overview of PB Bankshares's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


PB Bankshares (PB Bankshares) Business Description

Traded in Other Exchanges
N/A
Address
185 East Lincoln Highway, Coatesville, PA, USA, 19320
PB Bankshares Inc follows a community bank model and provides multiple services to individuals and small to midsize businesses. Its business consists of attracting retail and commercial deposits from the general public in its market area and investing those deposits, together with funds generated from operations and borrowings, in commercial real estate loans, commercial and industrial loans, construction, home equity lines of credit and to a lesser extent, one- to four-family residential real estate loans and consumer loans.
Executives
Janak M Amin director, officer: President and CEO 4981 SADDLE BROOK DRIVE, HARRISBURG PA 17112
William H Sayre officer: EVP, Chief Credit/Risk Officer 185 E. LINCOLN HIGHWAY, COATESVILLE PA 19320
Lindsay S Bixler officer: Chief Financial Officer 185 EAST LINCOLN HIGHWAY, COATESVILLE PA 19320
Joseph W Carroll director 185 E. LINCOLN HIGHWAY, COATESVILLE PA 19320
Douglas L Byers officer: Chief Banking Officer 185 EAST LINCOLN HIGHWAY, COATESVILLE PA 19320
Larry Witt officer: Chief Info. & Oper. Officer 185 E. LINCOLN HIGHWAY, COATESVILLE PA 19320
Bony Dawood director 185 E. LINCOLN HIGHWAY, COATESVILLE PA 19320
R Cheston Woolard director 185 EAST LINCOLN HIGHWAY, COATESVILLE PA 19320
Jane B Tompkins director 20 SOUTH MAIN STREET, CHAMBERSBURG PA 17201
Spencer J Andress director 185 E. LINCOLN HIGHWAY, COATESVILLE PA 19320
Pinno John V Iii director 185 E. LINCOLN HIGHWAY, COATESVILLE PA 19320
Thomas R Greenfield director 185 E. LINCOLN HIGHWAY, COATESVILLE PA 19320
Larry J Constable director 185 E. LINCOLN HIGHWAY, COATESVILLE PA 19320
Mary Joye Wentz director 185 E. LINCOLN HIGHWAY, COATESVILLE PA 19320

PB Bankshares (PB Bankshares) Headlines

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