Business Description
Citba Financial Corp
NAICS : 522110
SIC : 6022
ISIN : US1730241007
Description
Citba Financial Corp is a bank holding company engaged in the ownership and management of the Bank, which operates under a state bank charter and provides full banking services. The Bank generates commercial, mortgage, and consumer loans and receives deposits mainly from customers in Morgan County, Indiana, and surrounding counties, with loans generally secured by real property, consumer, and business assets. The Company earns revenue from interest and dividends on loans, investment securities, and other financial instruments, deposit-related fees such as account maintenance, overdrafts, ATM and wire transfers, and interchange fees from debit and credit card transactions recognized daily.
Financial Strength
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | No Debt | |||||
Equity-to-Asset | 0.1 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 9/9 | |||||
WACC vs ROIC | ||||||
Growth Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 7.8 | |||||
3-Year EPS without NRI Growth Rate | 11.4 | |||||
3-Year FCF Growth Rate | 15.5 | |||||
3-Year Book Growth Rate | 12.1 |
Momentum Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 91.05 | |||||
9-Day RSI | 84.41 | |||||
14-Day RSI | 76.85 | |||||
3-1 Month Momentum % | -5.33 | |||||
12-1 Month Momentum % | 31.58 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 2.42 | |||||
Dividend Payout Ratio | 0.22 | |||||
3-Year Dividend Growth Rate | 9.9 | |||||
Forward Dividend Yield % | 2.42 | |||||
5-Year Yield-on-Cost % | 3.93 | |||||
3-Year Average Share Buyback Ratio | 2.8 | |||||
Shareholder Yield % | 2.48 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 25.34 | |||||
FCF Margin % | 27.82 | |||||
OCF Margin % | 32.96 | |||||
ROE % | 10.25 | |||||
ROA % | 0.96 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 3 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 9.45 | |||||
PE Ratio without NRI | 9.46 | |||||
Shiller PE Ratio | 12.12 | |||||
Price-to-Owner-Earnings | 9.47 | |||||
PEG Ratio | 2.49 | |||||
PS Ratio | 2.4 | |||||
PB Ratio | 0.92 | |||||
Price-to-Tangible-Book | 0.92 | |||||
Price-to-Free-Cash-Flow | 8.75 | |||||
Price-to-Operating-Cash-Flow | 7.4 | |||||
EV-to-Revenue | 1.43 | |||||
EV-to-FCF | 5.14 | |||||
Price-to-GF-Value | 1.21 | |||||
Price-to-Projected-FCF | 0.63 | |||||
Price-to-DCF (Earnings Based) | 0.7 | |||||
Price-to-DCF (FCF Based) | 0.38 | |||||
Price-to-Median-PS-Value | 0.98 | |||||
Price-to-Peter-Lynch-Fair-Value | 1.53 | |||||
Price-to-Graham-Number | 0.62 | |||||
FCF Yield % | 12.09 | |||||
Forward Rate of Return (Yacktman) % | 10.52 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsGurus Latest Trades with OTCPK:CBAF
You need a Premium membership or above to view this section.
Take a 7-Day Free Trial
No Available Data
Peter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Citba Financial Corp Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 26.11 | ||
| EPS (TTM) ($) | 4.18 | ||
| Beta | 0.1733 | ||
| 3-Year Sharpe Ratio | 0.65 | ||
| 3-Year Sortino Ratio | 1.18 | ||
| Volatility % | 17.81 | ||
| 14-Day RSI | 76.85 | ||
| 14-Day ATR ($) | 0.175571 | ||
| 20-Day SMA ($) | 38.075454 | ||
| 12-1 Month Momentum % | 31.58 | ||
| 52-Week Range ($) | 28.5 - 40.16 | ||
| Shares Outstanding (Mil) | 1.52 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 9 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Citba Financial Corp Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Citba Financial Corp Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Fourth quarter earnings results for 2026 | 2027-01-15 | In 165 days | ||
| Third quarter earnings results for 2026 | 2026-10-16 | In 74 days | ||
| Second quarter earnings results for 2026 | 2026-07-17 | 37.40 (+0.00%) | ||
| USD 0.260000 Cash Dividend | 2026-07-15 | 37.40 (-0.03%) | ||
| General meeting for 2025 | 2026-04-22 10:00 | 39.62 (+0.00%) | ||
| First quarter earnings results for 2026 | 2026-04-17 | 39.62 (+0.00%) | ||
| USD 0.240000 Cash Dividend | 2026-04-14 | 39.62 (-0.70%) | ||
| Annual report for 2025 | 2026-03-23 | 40.08 (+0.00%) | ||
| Fourth quarter earnings results for 2025 | 2026-01-15 | 37.21 (+0.00%) | ||
| USD 0.240000 Cash Dividend | 2026-01-14 | 37.31 (+0.00%) |
Show
Entries
Citba Financial Corp Frequently Asked Questions
What is Citba Financial Corp(CBAF)'s stock price today?
The current price of CBAF is $39.50. The 52 week high of CBAF is $40.16 and 52 week low is $28.50.
When is next earnings date of Citba Financial Corp(CBAF)?
The next earnings date of Citba Financial Corp(CBAF) is 2026-10-16 Est..
Does Citba Financial Corp(CBAF) pay dividends? If so, how much?
The Dividend Yield %  of Citba Financial Corp(CBAF) is 2.42% (As of Today), Highest Dividend Payout Ratio of Citba Financial Corp(CBAF) was 0.38. The lowest was 0.15. And the median was 0.21. The  Forward Dividend Yield % of Citba Financial Corp(CBAF) is 2.42%. For more information regarding to dividend, please check our Dividend Page.
Guru Commentaries on OTCPK:CBAF
No articles.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on Citba Financial Corp
No articles.
Survey
We'd love to learn more about your experiences on GuruFocus.com and how we can improve!
Take Survey
Follow Us
Disclaimers