PBBK (PB Bankshares) GF Value : $16.70 (As of Mar. 26, 2025)

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What is PB Bankshares GF Value?

As of today (2025-03-26), PB Bankshares's share price is $16.60. PB Bankshares's GF Value is $16.70. Therefore, PB Bankshares's Price-to-GF-Value for today is 0.99. Based on the relationship between the current stock price and the GF Value, GuruFocus believes PB Bankshares is Fairly Valued.

The GF Value represents the intrinsic value of a stock, determined using GuruFocus' proprietary methodology. The GF Value Line on our stock Summary page provides an estimate of the stock’s fair-trading value.

To calculate this value, GuruFocus follows these steps:

We analyze historical correlations between the stock price and key business performance metrics, such as revenue, earnings, cash flow, and book value.
We identify the metrics that have the strongest historical correlation with the stock price and determine the historical multiples at which the stock has traded relative to these metrics.
Using these historical multiples as a reference, we estimate the stock's fair value while accounting for future business growth. Adjustments may be made based on the company’s past returns and growth trends.

GuruFocus believes that the GF Value Line represents the fair value at which a stock should trade. Stock prices typically fluctuate around this line. If a stock’s price is significantly above the GF Value Line, it is considered overvalued, and its future returns are likely to be lower. Conversely, if the stock price is significantly below the GF Value Line, its future returns are likely to be higher.

Please note that "Possible Value Trap, Think Twice" applies to companies that appear significantly undervalued but are either experiencing a long-term business decline or facing financial distress.

PB Bankshares (NAS:PBBK) GF Value Explanation

Based on the relationship between the current stock price and the GF Value, GuruFocus provides the following 6 ratings:

Posssible Evaluations	All-in-One Screener Examples (2)
Possible Value Trap, Think Twice (1)	Predictable Companies that possibly be Value Traps
Significantly Overvalued	Predictable Companies which are Significantly Overvalued
Modestly Overvalued	Predictable Companies which are Modestly Overvalued
Fairly Valued	Predictable High Quality Companies which are Fairly Valued
Modestly Undervalued (3)	Predictable High Quality Companies which are Modestly Undervalued
Significantly Undervalued (3)	Predictable High Quality Companies which are Significantly Undervalued

(1) "Possible Value Trap, Think Twice" applies to companies that appear significantly undervalued but are either experiencing a long-term business decline or facing financial distress.

(2) These are some simple examples. You can access our GF Valuation filter under All-in-One Screener’s Fundamental tab, and Price-to-GF-Value filter under Valuation Ratio tab and set your own criteria.

(3) A sufficient margin of safety exists only when the stock is undervalued.

PB Bankshares's Price-to-GF-Value for today is calculated as

Price-to-GF-Value	=	Share Price	/	GF Value
	=	16.60	/	16.70
	=	0.99

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PB Bankshares GF Value Related Terms

Thank you for viewing the detailed overview of PB Bankshares's GF Value provided by GuruFocus.com. Please click on the following links to see related term pages.

PB Bankshares Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » PB Bankshares Inc (NAS:PBBK) » Definitions » GF Value

Comparable Companies

Traded in Other Exchanges

N/A

Address

185 East Lincoln Highway, Coatesville, PA, USA, 19320

Website

https://www.presencebank.com

PB Bankshares Inc follows a community bank model and provides multiple services to individuals and small to midsize businesses. Its business consists of attracting retail and commercial deposits from the general public in its market area and investing those deposits, together with funds generated from operations and borrowings, in commercial real estate loans, commercial and industrial loans, construction, home equity lines of credit and to a lesser extent, one- to four-family residential real estate loans and consumer loans.

Executives

Douglas L Byers	officer: Chief Banking Officer	185 EAST LINCOLN HIGHWAY, COATESVILLE PA 19320
Janak M Amin	director, officer: President and CEO	4981 SADDLE BROOK DRIVE, HARRISBURG PA 17112
William H Sayre	officer: EVP, Chief Credit/Risk Officer	185 E. LINCOLN HIGHWAY, COATESVILLE PA 19320
Lindsay S Bixler	officer: Chief Financial Officer	185 EAST LINCOLN HIGHWAY, COATESVILLE PA 19320
Joseph W Carroll	director	185 E. LINCOLN HIGHWAY, COATESVILLE PA 19320
Larry Witt	officer: Chief Info. & Oper. Officer	185 E. LINCOLN HIGHWAY, COATESVILLE PA 19320
Bony Dawood	director	185 E. LINCOLN HIGHWAY, COATESVILLE PA 19320
R Cheston Woolard	director	185 EAST LINCOLN HIGHWAY, COATESVILLE PA 19320
Jane B Tompkins	director	20 SOUTH MAIN STREET, CHAMBERSBURG PA 17201
Spencer J Andress	director	185 E. LINCOLN HIGHWAY, COATESVILLE PA 19320
Pinno John V Iii	director	185 E. LINCOLN HIGHWAY, COATESVILLE PA 19320
Thomas R Greenfield	director	185 E. LINCOLN HIGHWAY, COATESVILLE PA 19320
Larry J Constable	director	185 E. LINCOLN HIGHWAY, COATESVILLE PA 19320
Mary Joye Wentz	director	185 E. LINCOLN HIGHWAY, COATESVILLE PA 19320

PB Bankshares Headlines

From GuruFocus

Pb Bankshares Inc (PBBK) President and CEO Janak M Amin Bought $182,218 of Shares

By GuruFocus Research GuruFocus Editor • 11-13-2021

Pb Bankshares Inc (PBBK) President and CEO Janak M Amin Bought $53,641 of Shares

By GuruFocus Research GuruFocus Editor • 12-03-2021

Pb Bankshares Inc (PBBK) President and CEO Janak M Amin Bought $221,155 of Shares

By GuruFocus Research GuruFocus Editor • 08-19-2021

PB Bankshares Inc Reports Q4 EPS of $0.29 and Net Income of $681,000, Highlighting Strategic Growth

By GuruFocus News • 02-26-2025

Pb Bankshares Inc (PBBK) President and CEO Janak M Amin Bought $73,016 of Shares

By GuruFocus Research GuruFocus Editor • 11-30-2021