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The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
United Fidelity Insurance Co PSC PB Ratio Related Terms
United Fidelity Insurance Co PSC PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ADX:FIDELITYUNITED vs KFS, UNAM, CNFR: PB Ratio Comparison
For the Insurance - Property & Casualty subindustry, United Fidelity Insurance Co PSC's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
United Fidelity Insurance Co PSC PB Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, United Fidelity Insurance Co PSC's PB Ratio distribution charts can be found below:
* The bar in red indicates where United Fidelity Insurance Co PSC's PB Ratio falls into.
United Fidelity Insurance Co PSC PB Ratio Calculation
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
United Fidelity Insurance Co PSC (ADX:FIDELITYUNITED) has a PB Ratio of 0.62 as of Jul. 29, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on United Fidelity Insurance Co PSC and its competitors.
Is United Fidelity Insurance Co PSC's PB Ratio too high?
United Fidelity Insurance Co PSC's current PB Ratio is 0.62. The Insurance industry median PB Ratio is 1.41. United Fidelity Insurance Co PSC's value of 0.62 is 56% below this industry median.
How does United Fidelity Insurance Co PSC's PB Ratio compare to KFS and UNAM?
United Fidelity Insurance Co PSC's PB Ratio of 0.62 can be compared against companies in the Insurance industry. The industry median PB Ratio is 1.41. United Fidelity Insurance Co PSC's value of 0.62 is 56% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.41, based on 497 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. United Fidelity Insurance Co PSC's current PB Ratio of 0.62 is 56% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on United Fidelity Insurance Co PSC and its competitors. For the Insurance industry, the median PB Ratio is 1.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United Fidelity Insurance Co PSC's current PB Ratio is 0.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Fidelity Insurance Co PSC stock overvalued right now?
United Fidelity Insurance Co PSC (ADX:FIDELITYUNITED) has a current PB Ratio of 0.62. The current PB Ratio is 0.62 and 56% below the Insurance industry median of 1.41. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For United Fidelity Insurance Co PSC (ADX:FIDELITYUNITED), the current PB Ratio is 0.62 as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
United Fidelity Insurance Co PSC Business Description
United Fidelity Insurance Co PSC is engaged in the writing of all classes of general and life insurance products in the United Arab Emirates. It operates through the following segments: Insurance segment, which comprises property, marine, motor, medical, general accident, group life, and miscellaneous risks; and the Investment segment, which comprises investment at FVTPL, available-for-sale investments, investment properties, and fixed deposits.
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