Optima bank (ATH:OPTIMA) PB Ratio: 7.67 (As of Jul. 12, 2026)


ATH:OPTIMA Optima bank SA ATH:OPTIMA
20 GF Score
Price €10.35
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What is Optima bank PB Ratio?

Optima bank ATH:OPTIMA +0.68% 20 PB Ratio is 7.67 as of Jul. 12, 2026. GuruFocus rates ATH:OPTIMA with a GF Score™ of 20/100.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-12), Optima bank's share price is €10.35. Optima bank's Book Value per Share for the quarter that ended in Jun. 2023 was €1.35. Hence, Optima bank's PB Ratio of today is 7.67.

The historical rank and industry rank for Optima bank's PB Ratio or its related term are showing as below:

ATH:OPTIMA's PB Ratio is not ranked *
in the Banks industry.
Industry Median: 1.1
* Ranked among companies with meaningful PB Ratio only.

Back to Basics: PB Ratio

Optima bank  (ATH:OPTIMA) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.

Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.

Optima bank PB Ratio Related Terms

Optima bank PB Ratio Historical Data

* Premium members only.

The historical data trend for Optima bank's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Optima bank PB Ratio Chart

Optima bank Annual Data
Trend Dec20 Dec21 Dec22
PB Ratio
0.00 0.00 0.00

Optima bank Semi-Annual Data
Dec20 Dec21 Jun22 Dec22 Jun23
PB Ratio 0.00 0.00 0.00 0.00 0.00

ATH:OPTIMA vs USB: PB Ratio Comparison

For the Banks - Regional subindustry, Optima bank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Optima bank PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Optima bank's PB Ratio distribution charts can be found below:

* The bar in red indicates where Optima bank's PB Ratio falls into.


ATH:OPTIMA
20GF Score
Optima bank SA ATH:OPTIMA
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Optima bank PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Optima bank's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Jun. 2023)
=10.35/1.35
=7.67

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PB Ratio=Market Cap /(Total Stockholders Equity-Preferred Stock)

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 7.67 mean?
Optima bank (ATH:OPTIMA) has a PB Ratio of 7.67 as of Jul. 12, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Optima bank and its competitors.
Is Optima bank's PB Ratio too high?
Optima bank's current PB Ratio is 7.67. The Banks industry median PB Ratio is 1.10. Optima bank's value of 7.67 is 597.3% above this industry median. Overall, Optima bank has a GF Score™ of 20/100, reflecting its overall financial health beyond just this single metric.
How does Optima bank's PB Ratio compare to USB?
Optima bank's PB Ratio of 7.67 can be compared against companies in the Banks industry. The industry median PB Ratio is 1.10. Optima bank's value of 7.67 is 597.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.10, based on 1,520 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Optima bank's current PB Ratio of 7.67 is 597.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Optima bank and its competitors. For the Banks industry, the median PB Ratio is 1.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Optima bank's current PB Ratio is 7.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Optima bank stock overvalued right now?
Optima bank (ATH:OPTIMA) has a current PB Ratio of 7.67. The current PB Ratio is 7.67 and 597.3% above the Banks industry median of 1.10. Optima bank's overall GF Score™ is 20/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Optima bank (ATH:OPTIMA), the current PB Ratio is 7.67 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Optima bank Business Description

Address 32 Aigialeias & Paradissou Street, P.O. 15125, Marousi, GRC, 15125
Optima bank SA is a banking and financial services providing institution which caters to the needs of customers both retail and businesses, products and services. It also provides a wide range of banking and brokerage services as well as investment banking services covering the broadest sectors such as Private Banking or Retail Banking, Corporate Banking, Other Services, Capital Management Services, and Business Receivables Agency.
20GF Score

Get the complete analysis for ATH:OPTIMA

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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