AyalaAYALY 84 PB Ratio is 0.77 as of Jun. 27, 2026, which is 66% below its 10-year median of 2.24. GuruFocus rates AYALY with a GF Score™ of 84/100 and a GF Value™ of $10.10 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 544 Conglomerates companies, Ayala ranks better than 60.48% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-27), Ayala's share price is $6.341. Ayala's Book Value per Share for the quarter that ended in Mar. 2026 was $8.22. Hence, Ayala's PB Ratio of today is 0.77.
Good Sign:
Ayala Corp stock PB Ratio (=0.84) is close to 10-year low of 0.77.
The historical rank and industry rank for Ayala's PB Ratio or its related term are showing as below:
AYALY'
s PB Ratio Range Over the Past 10 Years
Min: 0.77 Med: 2.24 Max: 4.35
Current: 0.84
During the past 13 years, Ayala's highest PB Ratio was 4.35. The lowest was 0.77. And the median was 2.24.
AYALY's PB Ratio is ranked better than 60.48% of 544
companies
in the Conglomerates industry
Industry Median: 1.035
vs AYALY: 0.84
During the past 12 months, Ayala's average Book Value Per Share Growth Rate was 17.00% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 11.90% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 8.20% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 8.70% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Ayala was 21.10% per year. The lowest was -6.60% per year. And the median was 9.00% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Ayala PB Ratio Related Terms
Ayala PB Ratio Historical Data
* Premium members only.
The historical data trend for Ayala's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Conglomerates subindustry, Ayala's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ayala PB Ratio vs Conglomerates Industry
For the Conglomerates industry and Industrials sector, Ayala's PB Ratio distribution charts can be found below:
* The bar in red indicates where Ayala's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Ayala's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Ayala (AYALY) has a PB Ratio of 0.77 as of Jun. 27, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Ayala and its competitors. This is 66% below median its historical median of 2.24. Over the past decade, Ayala's PB Ratio has ranged from 0.77 to 4.35. According to the industry distribution chart, Ayala ranks #215 out of 544 companies in the Conglomerates industry, placing it in the top 39.5%.
Is Ayala's PB Ratio too high?
Ayala's current PB Ratio of 0.77 is 66% below median its 10-year median of 2.24. Over the past 10 years, this metric has ranged from a low of 0.77 to a high of 4.35. The Conglomerates industry median PB Ratio is 1.04. Ayala's value of 0.77 is 25.6% below this industry median. Based on the distribution chart, Ayala ranks #215 out of 544 companies in the Conglomerates industry, which is above the industry midpoint. Overall, Ayala has a GF Score™ of 84/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Ayala's PB Ratio compare to HON and MMM?
According to the Conglomerates industry distribution chart, Ayala ranks #215 out of 544 companies for PB Ratio. This puts Ayala in the upper half of its industry. The industry median PB Ratio is 1.04. Ayala's value of 0.77 is 25.6% below this benchmark. Historically, Ayala's own PB Ratio has ranged from 0.77 to 4.35 over the past decade. While the company's 10-year median is 2.24 vs. the industry median of 1.04, Ayala has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Conglomerates company?
The median PB Ratio among Conglomerates companies is 1.04, based on 544 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ayala's current PB Ratio of 0.77 is 25.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Ayala and its competitors. For the Conglomerates industry, the median PB Ratio is 1.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ayala's current PB Ratio is 0.77, which is 66% below median its own 10-year median of 2.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ayala stock overvalued right now?
Based on GuruFocus' analysis, Ayala (AYALY) is currently considered Possible Value Trap. The stock's GF Value™ is $10.10, compared to a current price of $6.34 — trading 37.2% below its estimated fair value. The current PB Ratio is 0.77, which is 66% below median its 10-year median of 2.24 and 25.6% below the Conglomerates industry median of 1.04. Ayala's overall GF Score™ is 84/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Ayala (AYALY), the current PB Ratio is 0.77 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ayala (AYALY) Overvalued in 2026?
Based on GuruFocus' analysis, Ayala stock appears to be undervalued.
The current stock price of $6.34 is trading 37.2% below its estimated GF Value™ of $10.10.
GuruFocus considers Ayala to be Possible Value Trap.
Key valuation signals for AYALY:
PB Ratio: 0.77 (66% below median its 10-year median of 2.24)
GF Value™: $10.10 vs. price of $6.34 (37.2% below fair value)
Industry Position: 25.6% below the Conglomerates median (#215 of 544)
No single metric tells the full story. See the AYALY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ayala Corporation is a general real estate company. The group is organized into a variety of business units. Ayala's real estate business is predominantly conducted through its subsidiary, Ayala Land, Inc. Its involvement in financial services is through an affiliate, the Bank of the Philippine Islands. The group's business has the following main segments: Parent Company; Real estate and hotels; Financial services and insurance; Telecommunications; Industrial Technologies; Power Generation; and Automotive and Others. It derives maximum revenue from Real Estate and hotels segment. The group geographically, operates in Philippines, Europe, Asia, and USA, of which it derives maximum revenue from Philippines.
84GF Score
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