Ayala (AYALY) Retained Earnings: $6,474 Mil (As of Mar. 2026)

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AYALY Ayala Corp AYALY
78 GF Score
Price $7.50
GF Value $11.17
Valuation Possible Value Trap
! 6 Warning Signs
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What is Ayala Retained Earnings?

Ayala AYALY -4.82% 78 Retained Earnings is $6,474 Mil as of Mar. 2026. GuruFocus rates AYALY with a GF Score™ of 78/100 and a GF Value™ of $11.17 (Possible Value Trap). The stock has 6 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Ayala's retained earnings for the quarter that ended in Mar. 2026 was $6,474 Mil.

Ayala's quarterly retained earnings increased from Sep. 2025 ($6,105 Mil) to Dec. 2025 ($6,291 Mil) and increased from Dec. 2025 ($6,291 Mil) to Mar. 2026 ($6,474 Mil).

Ayala's annual retained earnings increased from Dec. 2023 ($4,825 Mil) to Dec. 2024 ($5,430 Mil) and increased from Dec. 2024 ($5,430 Mil) to Dec. 2025 ($6,291 Mil).


Ayala  (OTCPK:AYALY) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Ayala Retained Earnings Historical Data

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The historical data trend for Ayala's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ayala Retained Earnings Chart

Ayala Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4,213.34 4,338.45 4,825.15 5,429.52 6,291.39

Ayala Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5,625.21 5,792.62 6,104.96 6,291.39 6,473.54
AYALY
78GF Score
Ayala Corp AYALY
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Ayala Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of $6,474 Mil mean?
Ayala (AYALY) has a Retained Earnings of $6,474 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Ayala and its competitors.
Is Ayala's Retained Earnings too high?
Ayala's current Retained Earnings is $6,474 Mil. Overall, Ayala has a GF Score™ of 78/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Ayala's Retained Earnings compare to HON and MMM?
Ayala's Retained Earnings of $6,474 Mil can be compared against companies in the Conglomerates industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Conglomerates company?
A good Retained Earnings depends on the Conglomerates industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Ayala and its competitors. Ayala's current Retained Earnings is $6,474 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ayala stock overvalued right now?
Based on GuruFocus' analysis, Ayala (AYALY) is currently considered Possible Value Trap. The stock's GF Value™ is $11.17, compared to a current price of $7.50 — trading 32.9% below its estimated fair value. The current Retained Earnings is $6,474 Mil. Ayala's overall GF Score™ is 78/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Ayala (AYALY), the current Retained Earnings is $6,474 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ayala (AYALY) Overvalued in 2026?

Based on GuruFocus' analysis, Ayala stock appears to be undervalued. The current stock price of $7.50 is trading 32.9% below its estimated GF Value™ of $11.17. GuruFocus considers Ayala to be Possible Value Trap.

Key valuation signals for AYALY:

  • Retained Earnings: $6,474 Mil
  • GF Value™: $11.17 vs. price of $7.50 (32.9% below fair value)
  • GF Score™: 78/100 with 6 warning signs

No single metric tells the full story. See the AYALY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ayala Business Description

Other Exchanges AYYLF:USAAC:Philippines
Address Paseo de Roxas corner, Makati Avenue, 37th Floor to 39th Floor, Ayala Triangle Gardens Tower 2, Makati, PHL, 1226
Ayala Corporation is a general real estate company. The group is organized into a variety of business units. Ayala's real estate business is predominantly conducted through its subsidiary, Ayala Land, Inc. Its involvement in financial services is through an affiliate, the Bank of the Philippine Islands. The group's business has the following main segments: Parent Company; Real estate and hotels; Financial services and insurance; Telecommunications; Industrial Technologies; Power Generation; and Automotive and Others. It derives maximum revenue from Real Estate and hotels segment. The group geographically, operates in Philippines, Europe, Asia, and USA, of which it derives maximum revenue from Philippines.
78GF Score

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Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$7.50
Price
$11.17
GF Value