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BJSE:920799'
s PB Ratio Range Over the Past 10 Years
Min: 3.71 Med: 6.27 Max: 40.23
Current: 18.38
During the past 13 years, Shanghai i2Finance Technology Co's highest PB Ratio was 40.23. The lowest was 3.71. And the median was 6.27.
BJSE:920799's PB Ratio is ranked worse than 95.52% of 2632
companies
in the Software industry
Industry Median: 2.49
vs BJSE:920799: 18.38
During the past 12 months, Shanghai i2Finance Technology Co's average Book Value Per Share Growth Rate was -4.10% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 5.50% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 3.80% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 7.60% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Shanghai i2Finance Technology Co was 27.70% per year. The lowest was -10.70% per year. And the median was 7.80% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Shanghai i2Finance Technology Co PB Ratio Related Terms
Shanghai i2Finance Technology Co PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BJSE:920799 vs MSFT, ORCL, PLTR: PB Ratio Comparison
For the Software - Infrastructure subindustry, Shanghai i2Finance Technology Co's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Shanghai i2Finance Technology Co PB Ratio vs Software Industry
For the Software industry and Technology sector, Shanghai i2Finance Technology Co's PB Ratio distribution charts can be found below:
* The bar in red indicates where Shanghai i2Finance Technology Co's PB Ratio falls into.
Shanghai i2Finance Technology Co PB Ratio Calculation
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Shanghai i2Finance Technology Co (BJSE:920799) has a PB Ratio of 18.39 as of Aug. 26, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Shanghai i2Finance Technology Co and its competitors. This is 193% above median its historical median of 6.27. Over the past decade, Shanghai i2Finance Technology Co's PB Ratio has ranged from 3.71 to 40.23. According to the industry distribution chart, Shanghai i2Finance Technology Co ranks #2514 out of 2632 companies in the Software industry, placing it in the top 95.5%.
Is Shanghai i2Finance Technology Co's PB Ratio too high?
Shanghai i2Finance Technology Co's current PB Ratio of 18.39 is 193% above median its 10-year median of 6.27. Over the past 10 years, this metric has ranged from a low of 3.71 to a high of 40.23. The Software industry median PB Ratio is 2.49. Shanghai i2Finance Technology Co's value of 18.39 is 638.6% above this industry median. Based on the distribution chart, Shanghai i2Finance Technology Co ranks #2514 out of 2632 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Shanghai i2Finance Technology Co has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Shanghai i2Finance Technology Co's PB Ratio compare to MSFT and ORCL?
According to the Software industry distribution chart, Shanghai i2Finance Technology Co ranks #2514 out of 2632 companies for PB Ratio. This places Shanghai i2Finance Technology Co in the lower half of its industry. The industry median PB Ratio is 2.49. Shanghai i2Finance Technology Co's value of 18.39 is 638.6% above this benchmark. Historically, Shanghai i2Finance Technology Co's own PB Ratio has ranged from 3.71 to 40.23 over the past decade. While the company's 10-year median is 6.27 vs. the industry median of 2.49, Shanghai i2Finance Technology Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Software company?
The median PB Ratio among Software companies is 2.49, based on 2,632 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Shanghai i2Finance Technology Co's current PB Ratio of 18.39 is 638.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Shanghai i2Finance Technology Co and its competitors. For the Software industry, the median PB Ratio is 2.49 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Shanghai i2Finance Technology Co's current PB Ratio is 18.39, which is 193% above median its own 10-year median of 6.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shanghai i2Finance Technology Co stock overvalued right now?
Based on GuruFocus' analysis, Shanghai i2Finance Technology Co (BJSE:920799) is currently considered Modestly Undervalued. The stock's GF Value™ is ¥45.62, compared to a current price of ¥34.44 — trading 24.5% below its estimated fair value. The current PB Ratio is 18.39, which is 193% above median its 10-year median of 6.27 and 638.6% above the Software industry median of 2.49. Shanghai i2Finance Technology Co's overall GF Score™ is 75/100 with 12 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Shanghai i2Finance Technology Co (BJSE:920799), the current PB Ratio is 18.39 as of Aug. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Shanghai i2Finance Technology Co (BJSE:920799) Overvalued in 2026?
Based on GuruFocus' analysis, Shanghai i2Finance Technology Co stock appears to be undervalued.
The current stock price of ¥34.44 is trading 24.5% below its estimated GF Value™ of ¥45.62.
GuruFocus considers Shanghai i2Finance Technology Co to be Modestly Undervalued.
Key valuation signals for BJSE:920799:
PB Ratio: 18.39 (193% above median its 10-year median of 6.27)
GF Value™: ¥45.62 vs. price of ¥34.44 (24.5% below fair value)
Industry Position: 638.6% above the Software median (#2514 of 2632)
No single metric tells the full story. See the BJSE:920799 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Shanghai i2Finance Technology Co Ltd engages in technical development and services of Internet financial software products subdivided into the financial IT field. It covers all fields of financial IT, from commercial bank core business system and peripheral IT system construction to business consulting, platform construction, security assurance, operation support, and marketing customer acquisition, to help customers achieve digital transformation.
75GF Score
Get the complete analysis for BJSE:920799
PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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