Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Shanghai i2Finance Technology Co's annualizedNet Income for the quarter that ended in Jun. 2026 was ¥13.9 Mil.
Shanghai i2Finance Technology Co's average Total Assets over the quarter that ended in Jun. 2026 was ¥1,086.7 Mil. Therefore, Shanghai i2Finance Technology Co's annualized ROA % for the quarter that ended in Jun. 2026 was 1.28%.
Shanghai i2Finance Technology Co (BJSE:920799) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Jun. 2026) net income data. The Revenue data used here is four times the quarterly (Jun. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Shanghai i2Finance Technology Co ROA % Related Terms
Shanghai i2Finance Technology Co ROA % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Infrastructure subindustry, Shanghai i2Finance Technology Co's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Shanghai i2Finance Technology Co ROA % vs Software Industry
For the Software industry and Technology sector, Shanghai i2Finance Technology Co's ROA % distribution charts can be found below:
* The bar in red indicates where Shanghai i2Finance Technology Co's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Jun. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Shanghai i2Finance Technology Co (BJSE:920799) has a ROA % of 1.28% as of Jun. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Shanghai i2Finance Technology Co and its competitors. This is 89% below median its historical median of 11.14. Over the past decade, Shanghai i2Finance Technology Co's ROA % has ranged from 3.04 to 27.96. According to the industry distribution chart, Shanghai i2Finance Technology Co ranks #1269 out of 2897 companies in the Software industry, placing it in the top 43.8%.
Is Shanghai i2Finance Technology Co's ROA % too high?
Shanghai i2Finance Technology Co's current ROA % of 1.28% is 89% below median its 10-year median of 11.14. Over the past 10 years, this metric has ranged from a low of 3.04 to a high of 27.96. The Software industry median ROA % is 1.75. Shanghai i2Finance Technology Co's value of 1.28% is 26.9% below this industry median. Based on the distribution chart, Shanghai i2Finance Technology Co ranks #1269 out of 2897 companies in the Software industry, which is above the industry midpoint. Overall, Shanghai i2Finance Technology Co has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Shanghai i2Finance Technology Co's ROA % compare to MSFT and ORCL?
According to the Software industry distribution chart, Shanghai i2Finance Technology Co ranks #1269 out of 2897 companies for ROA %. This puts Shanghai i2Finance Technology Co in the upper half of its industry. The industry median ROA % is 1.75. Shanghai i2Finance Technology Co's value of 1.28% is 26.9% below this benchmark. Historically, Shanghai i2Finance Technology Co's own ROA % has ranged from 3.04 to 27.96 over the past decade. While the company's 10-year median is 11.14 vs. the industry median of 1.75, Shanghai i2Finance Technology Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Software company?
The median ROA % among Software companies is 1.75, based on 2,897 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Shanghai i2Finance Technology Co's current ROA % of 1.28% is 26.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Shanghai i2Finance Technology Co and its competitors. For the Software industry, the median ROA % is 1.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Shanghai i2Finance Technology Co's current ROA % is 1.28%, which is 89% below median its own 10-year median of 11.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shanghai i2Finance Technology Co stock overvalued right now?
Based on GuruFocus' analysis, Shanghai i2Finance Technology Co (BJSE:920799) is currently considered Modestly Undervalued. The stock's GF Value™ is ¥45.62, compared to a current price of ¥34.44 — trading 24.5% below its estimated fair value. The current ROA % is 1.28%, which is 89% below median its 10-year median of 11.14 and 26.9% below the Software industry median of 1.75. Shanghai i2Finance Technology Co's overall GF Score™ is 75/100 with 12 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Shanghai i2Finance Technology Co (BJSE:920799), the current ROA % is 1.28% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Shanghai i2Finance Technology Co (BJSE:920799) Overvalued in 2026?
Based on GuruFocus' analysis, Shanghai i2Finance Technology Co stock appears to be undervalued.
The current stock price of ¥34.44 is trading 24.5% below its estimated GF Value™ of ¥45.62.
GuruFocus considers Shanghai i2Finance Technology Co to be Modestly Undervalued.
Key valuation signals for BJSE:920799:
ROA %: 1.28% (89% below median its 10-year median of 11.14)
GF Value™: ¥45.62 vs. price of ¥34.44 (24.5% below fair value)
Industry Position: 26.9% below the Software median (#1269 of 2897)
No single metric tells the full story. See the BJSE:920799 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Shanghai i2Finance Technology Co Ltd engages in technical development and services of Internet financial software products subdivided into the financial IT field. It covers all fields of financial IT, from commercial bank core business system and peripheral IT system construction to business consulting, platform construction, security assurance, operation support, and marketing customer acquisition, to help customers achieve digital transformation.
75GF Score
Get the complete analysis for BJSE:920799
ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BJSE:920799 has been successfully added to your 
