RSD Finance (BOM:539875) PB Ratio: 0.70 (As of Aug. 16, 2026) — 30% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:539875 RSD Finance Ltd BOM:539875
55 GF Score
Price ₹118.05
GF Value ₹45.79
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is RSD Finance PB Ratio?

RSD Finance BOM:539875 -4.99% 55 PB Ratio is 0.70 as of Aug. 16, 2026, which is 30% above its 10-year median of 0.54. GuruFocus rates BOM:539875 with a GF Score™ of 55/100 and a GF Value™ of ₹45.79 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,598 Asset Management companies, RSD Finance ranks better than 80.29% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-08-16), RSD Finance's share price is ₹118.05. RSD Finance's Book Value per Share for the quarter that ended in Mar. 2026 was ₹169.26. Hence, RSD Finance's PB Ratio of today is 0.70.

The historical rank and industry rank for RSD Finance's PB Ratio or its related term are showing as below:

BOM:539875' s PB Ratio Range Over the Past 10 Years
Min: 0.12   Med: 0.54   Max: 1.36
Current: 0.7

During the past 13 years, RSD Finance's highest PB Ratio was 1.36. The lowest was 0.12. And the median was 0.54.

BOM:539875's PB Ratio is ranked better than
80.29% of 1598 companies
in the Asset Management industry
Industry Median: 0.96 vs BOM:539875: 0.70

During the past 12 months, RSD Finance's average Book Value Per Share Growth Rate was 3.40% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 6.20% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 6.90% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 7.10% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of RSD Finance was 101.50% per year. The lowest was 5.90% per year. And the median was 7.90% per year.

Back to Basics: PB Ratio


RSD Finance  (BOM:539875) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


RSD Finance PB Ratio Related Terms


RSD Finance PB Ratio Historical Data

* Premium members only.

The historical data trend for RSD Finance's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

RSD Finance PB Ratio Chart

RSD Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.80 0.59 0.64 0.75 0.46

RSD Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.75 0.00 0.63 0.00 0.46

BOM:539875 vs BLK, BX, KKR: PB Ratio Comparison

For the Asset Management subindustry, RSD Finance's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


RSD Finance PB Ratio vs Asset Management Industry

For the Asset Management industry and Financial Services sector, RSD Finance's PB Ratio distribution charts can be found below:

* The bar in red indicates where RSD Finance's PB Ratio falls into.


BOM:539875
55GF Score
RSD Finance Ltd BOM:539875
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

RSD Finance PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

RSD Finance's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=118.05/169.258
=0.70

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.70 mean?
RSD Finance (BOM:539875) has a PB Ratio of 0.70 as of Aug. 16, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on RSD Finance and its competitors. This is 30% above median its historical median of 0.54. Over the past decade, RSD Finance's PB Ratio has ranged from 0.12 to 1.36. According to the industry distribution chart, RSD Finance ranks #315 out of 1598 companies in the Asset Management industry, placing it in the top 19.7%.
Is RSD Finance's PB Ratio too high?
RSD Finance's current PB Ratio of 0.70 is 30% above median its 10-year median of 0.54. Over the past 10 years, this metric has ranged from a low of 0.12 to a high of 1.36. The Asset Management industry median PB Ratio is 0.96. RSD Finance's value of 0.70 is 27.1% below this industry median. Based on the distribution chart, RSD Finance ranks #315 out of 1598 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, RSD Finance has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does RSD Finance's PB Ratio compare to BLK and BX?
According to the Asset Management industry distribution chart, RSD Finance ranks #315 out of 1598 companies for PB Ratio. This places RSD Finance in the top 20% of its industry — outperforming the majority of peers. The industry median PB Ratio is 0.96. RSD Finance's value of 0.70 is 27.1% below this benchmark. Historically, RSD Finance's own PB Ratio has ranged from 0.12 to 1.36 over the past decade. While the company's 10-year median is 0.54 vs. the industry median of 0.96, RSD Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Asset Management company?
The median PB Ratio among Asset Management companies is 0.96, based on 1,598 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. RSD Finance's current PB Ratio of 0.70 is 27.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on RSD Finance and its competitors. For the Asset Management industry, the median PB Ratio is 0.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. RSD Finance's current PB Ratio is 0.70, which is 30% above median its own 10-year median of 0.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RSD Finance stock overvalued right now?
Based on GuruFocus' analysis, RSD Finance (BOM:539875) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹45.79, compared to a current price of ₹118.05 — trading 157.8% above its estimated fair value. The current PB Ratio is 0.70, which is 30% above median its 10-year median of 0.54 and 27.1% below the Asset Management industry median of 0.96. RSD Finance's overall GF Score™ is 55/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For RSD Finance (BOM:539875), the current PB Ratio is 0.70 as of Aug. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is RSD Finance (BOM:539875) Overvalued in 2026?

Based on GuruFocus' analysis, RSD Finance stock appears to be overvalued. The current stock price of ₹118.05 is trading 157.8% above its estimated GF Value™ of ₹45.79. GuruFocus considers RSD Finance to be Significantly Overvalued.

Key valuation signals for BOM:539875:

  • PB Ratio: 0.70 (30% above median its 10-year median of 0.54)
  • GF Value™: ₹45.79 vs. price of ₹118.05 (157.8% above fair value)
  • GF Score™: 55/100 with 4 warning signs
  • Industry Position: 27.1% below the Asset Management median (#315 of 1598)

No single metric tells the full story. See the BOM:539875 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


RSD Finance Business Description

Address Ramdas Bhatta, Bistupur, Holding No - 4, The Alcor Hotel, Purbi Singhbhum, Jamshedpur, JH, IND, 831001
RSD Finance Ltd is an India-based company non-banking financial company that invests in the capital market as well as in the money market. The company also provides Job Work services. It operates only in India. The segments of the group are the Investment & Finance segment and Job Work segment, of which key revenue is derived from the Investment & Finance segment.
55GF Score

Get the complete analysis for BOM:539875

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹118.05
Price
₹45.79
GF Value