P N Gadgil Jewellers (BOM:544256) PB Ratio: 4.36 (As of Aug. 12, 2026) — 12% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:544256 P N Gadgil Jewellers Ltd BOM:544256
45 GF Score
Price ₹629.95
! 3 Warning Signs
View Full Analysis

What is P N Gadgil Jewellers PB Ratio?

P N Gadgil Jewellers BOM:544256 -1.32% 45 PB Ratio is 4.36 as of Aug. 12, 2026, which is 12% below its 10-year median of 4.95. GuruFocus rates BOM:544256 with a GF Score™ of 45/100. The stock has 3 warning signs investors should review. Among 1,081 Retail - Cyclical companies, P N Gadgil Jewellers ranks worse than 81.13% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-08-12), P N Gadgil Jewellers's share price is ₹629.95. P N Gadgil Jewellers's Book Value per Share for the quarter that ended in Jun. 2026 was ₹144.63. Hence, P N Gadgil Jewellers's PB Ratio of today is 4.36.

The historical rank and industry rank for P N Gadgil Jewellers's PB Ratio or its related term are showing as below:

BOM:544256' s PB Ratio Range Over the Past 10 Years
Min: 3.65   Med: 4.95   Max: 7.43
Current: 4.35

During the past 6 years, P N Gadgil Jewellers's highest PB Ratio was 7.43. The lowest was 3.65. And the median was 4.95.

BOM:544256's PB Ratio is ranked worse than
81.13% of 1081 companies
in the Retail - Cyclical industry
Industry Median: 1.49 vs BOM:544256: 4.35

During the past 12 months, P N Gadgil Jewellers's average Book Value Per Share Growth Rate was 26.30% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 73.90% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 55.50% per year.

During the past 6 years, the highest 3-Year average Book Value Per Share Growth Rate of P N Gadgil Jewellers was 73.90% per year. The lowest was 28.30% per year. And the median was 71.30% per year.

Back to Basics: PB Ratio


P N Gadgil Jewellers  (BOM:544256) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


P N Gadgil Jewellers PB Ratio Related Terms


P N Gadgil Jewellers PB Ratio Historical Data

* Premium members only.

The historical data trend for P N Gadgil Jewellers's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

P N Gadgil Jewellers PB Ratio Chart

P N Gadgil Jewellers Annual Data
Trend Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
PB Ratio
Get a 7-Day Free Trial 0.00 0.00 0.00 4.42 3.64

P N Gadgil Jewellers Quarterly Data
Mar21 Mar22 Mar23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 4.82 0.00 3.64 0.00

BOM:544256 vs TPR: PB Ratio Comparison

For the Luxury Goods subindustry, P N Gadgil Jewellers's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


P N Gadgil Jewellers PB Ratio vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, P N Gadgil Jewellers's PB Ratio distribution charts can be found below:

* The bar in red indicates where P N Gadgil Jewellers's PB Ratio falls into.


BOM:544256
45GF Score
P N Gadgil Jewellers Ltd BOM:544256
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

P N Gadgil Jewellers PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

P N Gadgil Jewellers's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Jun. 2026)
=629.95/144.629
=4.36

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 4.36 mean?
P N Gadgil Jewellers (BOM:544256) has a PB Ratio of 4.36 as of Aug. 12, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on P N Gadgil Jewellers and its competitors. This is 12% below median its historical median of 4.95. Over the past decade, P N Gadgil Jewellers' PB Ratio has ranged from 3.65 to 7.43. According to the industry distribution chart, P N Gadgil Jewellers ranks #877 out of 1081 companies in the Retail - Cyclical industry, placing it in the top 81.1%.
Is P N Gadgil Jewellers' PB Ratio too high?
P N Gadgil Jewellers' current PB Ratio of 4.36 is 12% below median its 10-year median of 4.95. Over the past 10 years, this metric has ranged from a low of 3.65 to a high of 7.43. The Retail - Cyclical industry median PB Ratio is 1.49. P N Gadgil Jewellers' value of 4.36 is 192.6% above this industry median. Based on the distribution chart, P N Gadgil Jewellers ranks #877 out of 1081 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, P N Gadgil Jewellers has a GF Score™ of 45/100, reflecting its overall financial health beyond just this single metric.
How does P N Gadgil Jewellers' PB Ratio compare to TPR?
According to the Retail - Cyclical industry distribution chart, P N Gadgil Jewellers ranks #877 out of 1081 companies for PB Ratio. This places P N Gadgil Jewellers in the lower half of its industry. The industry median PB Ratio is 1.49. P N Gadgil Jewellers' value of 4.36 is 192.6% above this benchmark. Historically, P N Gadgil Jewellers' own PB Ratio has ranged from 3.65 to 7.43 over the past decade. While the company's 10-year median is 4.95 vs. the industry median of 1.49, P N Gadgil Jewellers has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Retail - Cyclical company?
The median PB Ratio among Retail - Cyclical companies is 1.49, based on 1,081 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. P N Gadgil Jewellers's current PB Ratio of 4.36 is 192.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on P N Gadgil Jewellers and its competitors. For the Retail - Cyclical industry, the median PB Ratio is 1.49 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. P N Gadgil Jewellers's current PB Ratio is 4.36, which is 12% below median its own 10-year median of 4.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is P N Gadgil Jewellers stock overvalued right now?
P N Gadgil Jewellers (BOM:544256) has a current PB Ratio of 4.36. The current PB Ratio is 4.36, which is 12% below median its 10-year median of 4.95 and 192.6% above the Retail - Cyclical industry median of 1.49. P N Gadgil Jewellers' overall GF Score™ is 45/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For P N Gadgil Jewellers (BOM:544256), the current PB Ratio is 4.36 as of Aug. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

P N Gadgil Jewellers Business Description

Other Exchanges PNGJL:India
Address Chitrashala Chowk Laxmi Road, PNG Vishwa, 359, Narayan Peth, Pune, MH, IND, 411 030
P N Gadgil Jewellers Ltd offers a wide range of precious metal/jewellery products including gold, silver, platinum and diamond jewellery, across various price points and designs which cover the needs of its customers and include collections that are specifically designed for special occasions, such as weddings, engagements, anniversaries and festivals, as well as everyday wear jewellery. The company's products are sold under its flagship brand, PNG, and various sub-brands, through multiple channels, including its approximately 33 retail stores and various online marketplaces, including the website.
45GF Score

Get the complete analysis for BOM:544256

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹629.95
Price