FLFG (Federal Life Group) PB Ratio: 1.00 (As of Jun. 30, 2026)


What is Federal Life Group PB Ratio?

Federal Life Group FLFG PB Ratio is 1.00 as of Jun. 30, 2026.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-30), Federal Life Group's share price is $16.25. Federal Life Group's Book Value per Share for the quarter that ended in Mar. 2019 was $16.19. Hence, Federal Life Group's PB Ratio of today is 1.00.

The historical rank and industry rank for Federal Life Group's PB Ratio or its related term are showing as below:

FLFG's PB Ratio is not ranked *
in the Insurance industry.
Industry Median: 1.38
* Ranked among companies with meaningful PB Ratio only.

Back to Basics: PB Ratio

Federal Life Group  (OTCPK:FLFG) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.

Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.

Federal Life Group PB Ratio Related Terms

Federal Life Group PB Ratio Historical Data

* Premium members only.

The historical data trend for Federal Life Group's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Federal Life Group PB Ratio Chart

Federal Life Group Annual Data
Trend Dec16 Dec17 Dec18
PB Ratio
0.00 0.00 0.75

Federal Life Group Quarterly Data
Dec16 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19
PB Ratio Get a 7-Day Free Trial 0.00 0.00 0.00 0.75 0.72

FLFG vs : PB Ratio Comparison

For the Insurance - Life subindustry, Federal Life Group's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Federal Life Group PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Federal Life Group's PB Ratio distribution charts can be found below:

* The bar in red indicates where Federal Life Group's PB Ratio falls into.


Federal Life Group PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Federal Life Group's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2019)
=16.25/16.194
=1.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PB Ratio=Market Cap /(Total Stockholders Equity-Preferred Stock)

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 1.00 mean?
Federal Life Group (FLFG) has a PB Ratio of 1.00 as of Jun. 30, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Federal Life Group and its competitors.
Is Federal Life Group's PB Ratio too high?
Federal Life Group's current PB Ratio is 1.00. The Insurance industry median PB Ratio is 1.38. Federal Life Group's value of 1.00 is 27.5% below this industry median.
How does Federal Life Group's PB Ratio compare to ?
Federal Life Group's PB Ratio of 1.00 can be compared against companies in the Insurance industry. The industry median PB Ratio is 1.38. Federal Life Group's value of 1.00 is 27.5% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.38, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Federal Life Group's current PB Ratio of 1.00 is 27.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Federal Life Group and its competitors. For the Insurance industry, the median PB Ratio is 1.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Federal Life Group's current PB Ratio is 1.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Federal Life Group stock overvalued right now?
Federal Life Group (FLFG) has a current PB Ratio of 1.00. The current PB Ratio is 1.00 and 27.5% below the Insurance industry median of 1.38. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Federal Life Group (FLFG), the current PB Ratio is 1.00 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Federal Life Group Business Description

Comparable Companies
Address 3750 West Deerfield Road, Riverwoods, IL, USA, 60015
Federal Life Group Inc provides life insurance and annuity products targeted to the middle American market. Its core business activities include the sale of life insurance and fixed index and fixed rate annuities. Products offered by the company include Lifetime Coverage, Specific Period of Time Coverage, Flexible Coverage, Long-Term Growth with Fixed and Index-Linked Options, Multi-Pay Retirement Savings Plan, Single-Pay Retirement Savings Plan, Immediate Guaranteed Retirement Income, Final Expense Plan, Final Expense Plan - Limited Health Issues and Single-Pay Permanent Life.