FLFG (Federal Life Group) Retained Earnings: $22.80 Mil (As of Mar. 2019)

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What is Federal Life Group Retained Earnings?

Federal Life Group FLFG Retained Earnings is $22.80 Mil as of Mar. 2019.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Federal Life Group's retained earnings for the quarter that ended in Mar. 2019 was $22.80 Mil.

Federal Life Group's quarterly retained earnings declined from Sep. 2018 ($23.17 Mil) to Dec. 2018 ($21.77 Mil) but then increased from Dec. 2018 ($21.77 Mil) to Mar. 2019 ($22.80 Mil).

Federal Life Group's annual retained earnings declined from Dec. 2016 ($29.31 Mil) to Dec. 2017 ($26.60 Mil) and declined from Dec. 2017 ($26.60 Mil) to Dec. 2018 ($21.77 Mil).

Federal Life Group  (OTCPK:FLFG) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.

Federal Life Group Retained Earnings Historical Data

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The historical data trend for Federal Life Group's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Federal Life Group Retained Earnings Chart

Federal Life Group Annual Data
Trend Dec16 Dec17 Dec18
Retained Earnings
29.31 26.60 21.77

Federal Life Group Quarterly Data
Dec16 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19
Retained Earnings Get a 7-Day Free Trial 0.00 24.61 23.17 21.77 22.80

Federal Life Group Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of $22.80 Mil mean?
Federal Life Group (FLFG) has a Retained Earnings of $22.80 Mil as of Mar. 2019. Retained earnings is the amount of net income not issued to shareholders. View historical data on Federal Life Group and its competitors.
Is Federal Life Group's Retained Earnings too high?
Federal Life Group's current Retained Earnings is $22.80 Mil.
How does Federal Life Group's Retained Earnings compare to ?
Federal Life Group's Retained Earnings of $22.80 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for an Insurance company?
A good Retained Earnings depends on the Insurance industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Federal Life Group and its competitors. Federal Life Group's current Retained Earnings is $22.80 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Federal Life Group stock overvalued right now?
Federal Life Group (FLFG) has a current Retained Earnings of $22.80 Mil. The current Retained Earnings is $22.80 Mil. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Federal Life Group (FLFG), the current Retained Earnings is $22.80 Mil as of Mar. 2019. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Federal Life Group Business Description

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Address 3750 West Deerfield Road, Riverwoods, IL, USA, 60015
Federal Life Group Inc provides life insurance and annuity products targeted to the middle American market. Its core business activities include the sale of life insurance and fixed index and fixed rate annuities. Products offered by the company include Lifetime Coverage, Specific Period of Time Coverage, Flexible Coverage, Long-Term Growth with Fixed and Index-Linked Options, Multi-Pay Retirement Savings Plan, Single-Pay Retirement Savings Plan, Immediate Guaranteed Retirement Income, Final Expense Plan, Final Expense Plan - Limited Health Issues and Single-Pay Permanent Life.