Georgia CapitalFRA:2IX -3.81%64 PB Ratio is 0.85 as of Jun. 26, 2026, which is 73% above its 10-year median of 0.49. GuruFocus rates FRA:2IX with a GF Score™ of 64/100 and a GF Value™ of €48.42 (Fairly Valued). The stock has 3 warning signs investors should review. Among 472 Diversified Financial Services companies, Georgia Capital ranks better than 88.56% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-26), Georgia Capital's share price is €45.40. Georgia Capital's Book Value per Share for the quarter that ended in Dec. 2025 was €53.12. Hence, Georgia Capital's PB Ratio of today is 0.85.
The historical rank and industry rank for Georgia Capital's PB Ratio or its related term are showing as below:
FRA:2IX'
s PB Ratio Range Over the Past 10 Years
Min: 0.27 Med: 0.49 Max: 2.4
Current: 0.85
During the past 11 years, Georgia Capital's highest PB Ratio was 2.40. The lowest was 0.27. And the median was 0.49.
FRA:2IX's PB Ratio is ranked better than 88.56% of 472
companies
in the Diversified Financial Services industry
Industry Median: 1.385
vs FRA:2IX: 0.85
During the past 12 months, Georgia Capital's average Book Value Per Share Growth Rate was 61.70% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 37.80% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 26.40% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 25.50% per year.
During the past 11 years, the highest 3-Year average Book Value Per Share Growth Rate of Georgia Capital was 37.80% per year. The lowest was 12.90% per year. And the median was 26.45% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Georgia Capital PB Ratio Related Terms
Georgia Capital PB Ratio Historical Data
* Premium members only.
The historical data trend for Georgia Capital's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Financial Conglomerates subindustry, Georgia Capital's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Georgia Capital PB Ratio vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, Georgia Capital's PB Ratio distribution charts can be found below:
* The bar in red indicates where Georgia Capital's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Georgia Capital's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Georgia Capital (FRA:2IX) has a PB Ratio of 0.85 as of Jun. 26, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Georgia Capital and its competitors. This is 73% above median its historical median of 0.49. Over the past decade, Georgia Capital's PB Ratio has ranged from 0.27 to 2.40. According to the industry distribution chart, Georgia Capital ranks #54 out of 472 companies in the Diversified Financial Services industry, placing it in the top 11.4%.
Is Georgia Capital's PB Ratio too high?
Georgia Capital's current PB Ratio of 0.85 is 73% above median its 10-year median of 0.49. Over the past 10 years, this metric has ranged from a low of 0.27 to a high of 2.40. The Diversified Financial Services industry median PB Ratio is 1.39. Georgia Capital's value of 0.85 is 38.6% below this industry median. Based on the distribution chart, Georgia Capital ranks #54 out of 472 companies in the Diversified Financial Services industry, which is in the top quartile — a strong position relative to peers. Overall, Georgia Capital has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Georgia Capital's PB Ratio compare to FRHC?
According to the Diversified Financial Services industry distribution chart, Georgia Capital ranks #54 out of 472 companies for PB Ratio. This places Georgia Capital in the top 11% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.39. Georgia Capital's value of 0.85 is 38.6% below this benchmark. Historically, Georgia Capital's own PB Ratio has ranged from 0.27 to 2.40 over the past decade. While the company's 10-year median is 0.49 vs. the industry median of 1.39, Georgia Capital has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Diversified Financial Services company?
The median PB Ratio among Diversified Financial Services companies is 1.39, based on 472 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Georgia Capital's current PB Ratio of 0.85 is 38.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Georgia Capital and its competitors. For the Diversified Financial Services industry, the median PB Ratio is 1.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Georgia Capital's current PB Ratio is 0.85, which is 73% above median its own 10-year median of 0.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Georgia Capital stock overvalued right now?
Based on GuruFocus' analysis, Georgia Capital (FRA:2IX) is currently considered Fairly Valued. The stock's GF Value™ is €48.42, compared to a current price of €45.40 — trading 6.2% below its estimated fair value. The current PB Ratio is 0.85, which is 73% above median its 10-year median of 0.49 and 38.6% below the Diversified Financial Services industry median of 1.39. Georgia Capital's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Georgia Capital (FRA:2IX), the current PB Ratio is 0.85 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Georgia Capital (FRA:2IX) Overvalued in 2026?
Based on GuruFocus' analysis, Georgia Capital stock appears to be undervalued.
The current stock price of €45.40 is trading 6.2% below its estimated GF Value™ of €48.42.
GuruFocus considers Georgia Capital to be Fairly Valued.
Key valuation signals for FRA:2IX:
PB Ratio: 0.85 (73% above median its 10-year median of 0.49)
GF Value™: €48.42 vs. price of €45.40 (6.2% below fair value)
Industry Position: 38.6% below the Diversified Financial Services median (#54 of 472)
No single metric tells the full story. See the FRA:2IX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Georgia Capital PLC is focused on buying, building and developing businesses in Georgia and monetising investments as it matures. The company currently has the following private large portfolio businesses (i) a retail (pharmacy) business, (ii) an insurance business (P&C and medical insurance), and (iii) a healthcare services business (hospitals and clinics and diagnostics). The company's operating segments are: listed and observable portfolio companies, private large portfolio companies, private emerging and other portfolio companies, and corporate centre.
64GF Score
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