GBank Financial HoldingsFRA:8AE +2.24%47 PB Ratio is 2.73 as of Jul. 06, 2026, which is 48% above its 10-year median of 1.85. GuruFocus rates FRA:8AE with a GF Score™ of 47/100 and a GF Value™ of €23.60 (Modestly Overvalued). The stock has 1 warning sign investors should review. Among 1,518 Banks companies, GBank Financial Holdings ranks worse than 94.86% on this metric.
The historical rank and industry rank for GBank Financial Holdings's PB Ratio or its related term are showing as below:
FRA:8AE'
s PB Ratio Range Over the Past 10 Years
Min: 1.43 Med: 1.85 Max: 4.37
Current: 2.76
During the past 9 years, GBank Financial Holdings's highest PB Ratio was 4.37. The lowest was 1.43. And the median was 1.85.
FRA:8AE's PB Ratio is ranked worse than 94.86% of 1518
companies
in the Banks industry
Industry Median: 1.1
vs FRA:8AE: 2.76
During the past 12 months, GBank Financial Holdings's average Book Value Per Share Growth Rate was 12.80% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 19.00% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 16.60% per year.
During the past 9 years, the highest 3-Year average Book Value Per Share Growth Rate of GBank Financial Holdings was 30.40% per year. The lowest was 13.30% per year. And the median was 22.00% per year.
Back to Basics: PB Ratio
GBank Financial Holdings (FRA:8AE) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, GBank Financial Holdings's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
GBank Financial Holdings PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, GBank Financial Holdings's PB Ratio distribution charts can be found below:
* The bar in red indicates where GBank Financial Holdings's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
GBank Financial Holdings (FRA:8AE) has a PB Ratio of 2.73 as of Jul. 06, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on GBank Financial Holdings and its competitors. This is 48% above median its historical median of 1.85. Over the past decade, GBank Financial Holdings' PB Ratio has ranged from 1.43 to 4.37. According to the industry distribution chart, GBank Financial Holdings ranks #1440 out of 1518 companies in the Banks industry, placing it in the top 94.9%.
Is GBank Financial Holdings' PB Ratio too high?
GBank Financial Holdings' current PB Ratio of 2.73 is 48% above median its 10-year median of 1.85. Over the past 10 years, this metric has ranged from a low of 1.43 to a high of 4.37. The Banks industry median PB Ratio is 1.10. GBank Financial Holdings' value of 2.73 is 148.2% above this industry median. Based on the distribution chart, GBank Financial Holdings ranks #1440 out of 1518 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, GBank Financial Holdings has a GF Score™ of 47/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does GBank Financial Holdings' PB Ratio compare to FRBA and CBAN?
According to the Banks industry distribution chart, GBank Financial Holdings ranks #1440 out of 1518 companies for PB Ratio. This places GBank Financial Holdings in the lower half of its industry. The industry median PB Ratio is 1.10. GBank Financial Holdings' value of 2.73 is 148.2% above this benchmark. Historically, GBank Financial Holdings' own PB Ratio has ranged from 1.43 to 4.37 over the past decade. While the company's 10-year median is 1.85 vs. the industry median of 1.10, GBank Financial Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.10, based on 1,518 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. GBank Financial Holdings's current PB Ratio of 2.73 is 148.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on GBank Financial Holdings and its competitors. For the Banks industry, the median PB Ratio is 1.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. GBank Financial Holdings's current PB Ratio is 2.73, which is 48% above median its own 10-year median of 1.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GBank Financial Holdings stock overvalued right now?
Based on GuruFocus' analysis, GBank Financial Holdings (FRA:8AE) is currently considered Modestly Overvalued. The stock's GF Value™ is €23.60, compared to a current price of €27.40 — trading 16.1% above its estimated fair value. The current PB Ratio is 2.73, which is 48% above median its 10-year median of 1.85 and 148.2% above the Banks industry median of 1.10. GBank Financial Holdings' overall GF Score™ is 47/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For GBank Financial Holdings (FRA:8AE), the current PB Ratio is 2.73 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is GBank Financial Holdings (FRA:8AE) Overvalued in 2026?
Based on GuruFocus' analysis, GBank Financial Holdings stock appears to be overvalued.
The current stock price of €27.40 is trading 16.1% above its estimated GF Value™ of €23.60.
GuruFocus considers GBank Financial Holdings to be Modestly Overvalued.
Key valuation signals for FRA:8AE:
PB Ratio: 2.73 (48% above median its 10-year median of 1.85)
GF Value™: €23.60 vs. price of €27.40 (16.1% above fair value)
Industry Position: 148.2% above the Banks median (#1440 of 1518)
No single metric tells the full story. See the FRA:8AE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
GBank Financial Holdings Inc, through its subsidiary, provides banking services to commercial and consumer customers. The Bank provides general commercial banking services with an emphasis on serving the needs of small- and medium-sized businesses, high net worth individuals, professionals, and investors. The company is also actively expanding into Gaming, FinTech, and Payments solutions. It derives its revenue from interest on loans, interest on investments, various fees and service charges, loan servicing, and gains on loan sales at the Bank level. The Bank offers a full range of deposit and loan products for businesses including remote deposit capture, online banking, commercial real estate loans, commercial lines of credit, and government guaranteed loans.
47GF Score
Get the complete analysis for FRA:8AE
PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:8AE has been successfully added to your 
