GBank Financial Holdings (FRA:8AE) Scaled Net Operating Assets: -0.01 (As of Mar. 2026)


FRA:8AE GBank Financial Holdings Inc FRA:8AE
47 GF Score
Price €27.20
GF Value €23.60
Valuation Modestly Overvalued
! 1 Warning Sign
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What is GBank Financial Holdings Scaled Net Operating Assets?

GBank Financial Holdings FRA:8AE -0.73% 47 Scaled Net Operating Assets is -0.01 as of Mar. 2026. GuruFocus rates FRA:8AE with a GF Score™ of 47/100 and a GF Value™ of €23.60 (Modestly Overvalued). The stock has 1 warning sign investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

GBank Financial Holdings's operating assets for the quarter that ended in Mar. 2026 was €1,015.85 Mil. GBank Financial Holdings's operating liabilities for the quarter that ended in Mar. 2026 was €1,029.60 Mil. GBank Financial Holdings's Total Assets for the quarter that ended in Dec. 2025 was €1,161.01 Mil. Therefore, GBank Financial Holdings's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was -0.01.

FRA:8AE
47GF Score
GBank Financial Holdings Inc FRA:8AE
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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GBank Financial Holdings Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

GBank Financial Holdings's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(992.029-991.874)/1071.858
=0.00

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=1161.005 - 168.976
=992.029

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=1019.451 - 27.26 - 0.317
=991.874

GBank Financial Holdings's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(1015.854-1029.603)/1161.005
=-0.01

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=1205.647 - 189.793
=1015.854

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=1060.654 - 31.051 - 0
=1029.603

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of -0.01 mean?
GBank Financial Holdings (FRA:8AE) has a Scaled Net Operating Assets of -0.01 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on GBank Financial Holdings and its competitors.
Is GBank Financial Holdings' Scaled Net Operating Assets too high?
GBank Financial Holdings' current Scaled Net Operating Assets is -0.01. Overall, GBank Financial Holdings has a GF Score™ of 47/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does GBank Financial Holdings' Scaled Net Operating Assets compare to FRBA and CBAN?
GBank Financial Holdings' Scaled Net Operating Assets of -0.01 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on GBank Financial Holdings and its competitors. GBank Financial Holdings's current Scaled Net Operating Assets is -0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GBank Financial Holdings stock overvalued right now?
Based on GuruFocus' analysis, GBank Financial Holdings (FRA:8AE) is currently considered Modestly Overvalued. The stock's GF Value™ is €23.60, compared to a current price of €27.20 — trading 15.3% above its estimated fair value. The current Scaled Net Operating Assets is -0.01. GBank Financial Holdings' overall GF Score™ is 47/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For GBank Financial Holdings (FRA:8AE), the current Scaled Net Operating Assets is -0.01 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is GBank Financial Holdings (FRA:8AE) Overvalued in 2026?

Based on GuruFocus' analysis, GBank Financial Holdings stock appears to be overvalued. The current stock price of €27.20 is trading 15.3% above its estimated GF Value™ of €23.60. GuruFocus considers GBank Financial Holdings to be Modestly Overvalued.

Key valuation signals for FRA:8AE:

  • Scaled Net Operating Assets: -0.01
  • GF Value™: €23.60 vs. price of €27.20 (15.3% above fair value)
  • GF Score™: 47/100 with 1 warning sign

No single metric tells the full story. See the FRA:8AE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

GBank Financial Holdings Business Description

Other Exchanges GBFH:USA
Address 9115 West Russell Road, Suite 110, Las Vegas, NV, USA, 89148
GBank Financial Holdings Inc, through its subsidiary, provides banking services to commercial and consumer customers. The Bank provides general commercial banking services with an emphasis on serving the needs of small- and medium-sized businesses, high net worth individuals, professionals, and investors. The company is also actively expanding into Gaming, FinTech, and Payments solutions. It derives its revenue from interest on loans, interest on investments, various fees and service charges, loan servicing, and gains on loan sales at the Bank level. The Bank offers a full range of deposit and loan products for businesses including remote deposit capture, online banking, commercial real estate loans, commercial lines of credit, and government guaranteed loans.
47GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€27.20
Price
€23.60
GF Value