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Pareto Bank ASAFRA:8PB -1.29%67 PB Ratio is 0.91 as of Jul. 14, 2026, which is 4% below its 10-year median of 0.95. GuruFocus rates FRA:8PB with a GF Score™ of 67/100 and a GF Value™ of €6.15 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,520 Banks companies, Pareto Bank ASA ranks better than 65.86% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-14), Pareto Bank ASA's share price is €6.13. Pareto Bank ASA's Book Value per Share for the quarter that ended in Mar. 2026 was €6.77. Hence, Pareto Bank ASA's PB Ratio of today is 0.91.
Good Sign:
Pareto Bank ASA stock PB Ratio (=0.93) is close to 2-year low of 0.86.
The historical rank and industry rank for Pareto Bank ASA's PB Ratio or its related term are showing as below:
FRA:8PB'
s PB Ratio Range Over the Past 10 Years
Min: 0.49 Med: 0.95 Max: 1.33
Current: 0.93
During the past 13 years, Pareto Bank ASA's highest PB Ratio was 1.33. The lowest was 0.49. And the median was 0.95.
FRA:8PB's PB Ratio is ranked better than 65.86% of 1520
companies
in the Banks industry
Industry Median: 1.11
vs FRA:8PB: 0.93
During the past 12 months, Pareto Bank ASA's average Book Value Per Share Growth Rate was 3.50% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 7.30% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 8.30% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 10.50% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Pareto Bank ASA was 20.60% per year. The lowest was 7.30% per year. And the median was 10.15% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Pareto Bank ASA PB Ratio Related Terms
Pareto Bank ASA PB Ratio Historical Data
* Premium members only.
The historical data trend for Pareto Bank ASA's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Pareto Bank ASA's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pareto Bank ASA PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Pareto Bank ASA's PB Ratio distribution charts can be found below:
* The bar in red indicates where Pareto Bank ASA's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Pareto Bank ASA's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Pareto Bank ASA (FRA:8PB) has a PB Ratio of 0.91 as of Jul. 14, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Pareto Bank ASA and its competitors. This is near median its historical median of 0.95. Over the past decade, Pareto Bank ASA's PB Ratio has ranged from 0.49 to 1.33. According to the industry distribution chart, Pareto Bank ASA ranks #519 out of 1520 companies in the Banks industry, placing it in the top 34.1%.
Is Pareto Bank ASA's PB Ratio too high?
Pareto Bank ASA's current PB Ratio of 0.91 is near median its 10-year median of 0.95. Over the past 10 years, this metric has ranged from a low of 0.49 to a high of 1.33. The Banks industry median PB Ratio is 1.11. Pareto Bank ASA's value of 0.91 is 18% below this industry median. Based on the distribution chart, Pareto Bank ASA ranks #519 out of 1520 companies in the Banks industry, which is above the industry midpoint. Overall, Pareto Bank ASA has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Pareto Bank ASA's PB Ratio compare to competitors?
According to the Banks industry distribution chart, Pareto Bank ASA ranks #519 out of 1520 companies for PB Ratio. This puts Pareto Bank ASA in the upper half of its industry. The industry median PB Ratio is 1.11. Pareto Bank ASA's value of 0.91 is 18% below this benchmark. Historically, Pareto Bank ASA's own PB Ratio has ranged from 0.49 to 1.33 over the past decade. While the company's 10-year median is 0.95 vs. the industry median of 1.11, Pareto Bank ASA has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.11, based on 1,520 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pareto Bank ASA's current PB Ratio of 0.91 is 18% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Pareto Bank ASA and its competitors. For the Banks industry, the median PB Ratio is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pareto Bank ASA's current PB Ratio is 0.91, which is near median its own 10-year median of 0.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pareto Bank ASA stock overvalued right now?
Based on GuruFocus' analysis, Pareto Bank ASA (FRA:8PB) is currently considered Fairly Valued. The stock's GF Value™ is €6.15, compared to a current price of €6.13 — trading 0.3% below its estimated fair value. The current PB Ratio is 0.91, which is near median its 10-year median of 0.95 and 18% below the Banks industry median of 1.11. Pareto Bank ASA's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Pareto Bank ASA (FRA:8PB), the current PB Ratio is 0.91 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pareto Bank ASA (FRA:8PB) Overvalued in 2026?
Based on GuruFocus' analysis, Pareto Bank ASA stock appears to be undervalued.
The current stock price of €6.13 is trading 0.3% below its estimated GF Value™ of €6.15.
GuruFocus considers Pareto Bank ASA to be Fairly Valued.
Key valuation signals for FRA:8PB:
PB Ratio: 0.91 (near median its 10-year median of 0.95)
GF Value™: €6.15 vs. price of €6.13 (0.3% below fair value)
Industry Position: 18% below the Banks median (#519 of 1520)
No single metric tells the full story. See the FRA:8PB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pareto Bank ASA operates as a commercial bank in Norway. It offers diversified financial services including accepting deposits, financing of construction and rehabilitation of housing, financing solutions for companies, owners and investors, financing of shipping and offshore projects, banking. The bank also offers credit cards and online banking.
67GF Score
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