Surgepays (FRA:9B90) PB Ratio: (As of Jul. 12, 2026)


FRA:9B90 Surgepays Inc FRA:9B90
31 GF Score
Price €0.33
GF Value €1.38
Valuation Possible Value Trap
! 5 Warning Signs
View Full Analysis

What is Surgepays PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-12), Surgepays's share price is €0.326. Surgepays's Book Value per Share for the quarter that ended in Mar. 2026 was €-0.85. Hence, Surgepays's PB Ratio of today is .

The historical rank and industry rank for Surgepays's PB Ratio or its related term are showing as below:

During the past 13 years, Surgepays's highest PB Ratio was 540.00. The lowest was 0.58. And the median was 6.97.

FRA:9B90's PB Ratio is not ranked *
in the Telecommunication Services industry.
Industry Median: 1.825
* Ranked among companies with meaningful PB Ratio only.

During the past 12 months, Surgepays's average Book Value Per Share Growth Rate was -352.30% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Surgepays was 80.40% per year. The lowest was -129.10% per year. And the median was -10.85% per year.

Back to Basics: PB Ratio


Surgepays  (FRA:9B90) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Surgepays PB Ratio Related Terms


Surgepays PB Ratio Historical Data

* Premium members only.

The historical data trend for Surgepays's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Surgepays PB Ratio Chart

Surgepays Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.90 18.56 3.03 2.37 0.00

Surgepays Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.27 236.40 0.00 0.00 0.00

FRA:9B90 vs IQST, KTEL, HMMR: PB Ratio Comparison

For the Telecom Services subindustry, Surgepays's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Surgepays PB Ratio vs Telecommunication Services Industry

For the Telecommunication Services industry and Communication Services sector, Surgepays's PB Ratio distribution charts can be found below:

* The bar in red indicates where Surgepays's PB Ratio falls into.


FRA:9B90
31GF Score
Surgepays Inc FRA:9B90
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Surgepays PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Surgepays's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=0.326/-0.851
=

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Is Surgepays (FRA:9B90) Overvalued in 2026?

Based on GuruFocus' analysis, Surgepays stock appears to be undervalued. The current stock price of €0.33 is trading 76.4% below its estimated GF Value™ of €1.38. GuruFocus considers Surgepays to be Possible Value Trap.

Key valuation signals for FRA:9B90:

  • PB Ratio:
  • GF Value™: €1.38 vs. price of €0.33 (76.4% below fair value)
  • GF Score™: 31/100 with 5 warning signs

No single metric tells the full story. See the FRA:9B90 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Surgepays Business Description

Other Exchanges SURG:USA9B90:Germany
Address 3124 Brother Boulevard, Suite 104, Bartlett, TN, USA, 38133
Surgepays Inc is a wireless and point of sale technology company focused on serving underserved and value-conscious consumers through a combination of retail distribution and digital acquisition channels. It provides mobile connectivity, financial technology services, and transaction processing solutions through an integrated platform that combines wireless services with point of sale software and retail distribution. It enables in-store and online activation of wireless services, prepaid top-ups, and financial transactions, allowing consumers to access essential services in both local and digital environments. Its segments are wireless services or MVNO Telecommunications, platform services or MVNE Enablement Platform (HERO), and wholesale enablement or Comprehensive Platform Services.
31GF Score

Get the complete analysis for FRA:9B90

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.33
Price
€1.38
GF Value