FRFLF (FRNT Financial) PB Ratio: 1.74 (As of Jul. 01, 2026) — 47% Below Median


FRFLF FRNT Financial Inc FRFLF
20 GF Score
Price $0.08
GF Value $0.33
Valuation Possible Value Trap
! 4 Warning Signs
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What is FRNT Financial PB Ratio?

FRNT Financial FRFLF +2.89% 20 PB Ratio is 1.74 as of Jul. 01, 2026, which is 47% below its 10-year median of 3.31. GuruFocus rates FRFLF with a GF Score™ of 20/100 and a GF Value™ of $0.33 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 782 Capital Markets companies, FRNT Financial ranks worse than 56.01% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-01), FRNT Financial's share price is $0.08. FRNT Financial's Book Value per Share for the quarter that ended in Mar. 2026 was $0.05. Hence, FRNT Financial's PB Ratio of today is 1.74.

The historical rank and industry rank for FRNT Financial's PB Ratio or its related term are showing as below:

FRFLF' s PB Ratio Range Over the Past 10 Years
Min: 1.27   Med: 3.31   Max: 17.36
Current: 1.9

During the past 5 years, FRNT Financial's highest PB Ratio was 17.36. The lowest was 1.27. And the median was 3.31.

FRFLF's PB Ratio is ranked worse than
56.01% of 782 companies
in the Capital Markets industry
Industry Median: 1.34 vs FRFLF: 1.90

During the past 12 months, FRNT Financial's average Book Value Per Share Growth Rate was -30.00% per year. During the past 3 years, the average Book Value Per Share Growth Rate was -32.80% per year.

During the past 5 years, the highest 3-Year average Book Value Per Share Growth Rate of FRNT Financial was -1.00% per year. The lowest was -32.80% per year. And the median was -16.90% per year.

Back to Basics: PB Ratio


FRNT Financial  (OTCPK:FRFLF) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


FRNT Financial PB Ratio Related Terms


FRNT Financial PB Ratio Historical Data

* Premium members only.

The historical data trend for FRNT Financial's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FRNT Financial PB Ratio Chart

FRNT Financial Annual Data
Trend Jun21 Jun22 Jun23 Jun24 Jun25
PB Ratio
0.00 0.00 2.50 3.65 12.67

FRNT Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.47 12.67 3.79 3.39 3.04

FRFLF vs MS, GS, SCHW: PB Ratio Comparison

For the Capital Markets subindustry, FRNT Financial's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FRNT Financial PB Ratio vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, FRNT Financial's PB Ratio distribution charts can be found below:

* The bar in red indicates where FRNT Financial's PB Ratio falls into.


FRFLF
20GF Score
FRNT Financial Inc FRFLF
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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FRNT Financial PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

FRNT Financial's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=0.08/0.046
=1.74

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 1.74 mean?
FRNT Financial (FRFLF) has a PB Ratio of 1.74 as of Jul. 01, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on FRNT Financial and its competitors. This is 47% below median its historical median of 3.31. Over the past decade, FRNT Financial's PB Ratio has ranged from 1.27 to 17.36. According to the industry distribution chart, FRNT Financial ranks #438 out of 782 companies in the Capital Markets industry, placing it in the top 56%.
Is FRNT Financial's PB Ratio too high?
FRNT Financial's current PB Ratio of 1.74 is 47% below median its 10-year median of 3.31. Over the past 10 years, this metric has ranged from a low of 1.27 to a high of 17.36. The Capital Markets industry median PB Ratio is 1.34. FRNT Financial's value of 1.74 is 29.9% above this industry median. Based on the distribution chart, FRNT Financial ranks #438 out of 782 companies in the Capital Markets industry, which is below the industry midpoint. Overall, FRNT Financial has a GF Score™ of 20/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does FRNT Financial's PB Ratio compare to MS and GS?
According to the Capital Markets industry distribution chart, FRNT Financial ranks #438 out of 782 companies for PB Ratio. This places FRNT Financial in the lower half of its industry. The industry median PB Ratio is 1.34. FRNT Financial's value of 1.74 is 29.9% above this benchmark. Historically, FRNT Financial's own PB Ratio has ranged from 1.27 to 17.36 over the past decade. While the company's 10-year median is 3.31 vs. the industry median of 1.34, FRNT Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Capital Markets company?
The median PB Ratio among Capital Markets companies is 1.34, based on 782 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FRNT Financial's current PB Ratio of 1.74 is 29.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on FRNT Financial and its competitors. For the Capital Markets industry, the median PB Ratio is 1.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FRNT Financial's current PB Ratio is 1.74, which is 47% below median its own 10-year median of 3.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FRNT Financial stock overvalued right now?
Based on GuruFocus' analysis, FRNT Financial (FRFLF) is currently considered Possible Value Trap. The stock's GF Value™ is $0.33, compared to a current price of $0.08 — trading 75.8% below its estimated fair value. The current PB Ratio is 1.74, which is 47% below median its 10-year median of 3.31 and 29.9% above the Capital Markets industry median of 1.34. FRNT Financial's overall GF Score™ is 20/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For FRNT Financial (FRFLF), the current PB Ratio is 1.74 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FRNT Financial (FRFLF) Overvalued in 2026?

Based on GuruFocus' analysis, FRNT Financial stock appears to be undervalued. The current stock price of $0.08 is trading 75.8% below its estimated GF Value™ of $0.33. GuruFocus considers FRNT Financial to be Possible Value Trap.

Key valuation signals for FRFLF:

  • PB Ratio: 1.74 (47% below median its 10-year median of 3.31)
  • GF Value™: $0.33 vs. price of $0.08 (75.8% below fair value)
  • GF Score™: 20/100 with 4 warning signs
  • Industry Position: 29.9% above the Capital Markets median (#438 of 782)

No single metric tells the full story. See the FRFLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


FRNT Financial Business Description

Other Exchanges FRNT:Canada
Address 49 Wellington Street East, Unit 200, Toronto, ON, CAN, M5E 1C9
FRNT Financial Inc is a next-generation institutional sales and trading platform. It has one segment focused around developing and offering its capital market trading platform to institutional investors. The Company is a financial technology company that provides a capital markets trading platform for institutional investors to access alternative trading opportunities.
20GF Score

Get the complete analysis for FRFLF

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.08
Price
$0.33
GF Value