Gunma BankGMBKF 52 PB Ratio is 0.32 as of Jun. 30, 2026, which is 27% below its 10-year median of 0.44. GuruFocus rates GMBKF with a GF Score™ of 52/100 and a GF Value™ of $1.77. The stock has 6 warning signs investors should review. Among 1,519 Banks companies, Gunma Bank ranks worse than 74.19% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-30), Gunma Bank's share price is $3.26. Gunma Bank's Book Value per Share for the quarter that ended in Mar. 2026 was $10.31. Hence, Gunma Bank's PB Ratio of today is 0.32.
Warning Sign:
Gunma Bank Ltd stock PB Ratio (=1.43) is close to 10-year high of 1.43.
The historical rank and industry rank for Gunma Bank's PB Ratio or its related term are showing as below:
GMBKF'
s PB Ratio Range Over the Past 10 Years
Min: 0.2 Med: 0.44 Max: 1.43
Current: 1.43
During the past 13 years, Gunma Bank's highest PB Ratio was 1.43. The lowest was 0.20. And the median was 0.44.
GMBKF's PB Ratio is ranked worse than 74.19% of 1519
companies
in the Banks industry
Industry Median: 1.09
vs GMBKF: 1.43
During the past 12 months, Gunma Bank's average Book Value Per Share Growth Rate was 11.10% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 8.80% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 4.90% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 3.20% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Gunma Bank was 12.00% per year. The lowest was -4.80% per year. And the median was 3.80% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Gunma Bank PB Ratio Related Terms
Gunma Bank PB Ratio Historical Data
* Premium members only.
The historical data trend for Gunma Bank's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Gunma Bank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Gunma Bank PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Gunma Bank's PB Ratio distribution charts can be found below:
* The bar in red indicates where Gunma Bank's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Gunma Bank's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Gunma Bank (GMBKF) has a PB Ratio of 0.32 as of Jun. 30, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Gunma Bank and its competitors. This is 27% below median its historical median of 0.44. Over the past decade, Gunma Bank's PB Ratio has ranged from 0.20 to 1.43. According to the industry distribution chart, Gunma Bank ranks #1127 out of 1519 companies in the Banks industry, placing it in the top 74.2%.
Is Gunma Bank's PB Ratio too high?
Gunma Bank's current PB Ratio of 0.32 is 27% below median its 10-year median of 0.44. Over the past 10 years, this metric has ranged from a low of 0.20 to a high of 1.43. The Banks industry median PB Ratio is 1.09. Gunma Bank's value of 0.32 is 70.6% below this industry median. Based on the distribution chart, Gunma Bank ranks #1127 out of 1519 companies in the Banks industry, which is below the industry midpoint. Overall, Gunma Bank has a GF Score™ of 52/100, reflecting its overall financial health beyond just this single metric.
How does Gunma Bank's PB Ratio compare to competitors?
According to the Banks industry distribution chart, Gunma Bank ranks #1127 out of 1519 companies for PB Ratio. This places Gunma Bank in the lower half of its industry. The industry median PB Ratio is 1.09. Gunma Bank's value of 0.32 is 70.6% below this benchmark. Historically, Gunma Bank's own PB Ratio has ranged from 0.20 to 1.43 over the past decade. While the company's 10-year median is 0.44 vs. the industry median of 1.09, Gunma Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.09, based on 1,519 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Gunma Bank's current PB Ratio of 0.32 is 70.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Gunma Bank and its competitors. For the Banks industry, the median PB Ratio is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gunma Bank's current PB Ratio is 0.32, which is 27% below median its own 10-year median of 0.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gunma Bank stock overvalued right now?
Gunma Bank (GMBKF) has a current PB Ratio of 0.32. The stock's GF Value™ is $1.77, compared to a current price of $3.26 — trading 84.2% above its estimated fair value. The current PB Ratio is 0.32, which is 27% below median its 10-year median of 0.44 and 70.6% below the Banks industry median of 1.09. Gunma Bank's overall GF Score™ is 52/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Gunma Bank (GMBKF), the current PB Ratio is 0.32 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Gunma Bank (GMBKF) Overvalued in 2026?
Based on GuruFocus' analysis, Gunma Bank stock appears to be overvalued.
The current stock price of $3.26 is trading 84.2% above its estimated GF Value™ of $1.77.
Key valuation signals for GMBKF:
PB Ratio: 0.32 (27% below median its 10-year median of 0.44)
GF Value™: $1.77 vs. price of $3.26 (84.2% above fair value)
Industry Position: 70.6% below the Banks median (#1127 of 1519)
No single metric tells the full story. See the GMBKF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Gunma Bank Ltd is a Japan-based company that is principally engaged in providing banking services. As a regional bank, the company conducts business mainly in Gunma Prefecture and neighboring areas. The company's core segments include the banking segment and the leasing segment, with the banking segment contributing the majority of the company's revenue. The company also has a securities business, a guarantee business, a credit card business, and other businesses.
52GF Score
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