GMBKF (Gunma Bank) Scaled Net Operating Assets: 0.04 (As of Mar. 2026)


GMBKF Gunma Bank Ltd GMBKF
52 GF Score
Price $3.26
GF Value $1.77
! 6 Warning Signs
View Full Analysis

What is Gunma Bank Scaled Net Operating Assets?

Gunma Bank GMBKF 52 Scaled Net Operating Assets is 0.04 as of Mar. 2026. GuruFocus rates GMBKF with a GF Score™ of 52/100 and a GF Value™ of $1.77. The stock has 6 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Gunma Bank's operating assets for the quarter that ended in Mar. 2026 was $59,842 Mil. Gunma Bank's operating liabilities for the quarter that ended in Mar. 2026 was $57,298 Mil. Gunma Bank's Total Assets for the quarter that ended in Dec. 2025 was $69,097 Mil. Therefore, Gunma Bank's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.04.

GMBKF
52GF Score
Gunma Bank Ltd GMBKF
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Gunma Bank Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Gunma Bank's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(A: Mar. 2026 )
=(Operating Assets (A: Mar. 2026 )-Operating Liabilities (A: Mar. 2026 ))/Total Assets (A: Mar. 2025 )
=(59842.277-57297.57)/70826.137
=0.04

where

Operating Assets(A: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=68412.77 - 8570.493
=59842.277

Operating Liabilities(A: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=64509.887 - 7212.317 - 0
=57297.57

Gunma Bank's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(59842.277-57297.57)/69097.13
=0.04

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=68412.77 - 8570.493
=59842.277

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=64509.887 - 7212.317 - 0
=57297.57

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.04 mean?
Gunma Bank (GMBKF) has a Scaled Net Operating Assets of 0.04 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Gunma Bank and its competitors.
Is Gunma Bank's Scaled Net Operating Assets too high?
Gunma Bank's current Scaled Net Operating Assets is 0.04. Overall, Gunma Bank has a GF Score™ of 52/100, reflecting its overall financial health beyond just this single metric.
How does Gunma Bank's Scaled Net Operating Assets compare to competitors?
Gunma Bank's Scaled Net Operating Assets of 0.04 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Gunma Bank and its competitors. Gunma Bank's current Scaled Net Operating Assets is 0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gunma Bank stock overvalued right now?
Gunma Bank (GMBKF) has a current Scaled Net Operating Assets of 0.04. The stock's GF Value™ is $1.77, compared to a current price of $3.26 — trading 84.2% above its estimated fair value. The current Scaled Net Operating Assets is 0.04. Gunma Bank's overall GF Score™ is 52/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Gunma Bank (GMBKF), the current Scaled Net Operating Assets is 0.04 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Gunma Bank (GMBKF) Overvalued in 2026?

Based on GuruFocus' analysis, Gunma Bank stock appears to be overvalued. The current stock price of $3.26 is trading 84.2% above its estimated GF Value™ of $1.77.

Key valuation signals for GMBKF:

  • Scaled Net Operating Assets: 0.04
  • GF Value™: $1.77 vs. price of $3.26 (84.2% above fair value)
  • GF Score™: 52/100 with 6 warning signs

No single metric tells the full story. See the GMBKF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Gunma Bank Business Description

Other Exchanges 8334:Japan5F0:Germany
Address 194 Motosojacho, Gunma Prefecture, Maebashi, JPN, 371-8611
Gunma Bank Ltd is a Japan-based company that is principally engaged in providing banking services. As a regional bank, the company conducts business mainly in Gunma Prefecture and neighboring areas. The company's core segments include the banking segment and the leasing segment, with the banking segment contributing the majority of the company's revenue. The company also has a securities business, a guarantee business, a credit card business, and other businesses.
52GF Score

Get the complete analysis for GMBKF

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.26
Price
$1.77
GF Value