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Cathay Group HoldingsHKSE:01981 73 PB Ratio is 0.40 as of Aug. 21, 2026, which is 48% below its 10-year median of 0.77. GuruFocus rates HKSE:01981 with a GF Score™ of 73/100 and a GF Value™ of HK$1.48 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 256 Education companies, Cathay Group Holdings ranks better than 83.59% on this metric.
Cathay Group Holdings Inc stock PB Ratio (=0.4) is close to 10-year low of 0.38.
The historical rank and industry rank for Cathay Group Holdings's PB Ratio or its related term are showing as below:
HKSE:01981'
s PB Ratio Range Over the Past 10 Years
Min: 0.38 Med: 0.77 Max: 5.76
Current: 0.4
During the past 9 years, Cathay Group Holdings's highest PB Ratio was 5.76. The lowest was 0.38. And the median was 0.77.
HKSE:01981's PB Ratio is ranked better than 83.59% of 256
companies
in the Education industry
Industry Median: 1.415
vs HKSE:01981: 0.40
During the past 12 months, Cathay Group Holdings's average Book Value Per Share Growth Rate was 13.00% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was -0.80% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -4.80% per year.
During the past 9 years, the highest 3-Year average Book Value Per Share Growth Rate of Cathay Group Holdings was 21.40% per year. The lowest was -8.50% per year. And the median was 6.25% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Education & Training Services subindustry, Cathay Group Holdings's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cathay Group Holdings PB Ratio vs Education Industry
For the Education industry and Consumer Defensive sector, Cathay Group Holdings's PB Ratio distribution charts can be found below:
* The bar in red indicates where Cathay Group Holdings's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Cathay Group Holdings (HKSE:01981) has a PB Ratio of 0.40 as of Aug. 21, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Cathay Group Holdings and its competitors. This is 48% below median its historical median of 0.77. Over the past decade, Cathay Group Holdings' PB Ratio has ranged from 0.38 to 5.76. According to the industry distribution chart, Cathay Group Holdings ranks #42 out of 256 companies in the Education industry, placing it in the top 16.4%.
Is Cathay Group Holdings' PB Ratio too high?
Cathay Group Holdings' current PB Ratio of 0.40 is 48% below median its 10-year median of 0.77. Over the past 10 years, this metric has ranged from a low of 0.38 to a high of 5.76. The Education industry median PB Ratio is 1.42. Cathay Group Holdings' value of 0.40 is 71.7% below this industry median. Based on the distribution chart, Cathay Group Holdings ranks #42 out of 256 companies in the Education industry, which is in the top quartile — a strong position relative to peers. Overall, Cathay Group Holdings has a GF Score™ of 73/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Cathay Group Holdings' PB Ratio compare to EDU and TAL?
According to the Education industry distribution chart, Cathay Group Holdings ranks #42 out of 256 companies for PB Ratio. This places Cathay Group Holdings in the top 16% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.42. Cathay Group Holdings' value of 0.40 is 71.7% below this benchmark. Historically, Cathay Group Holdings' own PB Ratio has ranged from 0.38 to 5.76 over the past decade. While the company's 10-year median is 0.77 vs. the industry median of 1.42, Cathay Group Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Education company?
The median PB Ratio among Education companies is 1.42, based on 256 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cathay Group Holdings's current PB Ratio of 0.40 is 71.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Cathay Group Holdings and its competitors. For the Education industry, the median PB Ratio is 1.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cathay Group Holdings's current PB Ratio is 0.40, which is 48% below median its own 10-year median of 0.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cathay Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, Cathay Group Holdings (HKSE:01981) is currently considered Significantly Undervalued. The stock's GF Value™ is HK$1.48, compared to a current price of HK$0.66 — trading 55.7% below its estimated fair value. The current PB Ratio is 0.40, which is 48% below median its 10-year median of 0.77 and 71.7% below the Education industry median of 1.42. Cathay Group Holdings' overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Cathay Group Holdings (HKSE:01981), the current PB Ratio is 0.40 as of Aug. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cathay Group Holdings (HKSE:01981) Overvalued in 2026?
Based on GuruFocus' analysis, Cathay Group Holdings stock appears to be undervalued.
The current stock price of HK$0.66 is trading 55.7% below its estimated GF Value™ of HK$1.48.
GuruFocus considers Cathay Group Holdings to be Significantly Undervalued.
Key valuation signals for HKSE:01981:
PB Ratio: 0.40 (48% below median its 10-year median of 0.77)
GF Value™: HK$1.48 vs. price of HK$0.66 (55.7% below fair value)
Industry Position: 71.7% below the Education median (#42 of 256)
No single metric tells the full story. See the HKSE:01981 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cathay Group Holdings Inc is an investment holding company. Along with its subsidiaries, the company is engaged in two reportable and operating segments, namely higher education (media and arts), vocational education and international education, which derives maximum revenue, and the entertainment and livestreaming e-commerce segment. Geographically, the group derives a majority of its revenue from Mainland China.
73GF Score
Get the complete analysis for HKSE:01981
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