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What is Finsoft Financial Investment Holdings PB Ratio?
Finsoft Financial Investment HoldingsHKSE:08018 PB Ratio is 0.64 as of Aug. 18, 2026, which is 64% above its 10-year median of 0.39. The stock has 5 warning signs investors should review. Among 2,632 Software companies, Finsoft Financial Investment Holdings ranks better than 91.87% on this metric.
HKSE:08018's PB Ratio is ranked better than 91.87% of 2632
companies
in the Software industry
Industry Median: 2.5
vs HKSE:08018: 0.61
During the past 12 months, Finsoft Financial Investment Holdings's average Book Value Per Share Growth Rate was -25.20% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was -41.00% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -37.50% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was -24.10% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Finsoft Financial Investment Holdings was 51.20% per year. The lowest was -42.20% per year. And the median was -16.40% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Finsoft Financial Investment Holdings PB Ratio Related Terms
Finsoft Financial Investment Holdings PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Finsoft Financial Investment Holdings PB Ratio Chart
For the Software - Application subindustry, Finsoft Financial Investment Holdings's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Finsoft Financial Investment Holdings PB Ratio vs Software Industry
Finsoft Financial Investment Holdings PB Ratio Calculation
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Finsoft Financial Investment Holdings (HKSE:08018) has a PB Ratio of 0.64 as of Aug. 18, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Finsoft Financial Investment Holdings and its competitors. This is 64% above median its historical median of 0.39. Over the past decade, Finsoft Financial Investment Holdings' PB Ratio has ranged from 0.19 to 2.33. According to the industry distribution chart, Finsoft Financial Investment Holdings ranks #214 out of 2632 companies in the Software industry, placing it in the top 8.1%.
Is Finsoft Financial Investment Holdings' PB Ratio too high?
Finsoft Financial Investment Holdings' current PB Ratio of 0.64 is 64% above median its 10-year median of 0.39. Over the past 10 years, this metric has ranged from a low of 0.19 to a high of 2.33. The Software industry median PB Ratio is 2.50. Finsoft Financial Investment Holdings' value of 0.64 is 74.4% below this industry median. Based on the distribution chart, Finsoft Financial Investment Holdings ranks #214 out of 2632 companies in the Software industry, which is in the top quartile — a strong position relative to peers.
How does Finsoft Financial Investment Holdings' PB Ratio compare to QH and SHOP?
According to the Software industry distribution chart, Finsoft Financial Investment Holdings ranks #214 out of 2632 companies for PB Ratio. This places Finsoft Financial Investment Holdings in the top 8% of its industry — outperforming the majority of peers. The industry median PB Ratio is 2.50. Finsoft Financial Investment Holdings' value of 0.64 is 74.4% below this benchmark. Historically, Finsoft Financial Investment Holdings' own PB Ratio has ranged from 0.19 to 2.33 over the past decade. While the company's 10-year median is 0.39 vs. the industry median of 2.50, Finsoft Financial Investment Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Software company?
The median PB Ratio among Software companies is 2.50, based on 2,632 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Finsoft Financial Investment Holdings's current PB Ratio of 0.64 is 74.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Finsoft Financial Investment Holdings and its competitors. For the Software industry, the median PB Ratio is 2.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Finsoft Financial Investment Holdings's current PB Ratio is 0.64, which is 64% above median its own 10-year median of 0.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finsoft Financial Investment Holdings stock overvalued right now?
Based on GuruFocus' analysis, Finsoft Financial Investment Holdings (HKSE:08018) is currently considered Significantly Overvalued. The stock's GF Value™ is HK$0.02, compared to a current price of HK$0.05 — trading 145% above its estimated fair value. The current PB Ratio is 0.64, which is 64% above median its 10-year median of 0.39 and 74.4% below the Software industry median of 2.50. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Finsoft Financial Investment Holdings (HKSE:08018), the current PB Ratio is 0.64 as of Aug. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Finsoft Financial Investment Holdings Ltd is an investment holding company, principally engaged in the provision of financial trading software solutions, provision of other IT and internet financial platforms services, money lending business and asset investments in Hong Kong. The company has five operating segments: a) Financial trading software solutions: development, sale and provision of financial trading software solutions, b) Other IT and internet financial platforms services: provision of e-commerce platforms, other online consultancy services and provision of IT services, c) Money lending - provision of loan financing, d) Assets investments trading of listed securities; and e) Others. The majority of revenue is derived from the financial trading software solutions segment.
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