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Gaoyu Finance GroupHKSE:08221 +37.88%60 PB Ratio is 0.80 as of Aug. 17, 2026, which is 38% above its 10-year median of 0.58. GuruFocus rates HKSE:08221 with a GF Score™ of 60/100 and a GF Value™ of HK$1.22 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 778 Capital Markets companies, Gaoyu Finance Group ranks better than 75.96% on this metric.
The historical rank and industry rank for Gaoyu Finance Group's PB Ratio or its related term are showing as below:
HKSE:08221'
s PB Ratio Range Over the Past 10 Years
Min: 0.18 Med: 0.58 Max: 72.31
Current: 0.8
During the past 11 years, Gaoyu Finance Group's highest PB Ratio was 72.31. The lowest was 0.18. And the median was 0.58.
HKSE:08221's PB Ratio is ranked better than 75.96% of 778
companies
in the Capital Markets industry
Industry Median: 1.315
vs HKSE:08221: 0.80
During the past 12 months, Gaoyu Finance Group's average Book Value Per Share Growth Rate was -7.00% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was -7.60% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -7.90% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was -5.50% per year.
During the past 11 years, the highest 3-Year average Book Value Per Share Growth Rate of Gaoyu Finance Group was 31.50% per year. The lowest was -18.20% per year. And the median was -7.50% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Gaoyu Finance Group PB Ratio Related Terms
Gaoyu Finance Group PB Ratio Historical Data
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The historical data trend for Gaoyu Finance Group's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Capital Markets subindustry, Gaoyu Finance Group's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Gaoyu Finance Group PB Ratio vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Gaoyu Finance Group's PB Ratio distribution charts can be found below:
* The bar in red indicates where Gaoyu Finance Group's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Gaoyu Finance Group (HKSE:08221) has a PB Ratio of 0.80 as of Aug. 17, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Gaoyu Finance Group and its competitors. This is 38% above median its historical median of 0.58. Over the past decade, Gaoyu Finance Group's PB Ratio has ranged from 0.18 to 72.31. According to the industry distribution chart, Gaoyu Finance Group ranks #187 out of 778 companies in the Capital Markets industry, placing it in the top 24%.
Is Gaoyu Finance Group's PB Ratio too high?
Gaoyu Finance Group's current PB Ratio of 0.80 is 38% above median its 10-year median of 0.58. Over the past 10 years, this metric has ranged from a low of 0.18 to a high of 72.31. The Capital Markets industry median PB Ratio is 1.32. Gaoyu Finance Group's value of 0.80 is 39.2% below this industry median. Based on the distribution chart, Gaoyu Finance Group ranks #187 out of 778 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, Gaoyu Finance Group has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Gaoyu Finance Group's PB Ratio compare to MS and GS?
According to the Capital Markets industry distribution chart, Gaoyu Finance Group ranks #187 out of 778 companies for PB Ratio. This places Gaoyu Finance Group in the top 24% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.32. Gaoyu Finance Group's value of 0.80 is 39.2% below this benchmark. Historically, Gaoyu Finance Group's own PB Ratio has ranged from 0.18 to 72.31 over the past decade. While the company's 10-year median is 0.58 vs. the industry median of 1.32, Gaoyu Finance Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Capital Markets company?
The median PB Ratio among Capital Markets companies is 1.32, based on 778 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Gaoyu Finance Group's current PB Ratio of 0.80 is 39.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Gaoyu Finance Group and its competitors. For the Capital Markets industry, the median PB Ratio is 1.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gaoyu Finance Group's current PB Ratio is 0.80, which is 38% above median its own 10-year median of 0.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gaoyu Finance Group stock overvalued right now?
Based on GuruFocus' analysis, Gaoyu Finance Group (HKSE:08221) is currently considered Significantly Overvalued. The stock's GF Value™ is HK$1.22, compared to a current price of HK$2.28 — trading 86.5% above its estimated fair value. The current PB Ratio is 0.80, which is 38% above median its 10-year median of 0.58 and 39.2% below the Capital Markets industry median of 1.32. Gaoyu Finance Group's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Gaoyu Finance Group (HKSE:08221), the current PB Ratio is 0.80 as of Aug. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Gaoyu Finance Group (HKSE:08221) Overvalued in 2026?
Based on GuruFocus' analysis, Gaoyu Finance Group stock appears to be overvalued.
The current stock price of HK$2.28 is trading 86.5% above its estimated GF Value™ of HK$1.22.
GuruFocus considers Gaoyu Finance Group to be Significantly Overvalued.
Key valuation signals for HKSE:08221:
PB Ratio: 0.80 (38% above median its 10-year median of 0.58)
GF Value™: HK$1.22 vs. price of HK$2.28 (86.5% above fair value)
Industry Position: 39.2% below the Capital Markets median (#187 of 778)
No single metric tells the full story. See the HKSE:08221 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Gaoyu Finance Group Ltd is an investment holding company. The company's operating segment includes Securities dealing and brokerage services; Placing and underwriting services; Financing services; Asset management services; Supply chain financing; Trust services; and Advisory and restructuring services. It operates in Hong Kong and its revenue is derived from its operations in Hong Kong.
60GF Score
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