Cashbuild (JSE:CSB) PB Ratio: 1.28 (As of Jun. 26, 2026) — 46% Below Median


JSE:CSB Cashbuild Ltd JSE:CSB
75 GF Score
Price R115.00
GF Value R182.42
Valuation Significantly Undervalued
! 3 Warning Signs
View Full Analysis

What is Cashbuild PB Ratio?

Cashbuild JSE:CSB -1.54% 75 PB Ratio is 1.28 as of Jun. 26, 2026, which is 46% below its 10-year median of 2.37. GuruFocus rates JSE:CSB with a GF Score™ of 75/100 and a GF Value™ of R182.42 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 1,077 Retail - Cyclical companies, Cashbuild ranks better than 54.41% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-26), Cashbuild's share price is R115.00. Cashbuild's Book Value per Share for the quarter that ended in Dec. 2025 was R89.86. Hence, Cashbuild's PB Ratio of today is 1.28.

Good Sign:

Cashbuild Ltd stock PB Ratio (=1.28) is close to 10-year low of 1.28.

The historical rank and industry rank for Cashbuild's PB Ratio or its related term are showing as below:

JSE:CSB' s PB Ratio Range Over the Past 10 Years
Min: 1.28   Med: 2.37   Max: 6.97
Current: 1.28

During the past 13 years, Cashbuild's highest PB Ratio was 6.97. The lowest was 1.28. And the median was 2.37.

JSE:CSB's PB Ratio is ranked better than
54.41% of 1077 companies
in the Retail - Cyclical industry
Industry Median: 1.44 vs JSE:CSB: 1.28

During the past 3 years, the average Book Value Per Share Growth Rate was -4.70% per year. During the past 5 years, the average Book Value Per Share Growth Rate was -3.00% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 4.50% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Cashbuild was 36.30% per year. The lowest was -8.20% per year. And the median was 11.90% per year.

Back to Basics: PB Ratio


Cashbuild  (JSE:CSB) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Cashbuild PB Ratio Related Terms


Cashbuild PB Ratio Historical Data

* Premium members only.

The historical data trend for Cashbuild's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cashbuild PB Ratio Chart

Cashbuild Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.46 2.37 1.85 1.77 1.71

Cashbuild Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.91 1.77 2.35 1.71 1.50

JSE:CSB vs HD, LOW, FND: PB Ratio Comparison

For the Home Improvement Retail subindustry, Cashbuild's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cashbuild PB Ratio vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Cashbuild's PB Ratio distribution charts can be found below:

* The bar in red indicates where Cashbuild's PB Ratio falls into.


JSE:CSB
75GF Score
Cashbuild Ltd JSE:CSB
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Cashbuild PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Cashbuild's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2025)
=115.00/89.86
=1.28

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 1.28 mean?
Cashbuild (JSE:CSB) has a PB Ratio of 1.28 as of Jun. 26, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Cashbuild and its competitors. This is 46% below median its historical median of 2.37. Over the past decade, Cashbuild's PB Ratio has ranged from 1.28 to 6.97. According to the industry distribution chart, Cashbuild ranks #491 out of 1077 companies in the Retail - Cyclical industry, placing it in the top 45.6%.
Is Cashbuild's PB Ratio too high?
Cashbuild's current PB Ratio of 1.28 is 46% below median its 10-year median of 2.37. Over the past 10 years, this metric has ranged from a low of 1.28 to a high of 6.97. The Retail - Cyclical industry median PB Ratio is 1.44. Cashbuild's value of 1.28 is 11.1% below this industry median. Based on the distribution chart, Cashbuild ranks #491 out of 1077 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Cashbuild has a GF Score™ of 75/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Cashbuild's PB Ratio compare to HD and LOW?
According to the Retail - Cyclical industry distribution chart, Cashbuild ranks #491 out of 1077 companies for PB Ratio. This puts Cashbuild in the upper half of its industry. The industry median PB Ratio is 1.44. Cashbuild's value of 1.28 is 11.1% below this benchmark. Historically, Cashbuild's own PB Ratio has ranged from 1.28 to 6.97 over the past decade. While the company's 10-year median is 2.37 vs. the industry median of 1.44, Cashbuild has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Retail - Cyclical company?
The median PB Ratio among Retail - Cyclical companies is 1.44, based on 1,077 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cashbuild's current PB Ratio of 1.28 is 11.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Cashbuild and its competitors. For the Retail - Cyclical industry, the median PB Ratio is 1.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cashbuild's current PB Ratio is 1.28, which is 46% below median its own 10-year median of 2.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cashbuild stock overvalued right now?
Based on GuruFocus' analysis, Cashbuild (JSE:CSB) is currently considered Significantly Undervalued. The stock's GF Value™ is R182.42, compared to a current price of R115.00 — trading 37% below its estimated fair value. The current PB Ratio is 1.28, which is 46% below median its 10-year median of 2.37 and 11.1% below the Retail - Cyclical industry median of 1.44. Cashbuild's overall GF Score™ is 75/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Cashbuild (JSE:CSB), the current PB Ratio is 1.28 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cashbuild (JSE:CSB) Overvalued in 2026?

Based on GuruFocus' analysis, Cashbuild stock appears to be undervalued. The current stock price of R115.00 is trading 37% below its estimated GF Value™ of R182.42. GuruFocus considers Cashbuild to be Significantly Undervalued.

Key valuation signals for JSE:CSB:

  • PB Ratio: 1.28 (46% below median its 10-year median of 2.37)
  • GF Value™: R182.42 vs. price of R115.00 (37% below fair value)
  • GF Score™: 75/100 with 3 warning signs
  • Industry Position: 11.1% below the Retail - Cyclical median (#491 of 1077)

No single metric tells the full story. See the JSE:CSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cashbuild Business Description

Address 2 Handel Road, Ormonde, Johannesburg, GT, ZAF, 2001
Cashbuild Ltd is a South Africa-based retailer of building materials and related products. The Group's reportable segments include Cashbuild (South Africa), P&L Hardware (South Africa), Cashbuild common monetary operations (Eswatini, Lesotho, Namibia), and non-common monetary operations (Botswana, Malawi, Zambia). Its stores operate across towns, townships, rural areas, and metropolitan locations. Products include cement, roofing, timber, bricks, decorative items, plumbing, hardware, ceilings, electrical goods, and tools, with a portion being cement-related. Customers range from homebuilders, contractors, farmers, and traders to construction companies and government-linked developers. The Cashbuild (South Africa) segment generates the majority of the Group's revenue.
75GF Score

Get the complete analysis for JSE:CSB

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R115.00
Price
R182.42
GF Value