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Warba Bank (K.S.C.)KUW:WARBABANK +0.72%26 PB Ratio is 1.39 as of Aug. 06, 2026, which is 5% above its 10-year median of 1.33. GuruFocus rates KUW:WARBABANK with a GF Score™ of 26/100 and a GF Value™ of KWD0.18 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,514 Banks companies, Warba Bank (K.S.C.) ranks worse than 68.49% on this metric.
Warba Bank (K.S.C.) stock PB Ratio (=1.38) is close to 3-year high of 1.49.
The historical rank and industry rank for Warba Bank (K.S.C.)'s PB Ratio or its related term are showing as below:
KUW:WARBABANK'
s PB Ratio Range Over the Past 10 Years
Min: 0.92 Med: 1.33 Max: 2.86
Current: 1.39
During the past 13 years, Warba Bank (K.S.C.)'s highest PB Ratio was 2.86. The lowest was 0.92. And the median was 1.33.
KUW:WARBABANK's PB Ratio is ranked worse than 68.49% of 1514
companies
in the Banks industry
Industry Median: 1.12
vs KUW:WARBABANK: 1.39
During the past 12 months, Warba Bank (K.S.C.)'s average Book Value Per Share Growth Rate was 18.80% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 11.30% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 6.70% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 11.00% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Warba Bank (K.S.C.) was 30.20% per year. The lowest was -2.10% per year. And the median was 5.30% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Warba Bank (K.S.C.) PB Ratio Related Terms
Warba Bank (K.S.C.) PB Ratio Historical Data
* Premium members only.
The historical data trend for Warba Bank (K.S.C.)'s PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Warba Bank (K.S.C.)'s PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Warba Bank (K.S.C.) PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Warba Bank (K.S.C.)'s PB Ratio distribution charts can be found below:
* The bar in red indicates where Warba Bank (K.S.C.)'s PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Warba Bank (K.S.C.) (KUW:WARBABANK) has a PB Ratio of 1.39 as of Aug. 06, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Warba Bank (K.S.C.) and its competitors. This is near median its historical median of 1.33. Over the past decade, Warba Bank (K.S.C.)'s PB Ratio has ranged from 0.92 to 2.86. According to the industry distribution chart, Warba Bank (K.S.C.) ranks #1037 out of 1514 companies in the Banks industry, placing it in the top 68.5%.
Is Warba Bank (K.S.C.)'s PB Ratio too high?
Warba Bank (K.S.C.)'s current PB Ratio of 1.39 is near median its 10-year median of 1.33. Over the past 10 years, this metric has ranged from a low of 0.92 to a high of 2.86. The Banks industry median PB Ratio is 1.12. Warba Bank (K.S.C.)'s value of 1.39 is 24.1% above this industry median. Based on the distribution chart, Warba Bank (K.S.C.) ranks #1037 out of 1514 companies in the Banks industry, which is below the industry midpoint. Overall, Warba Bank (K.S.C.) has a GF Score™ of 26/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Warba Bank (K.S.C.)'s PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Warba Bank (K.S.C.) ranks #1037 out of 1514 companies for PB Ratio. This places Warba Bank (K.S.C.) in the lower half of its industry. The industry median PB Ratio is 1.12. Warba Bank (K.S.C.)'s value of 1.39 is 24.1% above this benchmark. Historically, Warba Bank (K.S.C.)'s own PB Ratio has ranged from 0.92 to 2.86 over the past decade. While the company's 10-year median is 1.33 vs. the industry median of 1.12, Warba Bank (K.S.C.) has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.12, based on 1,514 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Warba Bank (K.S.C.)'s current PB Ratio of 1.39 is 24.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Warba Bank (K.S.C.) and its competitors. For the Banks industry, the median PB Ratio is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Warba Bank (K.S.C.)'s current PB Ratio is 1.39, which is near median its own 10-year median of 1.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Warba Bank (K.S.C.) stock overvalued right now?
Based on GuruFocus' analysis, Warba Bank (K.S.C.) (KUW:WARBABANK) is currently considered Significantly Overvalued. The stock's GF Value™ is KWD0.18, compared to a current price of KWD0.28 — trading 55.6% above its estimated fair value. The current PB Ratio is 1.39, which is near median its 10-year median of 1.33 and 24.1% above the Banks industry median of 1.12. Warba Bank (K.S.C.)'s overall GF Score™ is 26/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Warba Bank (K.S.C.) (KUW:WARBABANK), the current PB Ratio is 1.39 as of Aug. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Warba Bank (K.S.C.) (KUW:WARBABANK) Overvalued in 2026?
Based on GuruFocus' analysis, Warba Bank (K.S.C.) stock appears to be overvalued.
The current stock price of KWD0.28 is trading 55.6% above its estimated GF Value™ of KWD0.18.
GuruFocus considers Warba Bank (K.S.C.) to be Significantly Overvalued.
Key valuation signals for KUW:WARBABANK:
PB Ratio: 1.39 (near median its 10-year median of 1.33)
GF Value™: KWD0.18 vs. price of KWD0.28 (55.6% above fair value)
Industry Position: 24.1% above the Banks median (#1037 of 1514)
No single metric tells the full story. See the KUW:WARBABANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Warba Bank (K.S.C.) is a Kuwait-based banking corporation involved in corporate, retail, and investment banking activities in accordance with the principles of Islamic Sharia. It has five operating segments; Corporate offers a range of banking services and investment products to corporate customers, in addition to providing commodity and real estate Murabaha finance and Ijara facilities. Retail offers diversified products and services to individual customers, Treasury includes Bank's funding operations management, local and international Murabaha, and other Islamic financings with banks and financial institutions, Investment includes investment in direct equity, real estate investment, other investments, and asset management, and Other includes cost center assets and expenses.
26GF Score
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