Warba Bank (K.S.C.) (KUW:WARBABANK) Scaled Net Operating Assets: 0.07 (As of Mar. 2026)

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KUW:WARBABANK Warba Bank (K.S.C.) KUW:WARBABANK
26 GF Score
Price KWD0.28
GF Value KWD0.18
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Warba Bank (K.S.C.) Scaled Net Operating Assets?

Warba Bank (K.S.C.) KUW:WARBABANK -1.07% 26 Scaled Net Operating Assets is 0.07 as of Mar. 2026. GuruFocus rates KUW:WARBABANK with a GF Score™ of 26/100 and a GF Value™ of KWD0.18 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Warba Bank (K.S.C.)'s operating assets for the quarter that ended in Mar. 2026 was KWD5,431.28 Mil. Warba Bank (K.S.C.)'s operating liabilities for the quarter that ended in Mar. 2026 was KWD5,018.44 Mil. Warba Bank (K.S.C.)'s Total Assets for the quarter that ended in Dec. 2025 was KWD6,028.21 Mil. Therefore, Warba Bank (K.S.C.)'s scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.07.

KUW:WARBABANK
26GF Score
Warba Bank (K.S.C.) KUW:WARBABANK
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Warba Bank (K.S.C.) Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Warba Bank (K.S.C.)'s Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(5418.811-4891.517)/5293.772
=0.10

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=6028.206 - 609.395
=5418.811

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=5048.091 - 156.574 - 0
=4891.517

Warba Bank (K.S.C.)'s Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(5431.279-5018.442)/6028.206
=0.07

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=6129.766 - 698.487
=5431.279

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=5173.757 - 155.315 - 0
=5018.442

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.07 mean?
Warba Bank (K.S.C.) (KUW:WARBABANK) has a Scaled Net Operating Assets of 0.07 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Warba Bank (K.S.C.) and its competitors.
Is Warba Bank (K.S.C.)'s Scaled Net Operating Assets too high?
Warba Bank (K.S.C.)'s current Scaled Net Operating Assets is 0.07. Overall, Warba Bank (K.S.C.) has a GF Score™ of 26/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Warba Bank (K.S.C.)'s Scaled Net Operating Assets compare to PNC and USB?
Warba Bank (K.S.C.)'s Scaled Net Operating Assets of 0.07 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Warba Bank (K.S.C.) and its competitors. Warba Bank (K.S.C.)'s current Scaled Net Operating Assets is 0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Warba Bank (K.S.C.) stock overvalued right now?
Based on GuruFocus' analysis, Warba Bank (K.S.C.) (KUW:WARBABANK) is currently considered Significantly Overvalued. The stock's GF Value™ is KWD0.18, compared to a current price of KWD0.28 — trading 54.4% above its estimated fair value. The current Scaled Net Operating Assets is 0.07. Warba Bank (K.S.C.)'s overall GF Score™ is 26/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Warba Bank (K.S.C.) (KUW:WARBABANK), the current Scaled Net Operating Assets is 0.07 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Warba Bank (K.S.C.) (KUW:WARBABANK) Overvalued in 2026?

Based on GuruFocus' analysis, Warba Bank (K.S.C.) stock appears to be overvalued. The current stock price of KWD0.28 is trading 54.4% above its estimated GF Value™ of KWD0.18. GuruFocus considers Warba Bank (K.S.C.) to be Significantly Overvalued.

Key valuation signals for KUW:WARBABANK:

  • Scaled Net Operating Assets: 0.07
  • GF Value™: KWD0.18 vs. price of KWD0.28 (54.4% above fair value)
  • GF Score™: 26/100 with 6 warning signs

No single metric tells the full story. See the KUW:WARBABANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Warba Bank (K.S.C.) Business Description

Address Omar Ibn Al Khattab Street, Parcel 6, Arraya Tower, M1, P.O. Box 1220, Sharq, Block 7, Safat, KWT, 13013
Warba Bank (K.S.C.) is a Kuwait-based banking corporation involved in corporate, retail, and investment banking activities in accordance with the principles of Islamic Sharia. It has five operating segments; Corporate offers a range of banking services and investment products to corporate customers, in addition to providing commodity and real estate Murabaha finance and Ijara facilities. Retail offers diversified products and services to individual customers, Treasury includes Bank's funding operations management, local and international Murabaha, and other Islamic financings with banks and financial institutions, Investment includes investment in direct equity, real estate investment, other investments, and asset management, and Other includes cost center assets and expenses.
26GF Score

Get the complete analysis for KUW:WARBABANK

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KWD0.28
Price
KWD0.18
GF Value