The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-11), Sparebanken Ost's share price is kr75.50. Sparebanken Ost's Book Value per Share for the quarter that ended in Mar. 2026 was kr223.24. Hence, Sparebanken Ost's PB Ratio of today is 0.34.
The historical rank and industry rank for Sparebanken Ost's PB Ratio or its related term are showing as below:
LTS:0G45'
s PB Ratio Range Over the Past 10 Years
Min: 0.19 Med: 0.28 Max: 0.37
Current: 0.35
During the past 13 years, Sparebanken Ost's highest PB Ratio was 0.37. The lowest was 0.19. And the median was 0.28.
LTS:0G45's PB Ratio is ranked better than 95.18% of 1515
companies
in the Banks industry
Industry Median: 1.1
vs LTS:0G45: 0.35
During the past 12 months, Sparebanken Ost's average Book Value Per Share Growth Rate was -0.70% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 1.70% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 2.50% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 5.50% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Sparebanken Ost was 13.20% per year. The lowest was 1.70% per year. And the median was 6.95% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Sparebanken Ost PB Ratio Related Terms
Sparebanken Ost PB Ratio Historical Data
* Premium members only.
The historical data trend for Sparebanken Ost's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Sparebanken Ost's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sparebanken Ost PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Sparebanken Ost's PB Ratio distribution charts can be found below:
* The bar in red indicates where Sparebanken Ost's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Sparebanken Ost's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Sparebanken Ost (LTS:0G45) has a PB Ratio of 0.34 as of Jul. 11, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Sparebanken Ost and its competitors. This is 21% above median its historical median of 0.28. Over the past decade, Sparebanken Ost's PB Ratio has ranged from 0.19 to 0.37. According to the industry distribution chart, Sparebanken Ost ranks #73 out of 1515 companies in the Banks industry, placing it in the top 4.8%.
Is Sparebanken Ost's PB Ratio too high?
Sparebanken Ost's current PB Ratio of 0.34 is 21% above median its 10-year median of 0.28. Over the past 10 years, this metric has ranged from a low of 0.19 to a high of 0.37. The Banks industry median PB Ratio is 1.10. Sparebanken Ost's value of 0.34 is 69.1% below this industry median. Based on the distribution chart, Sparebanken Ost ranks #73 out of 1515 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Sparebanken Ost has a GF Score™ of 46/100, reflecting its overall financial health beyond just this single metric.
How does Sparebanken Ost's PB Ratio compare to competitors?
According to the Banks industry distribution chart, Sparebanken Ost ranks #73 out of 1515 companies for PB Ratio. This places Sparebanken Ost in the top 5% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.10. Sparebanken Ost's value of 0.34 is 69.1% below this benchmark. Historically, Sparebanken Ost's own PB Ratio has ranged from 0.19 to 0.37 over the past decade. While the company's 10-year median is 0.28 vs. the industry median of 1.10, Sparebanken Ost has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.10, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sparebanken Ost's current PB Ratio of 0.34 is 69.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Sparebanken Ost and its competitors. For the Banks industry, the median PB Ratio is 1.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sparebanken Ost's current PB Ratio is 0.34, which is 21% above median its own 10-year median of 0.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sparebanken Ost stock overvalued right now?
Sparebanken Ost (LTS:0G45) has a current PB Ratio of 0.34. The stock's GF Value™ is kr64.05, compared to a current price of kr75.50 — trading 17.9% above its estimated fair value. The current PB Ratio is 0.34, which is 21% above median its 10-year median of 0.28 and 69.1% below the Banks industry median of 1.10. Sparebanken Ost's overall GF Score™ is 46/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Sparebanken Ost (LTS:0G45), the current PB Ratio is 0.34 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sparebanken Ost (LTS:0G45) Overvalued in 2026?
Based on GuruFocus' analysis, Sparebanken Ost stock appears to be overvalued.
The current stock price of kr75.50 is trading 17.9% above its estimated GF Value™ of kr64.05.
Key valuation signals for LTS:0G45:
PB Ratio: 0.34 (21% above median its 10-year median of 0.28)
GF Value™: kr64.05 vs. price of kr75.50 (17.9% above fair value)
Industry Position: 69.1% below the Banks median (#73 of 1515)
No single metric tells the full story. See the LTS:0G45 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sparebanken Øst is a savings bank in Norway. It offers banking products and services to retail and corporate customers in the areas of loans, payment services, insurance products, property management as well as advisory services. Its mission is to be a non-affiliated, independent and locally managed provider of financial services, to enable people in general, along with small and medium-sized enterprises, to exploit their financial resources in the possible manner.
46GF Score
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