Arabia Falcon Insurance Co (MUS:AFIC) PB Ratio: 0.61 (As of Jul. 01, 2026) — Near Median


MUS:AFIC Arabia Falcon Insurance Co MUS:AFIC
63 GF Score
Price ر.ع0.14
GF Value ر.ع0.16
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Arabia Falcon Insurance Co PB Ratio?

Arabia Falcon Insurance Co MUS:AFIC 63 PB Ratio is 0.61 as of Jul. 01, 2026, which is at its 10-year median of 0.61. GuruFocus rates MUS:AFIC with a GF Score™ of 63/100 and a GF Value™ of ر.ع0.16 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 501 Insurance companies, Arabia Falcon Insurance Co ranks better than 86.03% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-01), Arabia Falcon Insurance Co's share price is ر.ع0.14. Arabia Falcon Insurance Co's Book Value per Share for the quarter that ended in Dec. 2025 was ر.ع0.23. Hence, Arabia Falcon Insurance Co's PB Ratio of today is 0.61.

The historical rank and industry rank for Arabia Falcon Insurance Co's PB Ratio or its related term are showing as below:

MUS:AFIC' s PB Ratio Range Over the Past 10 Years
Min: 0.52   Med: 0.61   Max: 0.65
Current: 0.61

During the past 9 years, Arabia Falcon Insurance Co's highest PB Ratio was 0.65. The lowest was 0.52. And the median was 0.61.

MUS:AFIC's PB Ratio is ranked better than
86.03% of 501 companies
in the Insurance industry
Industry Median: 1.37 vs MUS:AFIC: 0.61

During the past 12 months, Arabia Falcon Insurance Co's average Book Value Per Share Growth Rate was 6.50% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 6.10% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 3.80% per year.

During the past 9 years, the highest 3-Year average Book Value Per Share Growth Rate of Arabia Falcon Insurance Co was 6.10% per year. The lowest was 0.90% per year. And the median was 2.55% per year.

Back to Basics: PB Ratio


Arabia Falcon Insurance Co  (MUS:AFIC) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Arabia Falcon Insurance Co PB Ratio Related Terms


Arabia Falcon Insurance Co PB Ratio Historical Data

* Premium members only.

The historical data trend for Arabia Falcon Insurance Co's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Arabia Falcon Insurance Co PB Ratio Chart

Arabia Falcon Insurance Co Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only 0.00 0.66 0.57 0.53 0.59

Arabia Falcon Insurance Co Semi-Annual Data
Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio Get a 7-Day Free Trial Premium Member Only 0.00 0.66 0.57 0.53 0.59

MUS:AFIC vs BRK.A, AIG, HIG: PB Ratio Comparison

For the Insurance - Diversified subindustry, Arabia Falcon Insurance Co's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Arabia Falcon Insurance Co PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Arabia Falcon Insurance Co's PB Ratio distribution charts can be found below:

* The bar in red indicates where Arabia Falcon Insurance Co's PB Ratio falls into.


MUS:AFIC
63GF Score
Arabia Falcon Insurance Co MUS:AFIC
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Arabia Falcon Insurance Co PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Arabia Falcon Insurance Co's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2025)
=0.14/0.229
=0.61

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.61 mean?
Arabia Falcon Insurance Co (MUS:AFIC) has a PB Ratio of 0.61 as of Jul. 01, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Arabia Falcon Insurance Co and its competitors. This is near median its historical median of 0.61. Over the past decade, Arabia Falcon Insurance Co's PB Ratio has ranged from 0.52 to 0.65. According to the industry distribution chart, Arabia Falcon Insurance Co ranks #70 out of 501 companies in the Insurance industry, placing it in the top 14%.
Is Arabia Falcon Insurance Co's PB Ratio too high?
Arabia Falcon Insurance Co's current PB Ratio of 0.61 is near median its 10-year median of 0.61. Over the past 10 years, this metric has ranged from a low of 0.52 to a high of 0.65. The Insurance industry median PB Ratio is 1.37. Arabia Falcon Insurance Co's value of 0.61 is 55.5% below this industry median. Based on the distribution chart, Arabia Falcon Insurance Co ranks #70 out of 501 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Arabia Falcon Insurance Co has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Arabia Falcon Insurance Co's PB Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Arabia Falcon Insurance Co ranks #70 out of 501 companies for PB Ratio. This places Arabia Falcon Insurance Co in the top 14% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.37. Arabia Falcon Insurance Co's value of 0.61 is 55.5% below this benchmark. Historically, Arabia Falcon Insurance Co's own PB Ratio has ranged from 0.52 to 0.65 over the past decade. While the company's 10-year median is 0.61 vs. the industry median of 1.37, Arabia Falcon Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.37, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Arabia Falcon Insurance Co's current PB Ratio of 0.61 is 55.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Arabia Falcon Insurance Co and its competitors. For the Insurance industry, the median PB Ratio is 1.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Arabia Falcon Insurance Co's current PB Ratio is 0.61, which is near median its own 10-year median of 0.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arabia Falcon Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Arabia Falcon Insurance Co (MUS:AFIC) is currently considered Modestly Undervalued. The stock's GF Value™ is ر.ع0.16, compared to a current price of ر.ع0.14 — trading 12.5% below its estimated fair value. The current PB Ratio is 0.61, which is near median its 10-year median of 0.61 and 55.5% below the Insurance industry median of 1.37. Arabia Falcon Insurance Co's overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Arabia Falcon Insurance Co (MUS:AFIC), the current PB Ratio is 0.61 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Arabia Falcon Insurance Co (MUS:AFIC) Overvalued in 2026?

Based on GuruFocus' analysis, Arabia Falcon Insurance Co stock appears to be undervalued. The current stock price of ر.ع0.14 is trading 12.5% below its estimated GF Value™ of ر.ع0.16. GuruFocus considers Arabia Falcon Insurance Co to be Modestly Undervalued.

Key valuation signals for MUS:AFIC:

  • PB Ratio: 0.61 (near median its 10-year median of 0.61)
  • GF Value™: ر.ع0.16 vs. price of ر.ع0.14 (12.5% below fair value)
  • GF Score™: 63/100 with 2 warning signs
  • Industry Position: 55.5% below the Insurance median (#70 of 501)

No single metric tells the full story. See the MUS:AFIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Arabia Falcon Insurance Co Business Description

Address Landmark Building, Ground Floor, Boushar, P.O. Box 2279, Ruwi, Muscat, OMN, 112
Arabia Falcon Insurance Co operates as an insurance company in Oman. The company serves individual and corporate clients by providing various insurance products under different lines of business. Its products include Motor, Life, medical, and P & C insurance. It generates maximum revenue from the property & casualty Insurance segment.
63GF Score

Get the complete analysis for MUS:AFIC

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ع0.14
Price
ر.ع0.16
GF Value