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DiGiSPICE TechnologiesNSE:DIGISPICE +1.49%62 PB Ratio is 1.51 as of Aug. 19, 2026, which is 16% below its 10-year median of 1.79. GuruFocus rates NSE:DIGISPICE with a GF Score™ of 62/100 and a GF Value™ of ₹24.73 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 454 Diversified Financial Services companies, DiGiSPICE Technologies ranks worse than 65.2% on this metric.
DiGiSPICE Technologies Ltd stock PB Ratio (=1.49) is close to 5-year low of 1.42.
The historical rank and industry rank for DiGiSPICE Technologies's PB Ratio or its related term are showing as below:
NSE:DIGISPICE'
s PB Ratio Range Over the Past 10 Years
Min: 0.34 Med: 1.79 Max: 5.31
Current: 1.52
During the past 13 years, DiGiSPICE Technologies's highest PB Ratio was 5.31. The lowest was 0.34. And the median was 1.79.
NSE:DIGISPICE's PB Ratio is ranked worse than 65.2% of 454
companies
in the Diversified Financial Services industry
Industry Median: 1.39
vs NSE:DIGISPICE: 1.52
During the past 12 months, DiGiSPICE Technologies's average Book Value Per Share Growth Rate was 10.00% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 4.00% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 1.20% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was -1.20% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of DiGiSPICE Technologies was 129.80% per year. The lowest was -32.20% per year. And the median was -3.00% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Financial Conglomerates subindustry, DiGiSPICE Technologies's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
DiGiSPICE Technologies PB Ratio vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, DiGiSPICE Technologies's PB Ratio distribution charts can be found below:
* The bar in red indicates where DiGiSPICE Technologies's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
DiGiSPICE Technologies (NSE:DIGISPICE) has a PB Ratio of 1.51 as of Aug. 19, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on DiGiSPICE Technologies and its competitors. This is 16% below median its historical median of 1.79. Over the past decade, DiGiSPICE Technologies' PB Ratio has ranged from 0.34 to 5.31. According to the industry distribution chart, DiGiSPICE Technologies ranks #296 out of 454 companies in the Diversified Financial Services industry, placing it in the top 65.2%.
Is DiGiSPICE Technologies' PB Ratio too high?
DiGiSPICE Technologies' current PB Ratio of 1.51 is 16% below median its 10-year median of 1.79. Over the past 10 years, this metric has ranged from a low of 0.34 to a high of 5.31. The Diversified Financial Services industry median PB Ratio is 1.39. DiGiSPICE Technologies' value of 1.51 is 8.6% above this industry median. Based on the distribution chart, DiGiSPICE Technologies ranks #296 out of 454 companies in the Diversified Financial Services industry, which is below the industry midpoint. Overall, DiGiSPICE Technologies has a GF Score™ of 62/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does DiGiSPICE Technologies' PB Ratio compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, DiGiSPICE Technologies ranks #296 out of 454 companies for PB Ratio. This places DiGiSPICE Technologies in the lower half of its industry. The industry median PB Ratio is 1.39. DiGiSPICE Technologies' value of 1.51 is 8.6% above this benchmark. Historically, DiGiSPICE Technologies' own PB Ratio has ranged from 0.34 to 5.31 over the past decade. While the company's 10-year median is 1.79 vs. the industry median of 1.39, DiGiSPICE Technologies has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Diversified Financial Services company?
The median PB Ratio among Diversified Financial Services companies is 1.39, based on 454 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. DiGiSPICE Technologies's current PB Ratio of 1.51 is 8.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on DiGiSPICE Technologies and its competitors. For the Diversified Financial Services industry, the median PB Ratio is 1.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. DiGiSPICE Technologies's current PB Ratio is 1.51, which is 16% below median its own 10-year median of 1.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is DiGiSPICE Technologies stock overvalued right now?
Based on GuruFocus' analysis, DiGiSPICE Technologies (NSE:DIGISPICE) is currently considered Possible Value Trap. The stock's GF Value™ is ₹24.73, compared to a current price of ₹17.02 — trading 31.2% below its estimated fair value. The current PB Ratio is 1.51, which is 16% below median its 10-year median of 1.79 and 8.6% above the Diversified Financial Services industry median of 1.39. DiGiSPICE Technologies' overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For DiGiSPICE Technologies (NSE:DIGISPICE), the current PB Ratio is 1.51 as of Aug. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is DiGiSPICE Technologies (NSE:DIGISPICE) Overvalued in 2026?
Based on GuruFocus' analysis, DiGiSPICE Technologies stock appears to be undervalued.
The current stock price of ₹17.02 is trading 31.2% below its estimated GF Value™ of ₹24.73.
GuruFocus considers DiGiSPICE Technologies to be Possible Value Trap.
Key valuation signals for NSE:DIGISPICE:
PB Ratio: 1.51 (16% below median its 10-year median of 1.79)
GF Value™: ₹24.73 vs. price of ₹17.02 (31.2% below fair value)
Industry Position: 8.6% above the Diversified Financial Services median (#296 of 454)
No single metric tells the full story. See the NSE:DIGISPICE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
DiGiSPICE Technologies Ltd provides financial technology services. The company, along with its subsidiary, offers a comprehensive suite of fintech offerings, including AePS and m-ATM, cash deposit, cash collection, account opening, lending services, PPI, wallet-based UPI opp, bill payment services, and other related services through its tech-enabled platform and a wide network of agents. The group generates a majority of its revenue from the sale of digital financial services and other services. Geographically, it operates only in India.
62GF Score
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