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Karur Vysya BankNSE:KARURVYSYA -2.80%72 PB Ratio is 2.22 as of Sep. 16, 2026, which is 106% above its 10-year median of 1.08. GuruFocus rates NSE:KARURVYSYA with a GF Score™ of 72/100 and a GF Value™ of ₹258.52 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,505 Banks companies, Karur Vysya Bank ranks worse than 91.5% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-09-16), Karur Vysya Bank's share price is ₹324.45. Karur Vysya Bank's Book Value per Share for the quarter that ended in Jun. 2026 was ₹145.95. Hence, Karur Vysya Bank's PB Ratio of today is 2.22.
Warning Sign:
Karur Vysya Bank Ltd stock PB Ratio (=2.29) is close to 10-year high of 2.29.
The historical rank and industry rank for Karur Vysya Bank's PB Ratio or its related term are showing as below:
NSE:KARURVYSYA'
s PB Ratio Range Over the Past 10 Years
Min: 0.26 Med: 1.08 Max: 2.29
Current: 2.23
During the past 13 years, Karur Vysya Bank's highest PB Ratio was 2.29. The lowest was 0.26. And the median was 1.08.
NSE:KARURVYSYA's PB Ratio is ranked worse than 91.5% of 1505
companies
in the Banks industry
Industry Median: 1.12
vs NSE:KARURVYSYA: 2.23
During the past 12 months, Karur Vysya Bank's average Book Value Per Share Growth Rate was 18.20% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 17.80% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 15.30% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 9.70% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Karur Vysya Bank was 21.30% per year. The lowest was 3.60% per year. And the median was 12.40% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Karur Vysya Bank PB Ratio Related Terms
Karur Vysya Bank PB Ratio Historical Data
* Premium members only.
The historical data trend for Karur Vysya Bank's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Karur Vysya Bank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Karur Vysya Bank PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Karur Vysya Bank's PB Ratio distribution charts can be found below:
* The bar in red indicates where Karur Vysya Bank's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Karur Vysya Bank (NSE:KARURVYSYA) has a PB Ratio of 2.22 as of Sep. 16, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Karur Vysya Bank and its competitors. This is 106% above median its historical median of 1.08. Over the past decade, Karur Vysya Bank's PB Ratio has ranged from 0.26 to 2.29. According to the industry distribution chart, Karur Vysya Bank ranks #1377 out of 1505 companies in the Banks industry, placing it in the top 91.5%.
Is Karur Vysya Bank's PB Ratio too high?
Karur Vysya Bank's current PB Ratio of 2.22 is 106% above median its 10-year median of 1.08. Over the past 10 years, this metric has ranged from a low of 0.26 to a high of 2.29. The Banks industry median PB Ratio is 1.12. Karur Vysya Bank's value of 2.22 is 98.2% above this industry median. Based on the distribution chart, Karur Vysya Bank ranks #1377 out of 1505 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Karur Vysya Bank has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Karur Vysya Bank's PB Ratio compare to competitors?
According to the Banks industry distribution chart, Karur Vysya Bank ranks #1377 out of 1505 companies for PB Ratio. This places Karur Vysya Bank in the lower half of its industry. The industry median PB Ratio is 1.12. Karur Vysya Bank's value of 2.22 is 98.2% above this benchmark. Historically, Karur Vysya Bank's own PB Ratio has ranged from 0.26 to 2.29 over the past decade. While the company's 10-year median is 1.08 vs. the industry median of 1.12, Karur Vysya Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.12, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Karur Vysya Bank's current PB Ratio of 2.22 is 98.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Karur Vysya Bank and its competitors. For the Banks industry, the median PB Ratio is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Karur Vysya Bank's current PB Ratio is 2.22, which is 106% above median its own 10-year median of 1.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Karur Vysya Bank stock overvalued right now?
Based on GuruFocus' analysis, Karur Vysya Bank (NSE:KARURVYSYA) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹258.52, compared to a current price of ₹324.45 — trading 25.5% above its estimated fair value. The current PB Ratio is 2.22, which is 106% above median its 10-year median of 1.08 and 98.2% above the Banks industry median of 1.12. Karur Vysya Bank's overall GF Score™ is 72/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Karur Vysya Bank (NSE:KARURVYSYA), the current PB Ratio is 2.22 as of Sep. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Karur Vysya Bank (NSE:KARURVYSYA) Overvalued in 2026?
Based on GuruFocus' analysis, Karur Vysya Bank stock appears to be overvalued.
The current stock price of ₹324.45 is trading 25.5% above its estimated GF Value™ of ₹258.52.
GuruFocus considers Karur Vysya Bank to be Modestly Overvalued.
Key valuation signals for NSE:KARURVYSYA:
PB Ratio: 2.22 (106% above median its 10-year median of 1.08)
GF Value™: ₹258.52 vs. price of ₹324.45 (25.5% above fair value)
Industry Position: 98.2% above the Banks median (#1377 of 1505)
No single metric tells the full story. See the NSE:KARURVYSYA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Karur Vysya Bank Ltd is a provider of banking products and financial services headquartered in India. The bank's customers are both individuals and corporations, with individual customers generating the maximum amount of revenue for the bank. The company generates all of its revenue domestically through three main segments: Treasury operations, Corporate/Wholesale banking operations, Retail banking operations, and Others. Maximum revenue is derived from its Retail banking segment, which provides savings accounts, loans, deposits, insurance, and mutual funds. Geographically, the company operates only in India.
72GF Score
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