Business Description
City Union Bank Ltd
ISIN : INE491A01021
Share Class Description:
NSE:CUB: Ordinary SharesTotal Employee Number:
7,605Compare
Compare
Traded in other countries / regions
CUB.India Index Membership
NIFTY 500 IPO Date
1998-08-25Description
City Union Bank Ltd is engaged in providing a range of banking and financial services, including commercial banking and treasury operations. The company is based in India and generates all of its revenue domestically. Its offerings include retail, corporate, and treasury banking services, including deposits, loans, NRI products, forex, payment solutions, and other financial services. The Bank operates under four Business Segments, namely (a) Treasury, (b) Corporate and Wholesale Banking, (c) Retail Banking (includes Digital Banking Units), and (d) Other Banking Operations. The majority of revenue is derived from the Retail Banking segment.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 1.85 | |||||
Equity-to-Asset | 0.11 | |||||
Debt-to-Equity | 0.46 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 5/9 | |||||
Beneish M-Score | -2.66 | |||||
WACC vs ROIC | ||||||
Growth Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 9.3 | |||||
3-Year EPS without NRI Growth Rate | 12.3 | |||||
3-Year FCF Growth Rate | -10.3 | |||||
3-Year Book Growth Rate | 12.2 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 17.79 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 17.43 |
Momentum Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 38.83 | |||||
9-Day RSI | 49.23 | |||||
14-Day RSI | 54.07 | |||||
3-1 Month Momentum % | 3.92 | |||||
6-1 Month Momentum % | -0.96 | |||||
12-1 Month Momentum % | 30.34 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 0.68 | |||||
Dividend Payout Ratio | 0.11 | |||||
3-Year Dividend Growth Rate | 26 | |||||
Forward Dividend Yield % | 0.91 | |||||
5-Year Yield-on-Cost % | 0.68 | |||||
3-Year Average Share Buyback Ratio | -0.1 | |||||
Shareholder Yield % | -5.61 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 34.28 | |||||
FCF Margin % | 11.63 | |||||
OCF Margin % | 20.74 | |||||
ROE % | 13.28 | |||||
ROA % | 1.54 | |||||
Years of Profitability over Past 10-Year | 10 |
GF Value Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 16.46 | |||||
Forward PE Ratio | 13.83 | |||||
PE Ratio without NRI | 16.46 | |||||
Shiller PE Ratio | 22.39 | |||||
Price-to-Owner-Earnings | 40.12 | |||||
PEG Ratio | 1.32 | |||||
PS Ratio | 5.64 | |||||
PB Ratio | 2.06 | |||||
Price-to-Tangible-Book | 2.06 | |||||
Price-to-Free-Cash-Flow | 48.42 | |||||
Price-to-Operating-Cash-Flow | 27.15 | |||||
EV-to-Revenue | 4.57 | |||||
EV-to-FCF | 39.28 | |||||
Price-to-GF-Value | 1.25 | |||||
Price-to-Projected-FCF | 1.13 | |||||
Price-to-DCF (Earnings Based) | 1.36 | |||||
Price-to-DCF (FCF Based) | 5.21 | |||||
Price-to-Median-PS-Value | 1.15 | |||||
Price-to-Peter-Lynch-Fair-Value | 1.31 | |||||
Price-to-Graham-Number | 1.23 | |||||
FCF Yield % | 2.07 | |||||
Forward Rate of Return (Yacktman) % | 15.75 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
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Performance
Dividend
Log
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Annualized Return % Â
Total Annual Return % Â
City Union Bank Ltd Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil ₹) | 38,686.611 | ||
| EPS (TTM) (₹) | 13.351 | ||
| Beta | 1.2979 | ||
| 3-Year Sharpe Ratio | 0.79 | ||
| 3-Year Sortino Ratio | 1.33 | ||
| Volatility % | 34.06 | ||
| 14-Day RSI | 54.07 | ||
| 14-Day ATR (₹) | 6.830513 | ||
| 20-Day SMA (₹) | 221.1 | ||
| 12-1 Month Momentum % | 30.34 | ||
| 52-Week Range (₹) | 145.125 - 243.075 | ||
| Shares Outstanding (Mil) | 990.79 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 5 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
City Union Bank Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
City Union Bank Ltd Stock Events
| Event | Date | Price (₹) | ||
|---|---|---|---|---|
| Second quarter earnings conference call for 2027 | 2026-11-03 | In 100 days | ||
| Second quarter earnings results for 2027 | 2026-11-03 | In 100 days | ||
| General meeting for 2026 | 2026-08-14 10:00 | In 20 days | ||
| First quarter earnings conference call for 2027 | 2026-07-31 18:00 | In 6 days | ||
| INR 2.000000 Cash Dividend | 2026-07-31 | In 5 days | ||
| First quarter earnings results for 2027 | 2026-07-31 | In 5 days | ||
| Annual report for 2026 | 2026-07-20 | 224.63 (+1.59%) | ||
| 1.33333:1 Stock Split | 2026-06-12 | 192.60 (+1.10%) | ||
| Fourth quarter earnings conference call for 2026 | 2026-04-27 18:00 | 196.88 (-1.13%) | ||
| Fourth quarter earnings results for 2026 | 2026-04-27 | 196.88 (-1.13%) |
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City Union Bank Ltd Frequently Asked Questions
What is City Union Bank Ltd(NSE:CUB)'s stock price today?
The current price of NSE:CUB is ₹219.75. The 52 week high of NSE:CUB is ₹243.08 and 52 week low is ₹145.13.
When is next earnings date of City Union Bank Ltd(NSE:CUB)?
The next earnings date of City Union Bank Ltd(NSE:CUB) is 2026-07-31.
Does City Union Bank Ltd(NSE:CUB) pay dividends? If so, how much?
The Dividend Yield %  of City Union Bank Ltd(NSE:CUB) is 0.68% (As of Today), Highest Dividend Payout Ratio of City Union Bank Ltd(NSE:CUB) was 0.18. The lowest was 0.02. And the median was 0.07. The  Forward Dividend Yield % of City Union Bank Ltd(NSE:CUB) is 0.91%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on City Union Bank Ltd
No articles.
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