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Arvo SijoitusosuuskuntaOHEL:ARVOSK +1.62%82 PB Ratio is 0.65 as of Aug. 09, 2026, which is 30% above its 10-year median of 0.50. GuruFocus rates OHEL:ARVOSK with a GF Score™ of 82/100 and a GF Value™ of €104.21 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,598 Asset Management companies, Arvo Sijoitusosuuskunta ranks better than 82.79% on this metric.
The historical rank and industry rank for Arvo Sijoitusosuuskunta's PB Ratio or its related term are showing as below:
OHEL:ARVOSK'
s PB Ratio Range Over the Past 10 Years
Min: 0.42 Med: 0.5 Max: 0.73
Current: 0.65
During the past 9 years, Arvo Sijoitusosuuskunta's highest PB Ratio was 0.73. The lowest was 0.42. And the median was 0.50.
OHEL:ARVOSK's PB Ratio is ranked better than 82.79% of 1598
companies
in the Asset Management industry
Industry Median: 0.95
vs OHEL:ARVOSK: 0.65
During the past 12 months, Arvo Sijoitusosuuskunta's average Book Value Per Share Growth Rate was 2.10% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 0.20% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 0.40% per year.
During the past 9 years, the highest 3-Year average Book Value Per Share Growth Rate of Arvo Sijoitusosuuskunta was 2.30% per year. The lowest was -1.30% per year. And the median was 0.50% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Asset Management subindustry, Arvo Sijoitusosuuskunta's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Arvo Sijoitusosuuskunta PB Ratio vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Arvo Sijoitusosuuskunta's PB Ratio distribution charts can be found below:
* The bar in red indicates where Arvo Sijoitusosuuskunta's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Arvo Sijoitusosuuskunta (OHEL:ARVOSK) has a PB Ratio of 0.65 as of Aug. 09, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Arvo Sijoitusosuuskunta and its competitors. This is 30% above median its historical median of 0.50. Over the past decade, Arvo Sijoitusosuuskunta's PB Ratio has ranged from 0.42 to 0.73. According to the industry distribution chart, Arvo Sijoitusosuuskunta ranks #275 out of 1598 companies in the Asset Management industry, placing it in the top 17.2%.
Is Arvo Sijoitusosuuskunta's PB Ratio too high?
Arvo Sijoitusosuuskunta's current PB Ratio of 0.65 is 30% above median its 10-year median of 0.50. Over the past 10 years, this metric has ranged from a low of 0.42 to a high of 0.73. The Asset Management industry median PB Ratio is 0.95. Arvo Sijoitusosuuskunta's value of 0.65 is 31.6% below this industry median. Based on the distribution chart, Arvo Sijoitusosuuskunta ranks #275 out of 1598 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, Arvo Sijoitusosuuskunta has a GF Score™ of 82/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Arvo Sijoitusosuuskunta's PB Ratio compare to BLK and BX?
According to the Asset Management industry distribution chart, Arvo Sijoitusosuuskunta ranks #275 out of 1598 companies for PB Ratio. This places Arvo Sijoitusosuuskunta in the top 17% of its industry — outperforming the majority of peers. The industry median PB Ratio is 0.95. Arvo Sijoitusosuuskunta's value of 0.65 is 31.6% below this benchmark. Historically, Arvo Sijoitusosuuskunta's own PB Ratio has ranged from 0.42 to 0.73 over the past decade. While the company's 10-year median is 0.50 vs. the industry median of 0.95, Arvo Sijoitusosuuskunta has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Asset Management company?
The median PB Ratio among Asset Management companies is 0.95, based on 1,598 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Arvo Sijoitusosuuskunta's current PB Ratio of 0.65 is 31.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Arvo Sijoitusosuuskunta and its competitors. For the Asset Management industry, the median PB Ratio is 0.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Arvo Sijoitusosuuskunta's current PB Ratio is 0.65, which is 30% above median its own 10-year median of 0.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arvo Sijoitusosuuskunta stock overvalued right now?
Based on GuruFocus' analysis, Arvo Sijoitusosuuskunta (OHEL:ARVOSK) is currently considered Modestly Undervalued. The stock's GF Value™ is €104.21, compared to a current price of €77.99 — trading 25.2% below its estimated fair value. The current PB Ratio is 0.65, which is 30% above median its 10-year median of 0.50 and 31.6% below the Asset Management industry median of 0.95. Arvo Sijoitusosuuskunta's overall GF Score™ is 82/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Arvo Sijoitusosuuskunta (OHEL:ARVOSK), the current PB Ratio is 0.65 as of Aug. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Arvo Sijoitusosuuskunta (OHEL:ARVOSK) Overvalued in 2026?
Based on GuruFocus' analysis, Arvo Sijoitusosuuskunta stock appears to be undervalued.
The current stock price of €77.99 is trading 25.2% below its estimated GF Value™ of €104.21.
GuruFocus considers Arvo Sijoitusosuuskunta to be Modestly Undervalued.
Key valuation signals for OHEL:ARVOSK:
PB Ratio: 0.65 (30% above median its 10-year median of 0.50)
GF Value™: €104.21 vs. price of €77.99 (25.2% below fair value)
Industry Position: 31.6% below the Asset Management median (#275 of 1598)
No single metric tells the full story. See the OHEL:ARVOSK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Arvo Sijoitusosuuskunta is an enabler of growth. Its investments are directed toward Finnish small and medium-sized enterprises seeking growth in their operations. Arvo takes an active role in developing target companies and enabling industry consolidation. It makes investments as minority equity investments, loan investments, or a combination of both. In addition, it can offer short-term bridge financing for a maximum period of 24 months. The majority of the returns from its investment activities are distributed to members as cooperative interest.
82GF Score
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