Arvo Sijoitusosuuskunta (OHEL:ARVOSK) LT-Debt-to-Total-Asset: 0.10 (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OHEL:ARVOSK Arvo Sijoitusosuuskunta OHEL:ARVOSK
82 GF Score
Price €77.99
GF Value €104.21
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is Arvo Sijoitusosuuskunta LT-Debt-to-Total-Asset?

Arvo Sijoitusosuuskunta OHEL:ARVOSK +1.62% 82 LT-Debt-to-Total-Asset is 0.10 as of Dec. 2025. GuruFocus rates OHEL:ARVOSK with a GF Score™ of 82/100 and a GF Value™ of €104.21 (Modestly Undervalued). The stock has 2 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Arvo Sijoitusosuuskunta's long-term debt to total assests ratio for the quarter that ended in Dec. 2025 was 0.10.

Arvo Sijoitusosuuskunta's long-term debt to total assets ratio increased from Dec. 2024 (0.09) to Dec. 2025 (0.10). It may suggest that Arvo Sijoitusosuuskunta is progressively becoming more dependent on debt to grow their business.

Arvo Sijoitusosuuskunta  (OHEL:ARVOSK) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Arvo Sijoitusosuuskunta LT-Debt-to-Total-Asset Related Terms

Arvo Sijoitusosuuskunta LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Arvo Sijoitusosuuskunta's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Arvo Sijoitusosuuskunta LT-Debt-to-Total-Asset Chart

Arvo Sijoitusosuuskunta Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only 0.09 0.09 0.11 0.09 0.10

Arvo Sijoitusosuuskunta Semi-Annual Data
Dec17 Dec18 Dec19 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.11 0.12 0.09 0.10 0.10
OHEL:ARVOSK
82GF Score
Arvo Sijoitusosuuskunta OHEL:ARVOSK
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Arvo Sijoitusosuuskunta LT-Debt-to-Total-Asset Calculation

Arvo Sijoitusosuuskunta's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=11.56/111.197
=0.10

Arvo Sijoitusosuuskunta's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (Q: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (Q: Dec. 2025 )/Total Assets (Q: Dec. 2025 )
=11.56/111.197
=0.10

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.10 mean?
Arvo Sijoitusosuuskunta (OHEL:ARVOSK) has a LT-Debt-to-Total-Asset of 0.10 as of Dec. 2025. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Arvo Sijoitusosuuskunta and its competitors.
Is Arvo Sijoitusosuuskunta's LT-Debt-to-Total-Asset too high?
Arvo Sijoitusosuuskunta's current LT-Debt-to-Total-Asset is 0.10. Overall, Arvo Sijoitusosuuskunta has a GF Score™ of 82/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Arvo Sijoitusosuuskunta's LT-Debt-to-Total-Asset compare to BLK and BX?
Arvo Sijoitusosuuskunta's LT-Debt-to-Total-Asset of 0.10 can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for an Asset Management company?
A good LT-Debt-to-Total-Asset depends on the Asset Management industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Arvo Sijoitusosuuskunta and its competitors. Arvo Sijoitusosuuskunta's current LT-Debt-to-Total-Asset is 0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arvo Sijoitusosuuskunta stock overvalued right now?
Based on GuruFocus' analysis, Arvo Sijoitusosuuskunta (OHEL:ARVOSK) is currently considered Modestly Undervalued. The stock's GF Value™ is €104.21, compared to a current price of €77.99 — trading 25.2% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.10. Arvo Sijoitusosuuskunta's overall GF Score™ is 82/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Arvo Sijoitusosuuskunta (OHEL:ARVOSK), the current LT-Debt-to-Total-Asset is 0.10 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Arvo Sijoitusosuuskunta (OHEL:ARVOSK) Overvalued in 2026?

Based on GuruFocus' analysis, Arvo Sijoitusosuuskunta stock appears to be undervalued. The current stock price of €77.99 is trading 25.2% below its estimated GF Value™ of €104.21. GuruFocus considers Arvo Sijoitusosuuskunta to be Modestly Undervalued.

Key valuation signals for OHEL:ARVOSK:

  • LT-Debt-to-Total-Asset: 0.10
  • GF Value™: €104.21 vs. price of €77.99 (25.2% below fair value)
  • GF Score™: 82/100 with 2 warning signs

No single metric tells the full story. See the OHEL:ARVOSK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Arvo Sijoitusosuuskunta Business Description

Address Kauppakatu 10, Ylivieska, FIN, 84100
Arvo Sijoitusosuuskunta is an enabler of growth. Its investments are directed toward Finnish small and medium-sized enterprises seeking growth in their operations. Arvo takes an active role in developing target companies and enabling industry consolidation. It makes investments as minority equity investments, loan investments, or a combination of both. In addition, it can offer short-term bridge financing for a maximum period of 24 months. The majority of the returns from its investment activities are distributed to members as cooperative interest.
82GF Score

Get the complete analysis for OHEL:ARVOSK

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€77.99
Price
€104.21
GF Value