Onity GroupONIT +0.30%65 PB Ratio is 0.49 as of Jun. 28, 2026, which is 13% below its 10-year median of 0.56. GuruFocus rates ONIT with a GF Score™ of 65/100 and a GF Value™ of $31.67 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,519 Banks companies, Onity Group ranks better than 88.41% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-28), Onity Group's share price is $37.02. Onity Group's Book Value per Share for the quarter that ended in Mar. 2026 was $74.82. Hence, Onity Group's PB Ratio of today is 0.49.
Good Sign:
Onity Group Inc stock PB Ratio (=0.49) is close to 1-year low of 0.46.
The historical rank and industry rank for Onity Group's PB Ratio or its related term are showing as below:
ONIT'
s PB Ratio Range Over the Past 10 Years
Min: 0.09 Med: 0.56 Max: 1.1
Current: 0.49
During the past 13 years, Onity Group's highest PB Ratio was 1.10. The lowest was 0.09. And the median was 0.56.
ONIT's PB Ratio is ranked better than 88.41% of 1519
companies
in the Banks industry
Industry Median: 1.09
vs ONIT: 0.49
During the past 12 months, Onity Group's average Book Value Per Share Growth Rate was 29.80% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 6.70% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 6.70% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was -3.10% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Onity Group was 28.40% per year. The lowest was -26.80% per year. And the median was -1.40% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Onity Group PB Ratio Related Terms
Onity Group PB Ratio Historical Data
* Premium members only.
The historical data trend for Onity Group's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Mortgage Finance subindustry, Onity Group's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Onity Group PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Onity Group's PB Ratio distribution charts can be found below:
* The bar in red indicates where Onity Group's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Onity Group's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Onity Group (ONIT) has a PB Ratio of 0.49 as of Jun. 28, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Onity Group and its competitors. This is 13% below median its historical median of 0.56. Over the past decade, Onity Group's PB Ratio has ranged from 0.09 to 1.10. According to the industry distribution chart, Onity Group ranks #176 out of 1519 companies in the Banks industry, placing it in the top 11.6%.
Is Onity Group's PB Ratio too high?
Onity Group's current PB Ratio of 0.49 is 13% below median its 10-year median of 0.56. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 1.10. The Banks industry median PB Ratio is 1.09. Onity Group's value of 0.49 is 55% below this industry median. Based on the distribution chart, Onity Group ranks #176 out of 1519 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Onity Group has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Onity Group's PB Ratio compare to GHI and IOR?
According to the Banks industry distribution chart, Onity Group ranks #176 out of 1519 companies for PB Ratio. This places Onity Group in the top 12% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.09. Onity Group's value of 0.49 is 55% below this benchmark. Historically, Onity Group's own PB Ratio has ranged from 0.09 to 1.10 over the past decade. While the company's 10-year median is 0.56 vs. the industry median of 1.09, Onity Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.09, based on 1,519 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Onity Group's current PB Ratio of 0.49 is 55% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Onity Group and its competitors. For the Banks industry, the median PB Ratio is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Onity Group's current PB Ratio is 0.49, which is 13% below median its own 10-year median of 0.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Onity Group stock overvalued right now?
Based on GuruFocus' analysis, Onity Group (ONIT) is currently considered Modestly Overvalued. The stock's GF Value™ is $31.67, compared to a current price of $37.02 — trading 16.9% above its estimated fair value. The current PB Ratio is 0.49, which is 13% below median its 10-year median of 0.56 and 55% below the Banks industry median of 1.09. Onity Group's overall GF Score™ is 65/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Onity Group (ONIT), the current PB Ratio is 0.49 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Onity Group (ONIT) Overvalued in 2026?
Based on GuruFocus' analysis, Onity Group stock appears to be overvalued.
The current stock price of $37.02 is trading 16.9% above its estimated GF Value™ of $31.67.
GuruFocus considers Onity Group to be Modestly Overvalued.
Key valuation signals for ONIT:
PB Ratio: 0.49 (13% below median its 10-year median of 0.56)
GF Value™: $31.67 vs. price of $37.02 (16.9% above fair value)
Industry Position: 55% below the Banks median (#176 of 1519)
No single metric tells the full story. See the ONIT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Onity Group Inc is a non-bank mortgage servicer and originator providing solutions through its brands, PHH Mortgage and Liberty Reverse Mortgage. PHH Mortgage is one of the servicers in the country that focused on delivering a variety of servicing and lending programs and Liberty is one of the nation's reverse mortgage lenders dedicated to education and providing loans that help customers meet their personal and financial needs.
65GF Score
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