Trondelag Sparebank (OSL:TRSB) PB Ratio: 0.45 (As of Jul. 15, 2026) — Near Median

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OSL:TRSB Trondelag Sparebank OSL:TRSB
26 GF Score
Price kr111.00
! 5 Warning Signs
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What is Trondelag Sparebank PB Ratio?

Trondelag Sparebank OSL:TRSB -0.27% 26 PB Ratio is 0.45 as of Jul. 15, 2026, which is 6% below its 10-year median of 0.48. GuruFocus rates OSL:TRSB with a GF Score™ of 26/100. The stock has 5 warning signs investors should review. Among 1,517 Banks companies, Trondelag Sparebank ranks better than 91.3% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-15), Trondelag Sparebank's share price is kr111.00. Trondelag Sparebank's Book Value per Share for the quarter that ended in Dec. 2025 was kr245.79. Hence, Trondelag Sparebank's PB Ratio of today is 0.45.

The historical rank and industry rank for Trondelag Sparebank's PB Ratio or its related term are showing as below:

OSL:TRSB' s PB Ratio Range Over the Past 10 Years
Min: 0.44   Med: 0.48   Max: 0.53
Current: 0.45

During the past 6 years, Trondelag Sparebank's highest PB Ratio was 0.53. The lowest was 0.44. And the median was 0.48.

OSL:TRSB's PB Ratio is ranked better than
91.3% of 1517 companies
in the Banks industry
Industry Median: 1.11 vs OSL:TRSB: 0.45

During the past 12 months, Trondelag Sparebank's average Book Value Per Share Growth Rate was 5.90% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 26.20% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 26.10% per year.

During the past 6 years, the highest 3-Year average Book Value Per Share Growth Rate of Trondelag Sparebank was 33.50% per year. The lowest was 26.20% per year. And the median was 30.40% per year.

Back to Basics: PB Ratio


Trondelag Sparebank  (OSL:TRSB) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Trondelag Sparebank PB Ratio Related Terms


Trondelag Sparebank PB Ratio Historical Data

* Premium members only.

The historical data trend for Trondelag Sparebank's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Trondelag Sparebank PB Ratio Chart

Trondelag Sparebank Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial 0.00 0.00 0.00 0.47 0.48

Trondelag Sparebank Quarterly Data
Dec20 Dec21 Dec22 Jun23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.47 0.47 0.50 0.49 0.48

Trondelag Sparebank PB Ratio Competitor Comparison

For the Banks - Regional subindustry, Trondelag Sparebank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Trondelag Sparebank PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Trondelag Sparebank's PB Ratio distribution charts can be found below:

* The bar in red indicates where Trondelag Sparebank's PB Ratio falls into.


OSL:TRSB
26GF Score
Trondelag Sparebank OSL:TRSB
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Trondelag Sparebank PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Trondelag Sparebank's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2025)
=111.00/245.793
=0.45

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.45 mean?
Trondelag Sparebank (OSL:TRSB) has a PB Ratio of 0.45 as of Jul. 15, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Trondelag Sparebank and its competitors. This is near median its historical median of 0.48. Over the past decade, Trondelag Sparebank's PB Ratio has ranged from 0.44 to 0.53. According to the industry distribution chart, Trondelag Sparebank ranks #132 out of 1517 companies in the Banks industry, placing it in the top 8.7%.
Is Trondelag Sparebank's PB Ratio too high?
Trondelag Sparebank's current PB Ratio of 0.45 is near median its 10-year median of 0.48. Over the past 10 years, this metric has ranged from a low of 0.44 to a high of 0.53. The Banks industry median PB Ratio is 1.11. Trondelag Sparebank's value of 0.45 is 59.5% below this industry median. Based on the distribution chart, Trondelag Sparebank ranks #132 out of 1517 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Trondelag Sparebank has a GF Score™ of 26/100, reflecting its overall financial health beyond just this single metric.
How does Trondelag Sparebank's PB Ratio compare to competitors?
According to the Banks industry distribution chart, Trondelag Sparebank ranks #132 out of 1517 companies for PB Ratio. This places Trondelag Sparebank in the top 9% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.11. Trondelag Sparebank's value of 0.45 is 59.5% below this benchmark. Historically, Trondelag Sparebank's own PB Ratio has ranged from 0.44 to 0.53 over the past decade. While the company's 10-year median is 0.48 vs. the industry median of 1.11, Trondelag Sparebank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.11, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Trondelag Sparebank's current PB Ratio of 0.45 is 59.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Trondelag Sparebank and its competitors. For the Banks industry, the median PB Ratio is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Trondelag Sparebank's current PB Ratio is 0.45, which is near median its own 10-year median of 0.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trondelag Sparebank stock overvalued right now?
Trondelag Sparebank (OSL:TRSB) has a current PB Ratio of 0.45. The current PB Ratio is 0.45, which is near median its 10-year median of 0.48 and 59.5% below the Banks industry median of 1.11. Trondelag Sparebank's overall GF Score™ is 26/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Trondelag Sparebank (OSL:TRSB), the current PB Ratio is 0.45 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Trondelag Sparebank Business Description

Address Oragata 5, 7200, Kyrksaeterora, NOR, 7200
Trondelag Sparebank is a bank providing diversified services like Daily banking, Loan, Insurance, Savings and pensions, Management of fraud.
26GF Score

Get the complete analysis for OSL:TRSB

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr111.00
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