Trondelag Sparebank (OSL:TRSB) 3-Year RORE % : 5.06% (As of Dec. 2025)

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OSL:TRSB Trondelag Sparebank OSL:TRSB
26 GF Score
Price kr111.00
! 5 Warning Signs
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What is Trondelag Sparebank 3-Year RORE %?

Trondelag Sparebank OSL:TRSB -0.27% 26 3-Year RORE % is 5.06 as of Dec. 2025. GuruFocus rates OSL:TRSB with a GF Score™ of 26/100. The stock has 5 warning signs investors should review. Among 1,471 Banks companies, Trondelag Sparebank ranks worse than 62.68% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Trondelag Sparebank's 3-Year RORE % for the quarter that ended in Dec. 2025 was 5.06%.

The industry rank for Trondelag Sparebank's 3-Year RORE % or its related term are showing as below:

OSL:TRSB's 3-Year RORE % is ranked worse than
62.68% of 1471 companies
in the Banks industry
Industry Median: 9.92 vs OSL:TRSB: 5.06

Trondelag Sparebank  (OSL:TRSB) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Trondelag Sparebank 3-Year RORE % Related Terms


Trondelag Sparebank 3-Year RORE % Historical Data

* Premium members only.

The historical data trend for Trondelag Sparebank's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Trondelag Sparebank 3-Year RORE % Chart

Trondelag Sparebank Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
3-Year RORE %
Get a 7-Day Free Trial 0.00 0.00 0.00 0.00 5.06

Trondelag Sparebank Quarterly Data
Dec20 Dec21 Dec22 Jun23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 5.06

Trondelag Sparebank 3-Year RORE % Competitor Comparison

For the Banks - Regional subindustry, Trondelag Sparebank's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Trondelag Sparebank 3-Year RORE % vs Banks Industry

For the Banks industry and Financial Services sector, Trondelag Sparebank's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where Trondelag Sparebank's 3-Year RORE % falls into.


OSL:TRSB
26GF Score
Trondelag Sparebank OSL:TRSB
3-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Trondelag Sparebank 3-Year RORE % Calculation

Trondelag Sparebank's 3-Year RORE % for the quarter that ended in Dec. 2025 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( 14.927-13.032 )/( 42.284-4.8 )
=1.895/37.484
=5.06 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Dec. 2025 and 3-year before.

Frequently Asked Questions Learn more about 3-Year RORE % →
What does a 3-Year RORE % of 5.06 mean?
Trondelag Sparebank (OSL:TRSB) has a 3-Year RORE % of 5.06 as of Dec. 2025. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Trondelag Sparebank and its competitors. According to the industry distribution chart, Trondelag Sparebank ranks #922 out of 1471 companies in the Banks industry, placing it in the top 62.7%.
Is Trondelag Sparebank's 3-Year RORE % too high?
Trondelag Sparebank's current 3-Year RORE % is 5.06. The Banks industry median 3-Year RORE % is 9.92. Trondelag Sparebank's value of 5.06 is 49% below this industry median. Based on the distribution chart, Trondelag Sparebank ranks #922 out of 1471 companies in the Banks industry, which is below the industry midpoint. Overall, Trondelag Sparebank has a GF Score™ of 26/100, reflecting its overall financial health beyond just this single metric.
How does Trondelag Sparebank's 3-Year RORE % compare to competitors?
According to the Banks industry distribution chart, Trondelag Sparebank ranks #922 out of 1471 companies for 3-Year RORE %. This places Trondelag Sparebank in the lower half of its industry. The industry median 3-Year RORE % is 9.92. Trondelag Sparebank's value of 5.06 is 49% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Banks company?
The median 3-Year RORE % among Banks companies is 9.92, based on 1,471 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Trondelag Sparebank's current 3-Year RORE % of 5.06 is 49% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Trondelag Sparebank and its competitors. For the Banks industry, the median 3-Year RORE % is 9.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Trondelag Sparebank's current 3-Year RORE % is 5.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trondelag Sparebank stock overvalued right now?
Trondelag Sparebank (OSL:TRSB) has a current 3-Year RORE % of 5.06. The current 3-Year RORE % is 5.06 and 49% below the Banks industry median of 9.92. Trondelag Sparebank's overall GF Score™ is 26/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Trondelag Sparebank (OSL:TRSB), the current 3-Year RORE % is 5.06 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Trondelag Sparebank Business Description

Address Oragata 5, 7200, Kyrksaeterora, NOR, 7200
Trondelag Sparebank is a bank providing diversified services like Daily banking, Loan, Insurance, Savings and pensions, Management of fraud.
26GF Score

Get the complete analysis for OSL:TRSB

3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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