Raffles Medical GroupRAFLF 57 PB Ratio is 1.69 as of Jul. 01, 2026, which is 27% below its 10-year median of 2.31. GuruFocus rates RAFLF with a GF Score™ of 57/100 and a GF Value™ of $0.75 (Fairly Valued). The stock has 4 warning signs investors should review. Among 608 Healthcare Providers & Services companies, Raffles Medical Group ranks better than 59.37% on this metric.
Raffles Medical Group Ltd stock PB Ratio (=1.6) is close to 10-year low of 1.46.
The historical rank and industry rank for Raffles Medical Group's PB Ratio or its related term are showing as below:
RAFLF'
s PB Ratio Range Over the Past 10 Years
Min: 1.46 Med: 2.31 Max: 4.63
Current: 1.6
During the past 13 years, Raffles Medical Group's highest PB Ratio was 4.63. The lowest was 1.46. And the median was 2.31.
RAFLF's PB Ratio is ranked better than 59.37% of 608
companies
in the Healthcare Providers & Services industry
Industry Median: 1.975
vs RAFLF: 1.60
During the past 12 months, Raffles Medical Group's average Book Value Per Share Growth Rate was 1.80% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 1.70% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 3.40% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 5.10% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Raffles Medical Group was 20.70% per year. The lowest was 1.70% per year. And the median was 8.75% per year.
Back to Basics: PB Ratio
Raffles Medical Group (OTCPK:RAFLF) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Medical Care Facilities subindustry, Raffles Medical Group's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Raffles Medical Group PB Ratio vs Healthcare Providers & Services Industry
For the Healthcare Providers & Services industry and Healthcare sector, Raffles Medical Group's PB Ratio distribution charts can be found below:
* The bar in red indicates where Raffles Medical Group's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Raffles Medical Group (RAFLF) has a PB Ratio of 1.69 as of Jul. 01, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Raffles Medical Group and its competitors. This is 27% below median its historical median of 2.31. Over the past decade, Raffles Medical Group's PB Ratio has ranged from 1.46 to 4.63. According to the industry distribution chart, Raffles Medical Group ranks #247 out of 608 companies in the Healthcare Providers & Services industry, placing it in the top 40.6%.
Is Raffles Medical Group's PB Ratio too high?
Raffles Medical Group's current PB Ratio of 1.69 is 27% below median its 10-year median of 2.31. Over the past 10 years, this metric has ranged from a low of 1.46 to a high of 4.63. The Healthcare Providers & Services industry median PB Ratio is 1.98. Raffles Medical Group's value of 1.69 is 14.4% below this industry median. Based on the distribution chart, Raffles Medical Group ranks #247 out of 608 companies in the Healthcare Providers & Services industry, which is above the industry midpoint. Overall, Raffles Medical Group has a GF Score™ of 57/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Raffles Medical Group's PB Ratio compare to HCA and THC?
According to the Healthcare Providers & Services industry distribution chart, Raffles Medical Group ranks #247 out of 608 companies for PB Ratio. This puts Raffles Medical Group in the upper half of its industry. The industry median PB Ratio is 1.98. Raffles Medical Group's value of 1.69 is 14.4% below this benchmark. Historically, Raffles Medical Group's own PB Ratio has ranged from 1.46 to 4.63 over the past decade. While the company's 10-year median is 2.31 vs. the industry median of 1.98, Raffles Medical Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Healthcare Providers & Services company?
The median PB Ratio among Healthcare Providers & Services companies is 1.98, based on 608 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Raffles Medical Group's current PB Ratio of 1.69 is 14.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Raffles Medical Group and its competitors. For the Healthcare Providers & Services industry, the median PB Ratio is 1.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Raffles Medical Group's current PB Ratio is 1.69, which is 27% below median its own 10-year median of 2.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Raffles Medical Group stock overvalued right now?
Based on GuruFocus' analysis, Raffles Medical Group (RAFLF) is currently considered Fairly Valued. The stock's GF Value™ is $0.75, compared to a current price of $0.75 — trading 0.4% above its estimated fair value. The current PB Ratio is 1.69, which is 27% below median its 10-year median of 2.31 and 14.4% below the Healthcare Providers & Services industry median of 1.98. Raffles Medical Group's overall GF Score™ is 57/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Raffles Medical Group (RAFLF), the current PB Ratio is 1.69 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Raffles Medical Group (RAFLF) Overvalued in 2026?
Based on GuruFocus' analysis, Raffles Medical Group stock appears to be overvalued.
The current stock price of $0.75 is trading 0.4% above its estimated GF Value™ of $0.75.
GuruFocus considers Raffles Medical Group to be Fairly Valued.
Key valuation signals for RAFLF:
PB Ratio: 1.69 (27% below median its 10-year median of 2.31)
GF Value™: $0.75 vs. price of $0.75 (0.4% above fair value)
Industry Position: 14.4% below the Healthcare Providers & Services median (#247 of 608)
No single metric tells the full story. See the RAFLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Raffles Medical Group Ltd is an integrated private healthcare provider in Asia with operations in Singapore, China, Japan, Vietnam, and Cambodia. The company owns and operates a tertiary hospital, a network of medical and dental clinics, insurance services, Japanese and Traditional Chinese Medicine clinics, and a consumer healthcare division. The company's operating segment includes Healthcare services, Hospital Services, Investment Holdings, and Insurance Services. The company generates revenue from contracts with customers, Rental Income, and Insurance revenue. Geographically operates in Singapore, Greater China, Vietnam, Cambodia and Japan.
57GF Score
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