Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Bank of Chengdu CoSHSE:601838 +0.43%77 PB Ratio is 0.76 as of Jul. 29, 2026, which is 13% below its 10-year median of 0.87. GuruFocus rates SHSE:601838 with a GF Score™ of 77/100 and a GF Value™ of ¥17.09 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,515 Banks companies, Bank of Chengdu Co ranks better than 77.56% on this metric.
The historical rank and industry rank for Bank of Chengdu Co's PB Ratio or its related term are showing as below:
SHSE:601838'
s PB Ratio Range Over the Past 10 Years
Min: 0.61 Med: 0.87 Max: 1.75
Current: 0.76
During the past 13 years, Bank of Chengdu Co's highest PB Ratio was 1.75. The lowest was 0.61. And the median was 0.87.
SHSE:601838's PB Ratio is ranked better than 77.56% of 1515
companies
in the Banks industry
Industry Median: 1.12
vs SHSE:601838: 0.76
During the past 12 months, Bank of Chengdu Co's average Book Value Per Share Growth Rate was 16.20% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 12.60% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 12.90% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 15.10% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Bank of Chengdu Co was 134.50% per year. The lowest was 11.20% per year. And the median was 16.95% per year.
Back to Basics: PB Ratio
Bank of Chengdu Co (SHSE:601838) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Bank of Chengdu Co PB Ratio Related Terms
Bank of Chengdu Co PB Ratio Historical Data
* Premium members only.
The historical data trend for Bank of Chengdu Co's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bank of Chengdu Co's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Chengdu Co PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Chengdu Co's PB Ratio distribution charts can be found below:
* The bar in red indicates where Bank of Chengdu Co's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Bank of Chengdu Co (SHSE:601838) has a PB Ratio of 0.76 as of Jul. 29, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Bank of Chengdu Co and its competitors. This is 13% below median its historical median of 0.87. Over the past decade, Bank of Chengdu Co's PB Ratio has ranged from 0.61 to 1.75. According to the industry distribution chart, Bank of Chengdu Co ranks #340 out of 1515 companies in the Banks industry, placing it in the top 22.4%.
Is Bank of Chengdu Co's PB Ratio too high?
Bank of Chengdu Co's current PB Ratio of 0.76 is 13% below median its 10-year median of 0.87. Over the past 10 years, this metric has ranged from a low of 0.61 to a high of 1.75. The Banks industry median PB Ratio is 1.12. Bank of Chengdu Co's value of 0.76 is 32.1% below this industry median. Based on the distribution chart, Bank of Chengdu Co ranks #340 out of 1515 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank of Chengdu Co has a GF Score™ of 77/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank of Chengdu Co's PB Ratio compare to competitors?
According to the Banks industry distribution chart, Bank of Chengdu Co ranks #340 out of 1515 companies for PB Ratio. This places Bank of Chengdu Co in the top 22% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.12. Bank of Chengdu Co's value of 0.76 is 32.1% below this benchmark. Historically, Bank of Chengdu Co's own PB Ratio has ranged from 0.61 to 1.75 over the past decade. While the company's 10-year median is 0.87 vs. the industry median of 1.12, Bank of Chengdu Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.12, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Chengdu Co's current PB Ratio of 0.76 is 32.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Bank of Chengdu Co and its competitors. For the Banks industry, the median PB Ratio is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Chengdu Co's current PB Ratio is 0.76, which is 13% below median its own 10-year median of 0.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Chengdu Co stock overvalued right now?
Based on GuruFocus' analysis, Bank of Chengdu Co (SHSE:601838) is currently considered Fairly Valued. The stock's GF Value™ is ¥17.09, compared to a current price of ¥18.48 — trading 8.1% above its estimated fair value. The current PB Ratio is 0.76, which is 13% below median its 10-year median of 0.87 and 32.1% below the Banks industry median of 1.12. Bank of Chengdu Co's overall GF Score™ is 77/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Bank of Chengdu Co (SHSE:601838), the current PB Ratio is 0.76 as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Chengdu Co (SHSE:601838) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Chengdu Co stock appears to be overvalued.
The current stock price of ¥18.48 is trading 8.1% above its estimated GF Value™ of ¥17.09.
GuruFocus considers Bank of Chengdu Co to be Fairly Valued.
Key valuation signals for SHSE:601838:
PB Ratio: 0.76 (13% below median its 10-year median of 0.87)
GF Value™: ¥17.09 vs. price of ¥18.48 (8.1% above fair value)
Industry Position: 32.1% below the Banks median (#340 of 1515)
No single metric tells the full story. See the SHSE:601838 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Chengdu Co Ltd is a state-owned commercial bank. Its principal businesses include business loans, fixed assets loans, bank acceptance bills, direct discounts on bank acceptance bills, guarantees, real estate development loans, and legal person account overdrafts, among other services. The bank provides its services in China.
77GF Score
Get the complete analysis for SHSE:601838
PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
SHSE:601838 has been successfully added to your 
