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STU:2EP1's PB Ratio is ranked better than 96.05% of 1520
companies
in the Banks industry
Industry Median: 1.11
vs STU:2EP1: 0.30
During the past 12 months, Credit Agricole de la Touraine et du Poitou's average Book Value Per Share Growth Rate was 10.90% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 8.60% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 6.60% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 6.20% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Credit Agricole de la Touraine et du Poitou was 12.50% per year. The lowest was 2.90% per year. And the median was 6.90% per year.
Back to Basics: PB Ratio
Credit Agricole de la Touraine et du Poitou (STU:2EP1) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Credit Agricole de la Touraine et du Poitou PB Ratio Related Terms
Credit Agricole de la Touraine et du Poitou PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Credit Agricole de la Touraine et du Poitou PB Ratio Chart
Credit Agricole de la Touraine et du Poitou Annual Data
Credit Agricole de la Touraine et du Poitou PB Ratio Competitor Comparison
For the Banks - Regional subindustry, Credit Agricole de la Touraine et du Poitou's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Credit Agricole de la Touraine et du Poitou PB Ratio vs Banks Industry
Credit Agricole de la Touraine et du Poitou PB Ratio Calculation
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Credit Agricole de la Touraine et du Poitou (STU:2EP1) has a PB Ratio of 0.28 as of Jul. 14, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Credit Agricole de la Touraine et du Poitou and its competitors. This is near median its historical median of 0.27. Over the past decade, Credit Agricole de la Touraine et du Poitou's PB Ratio has ranged from 0.14 to 0.41. According to the industry distribution chart, Credit Agricole de la Touraine et du Poitou ranks #60 out of 1520 companies in the Banks industry, placing it in the top 3.9%.
Is Credit Agricole de la Touraine et du Poitou's PB Ratio too high?
Credit Agricole de la Touraine et du Poitou's current PB Ratio of 0.28 is near median its 10-year median of 0.27. Over the past 10 years, this metric has ranged from a low of 0.14 to a high of 0.41. The Banks industry median PB Ratio is 1.11. Credit Agricole de la Touraine et du Poitou's value of 0.28 is 74.8% below this industry median. Based on the distribution chart, Credit Agricole de la Touraine et du Poitou ranks #60 out of 1520 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Credit Agricole de la Touraine et du Poitou has a GF Score™ of 37/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Credit Agricole de la Touraine et du Poitou's PB Ratio compare to competitors?
According to the Banks industry distribution chart, Credit Agricole de la Touraine et du Poitou ranks #60 out of 1520 companies for PB Ratio. This places Credit Agricole de la Touraine et du Poitou in the top 4% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.11. Credit Agricole de la Touraine et du Poitou's value of 0.28 is 74.8% below this benchmark. Historically, Credit Agricole de la Touraine et du Poitou's own PB Ratio has ranged from 0.14 to 0.41 over the past decade. While the company's 10-year median is 0.27 vs. the industry median of 1.11, Credit Agricole de la Touraine et du Poitou has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.11, based on 1,520 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credit Agricole de la Touraine et du Poitou's current PB Ratio of 0.28 is 74.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Credit Agricole de la Touraine et du Poitou and its competitors. For the Banks industry, the median PB Ratio is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Agricole de la Touraine et du Poitou's current PB Ratio is 0.28, which is near median its own 10-year median of 0.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Agricole de la Touraine et du Poitou stock overvalued right now?
Based on GuruFocus' analysis, Credit Agricole de la Touraine et du Poitou (STU:2EP1) is currently considered Significantly Overvalued. The stock's GF Value™ is €59.53, compared to a current price of €141.54 — trading 137.8% above its estimated fair value. The current PB Ratio is 0.28, which is near median its 10-year median of 0.27 and 74.8% below the Banks industry median of 1.11. Credit Agricole de la Touraine et du Poitou's overall GF Score™ is 37/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Credit Agricole de la Touraine et du Poitou (STU:2EP1), the current PB Ratio is 0.28 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Credit Agricole de la Touraine et du Poitou (STU:2EP1) Overvalued in 2026?
Based on GuruFocus' analysis, Credit Agricole de la Touraine et du Poitou stock appears to be overvalued.
The current stock price of €141.54 is trading 137.8% above its estimated GF Value™ of €59.53.
GuruFocus considers Credit Agricole de la Touraine et du Poitou to be Significantly Overvalued.
Key valuation signals for STU:2EP1:
PB Ratio: 0.28 (near median its 10-year median of 0.27)
GF Value™: €59.53 vs. price of €141.54 (137.8% above fair value)
Industry Position: 74.8% below the Banks median (#60 of 1520)
No single metric tells the full story. See the STU:2EP1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Credit Agricole de la Touraine et du Poitou Business Description
Crédit Agricole de la Touraine et du Poitou is engaged in providing banking and financial services in France. The company provides loans and financing to individuals and businesses through local branches.
37GF Score
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