Touchmark BancsharesTMAK 56 PB Ratio is 0.60 as of Jun. 30, 2026, which is 8% below its 10-year median of 0.65. GuruFocus rates TMAK with a GF Score™ of 56/100 and a GF Value™ of $7.72 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,519 Banks companies, Touchmark Bancshares ranks better than 84% on this metric.
Touchmark Bancshares Inc stock PB Ratio (=0.59) is close to 2-year high of 0.64.
The historical rank and industry rank for Touchmark Bancshares's PB Ratio or its related term are showing as below:
TMAK'
s PB Ratio Range Over the Past 10 Years
Min: 0.46 Med: 0.65 Max: 0.86
Current: 0.6
During the past 13 years, Touchmark Bancshares's highest PB Ratio was 0.86. The lowest was 0.46. And the median was 0.65.
TMAK's PB Ratio is ranked better than 84% of 1519
companies
in the Banks industry
Industry Median: 1.09
vs TMAK: 0.60
During the past 12 months, Touchmark Bancshares's average Book Value Per Share Growth Rate was -1.80% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 2.70% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 4.40% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 8.10% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Touchmark Bancshares was 18.20% per year. The lowest was -7.10% per year. And the median was 7.00% per year.
Back to Basics: PB Ratio
Touchmark Bancshares (OTCPK:TMAK) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Touchmark Bancshares PB Ratio Related Terms
Touchmark Bancshares PB Ratio Historical Data
* Premium members only.
The historical data trend for Touchmark Bancshares's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Touchmark Bancshares's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Touchmark Bancshares PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Touchmark Bancshares's PB Ratio distribution charts can be found below:
* The bar in red indicates where Touchmark Bancshares's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Touchmark Bancshares (TMAK) has a PB Ratio of 0.60 as of Jun. 30, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Touchmark Bancshares and its competitors. This is near median its historical median of 0.65. Over the past decade, Touchmark Bancshares' PB Ratio has ranged from 0.46 to 0.86. According to the industry distribution chart, Touchmark Bancshares ranks #243 out of 1519 companies in the Banks industry, placing it in the top 16%.
Is Touchmark Bancshares' PB Ratio too high?
Touchmark Bancshares' current PB Ratio of 0.60 is near median its 10-year median of 0.65. Over the past 10 years, this metric has ranged from a low of 0.46 to a high of 0.86. The Banks industry median PB Ratio is 1.09. Touchmark Bancshares' value of 0.60 is 45% below this industry median. Based on the distribution chart, Touchmark Bancshares ranks #243 out of 1519 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Touchmark Bancshares has a GF Score™ of 56/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Touchmark Bancshares' PB Ratio compare to SOUB and ESBS?
According to the Banks industry distribution chart, Touchmark Bancshares ranks #243 out of 1519 companies for PB Ratio. This places Touchmark Bancshares in the top 16% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.09. Touchmark Bancshares' value of 0.60 is 45% below this benchmark. Historically, Touchmark Bancshares' own PB Ratio has ranged from 0.46 to 0.86 over the past decade. While the company's 10-year median is 0.65 vs. the industry median of 1.09, Touchmark Bancshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.09, based on 1,519 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Touchmark Bancshares's current PB Ratio of 0.60 is 45% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Touchmark Bancshares and its competitors. For the Banks industry, the median PB Ratio is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Touchmark Bancshares's current PB Ratio is 0.60, which is near median its own 10-year median of 0.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Touchmark Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Touchmark Bancshares (TMAK) is currently considered Modestly Overvalued. The stock's GF Value™ is $7.72, compared to a current price of $9.50 — trading 23.1% above its estimated fair value. The current PB Ratio is 0.60, which is near median its 10-year median of 0.65 and 45% below the Banks industry median of 1.09. Touchmark Bancshares' overall GF Score™ is 56/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Touchmark Bancshares (TMAK), the current PB Ratio is 0.60 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Touchmark Bancshares (TMAK) Overvalued in 2026?
Based on GuruFocus' analysis, Touchmark Bancshares stock appears to be overvalued.
The current stock price of $9.50 is trading 23.1% above its estimated GF Value™ of $7.72.
GuruFocus considers Touchmark Bancshares to be Modestly Overvalued.
Key valuation signals for TMAK:
PB Ratio: 0.60 (near median its 10-year median of 0.65)
GF Value™: $7.72 vs. price of $9.50 (23.1% above fair value)
Industry Position: 45% below the Banks median (#243 of 1519)
No single metric tells the full story. See the TMAK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Touchmark Bancshares Inc, through its banking subsidiary, Touchmark National Bank, provides banking services to small- to mid-sized commercial, professional, and service companies and consumers. It offers services including Online banking, Personal banking, Business banking, and SBA. Its sources of revenue are derived from the Bank's loans to customers and its investment portfolio.
56GF Score
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