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Juroku Financial GroupTSE:7380 -0.97%38 PB Ratio is 0.92 as of Jul. 14, 2026, which is 149% above its 10-year median of 0.37. GuruFocus rates TSE:7380 with a GF Score™ of 38/100 and a GF Value™ of 円1,232.42 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,520 Banks companies, Juroku Financial Group ranks better than 65.86% on this metric.
Juroku Financial Group Inc stock PB Ratio (=0.93) is close to 5-year high of 0.94.
The historical rank and industry rank for Juroku Financial Group's PB Ratio or its related term are showing as below:
TSE:7380'
s PB Ratio Range Over the Past 10 Years
Min: 0.24 Med: 0.37 Max: 0.94
Current: 0.92
During the past 5 years, Juroku Financial Group's highest PB Ratio was 0.94. The lowest was 0.24. And the median was 0.37.
TSE:7380's PB Ratio is ranked better than 65.86% of 1520
companies
in the Banks industry
Industry Median: 1.11
vs TSE:7380: 0.92
During the past 12 months, Juroku Financial Group's average Book Value Per Share Growth Rate was 13.20% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 7.60% per year.
During the past 5 years, the highest 3-Year average Book Value Per Share Growth Rate of Juroku Financial Group was 7.60% per year. The lowest was 2.60% per year. And the median was 5.10% per year.
Back to Basics: PB Ratio
Juroku Financial Group (TSE:7380) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Juroku Financial Group PB Ratio Competitor Comparison
For the Banks - Regional subindustry, Juroku Financial Group's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Juroku Financial Group PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Juroku Financial Group's PB Ratio distribution charts can be found below:
* The bar in red indicates where Juroku Financial Group's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Juroku Financial Group (TSE:7380) has a PB Ratio of 0.92 as of Jul. 14, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Juroku Financial Group and its competitors. This is 149% above median its historical median of 0.37. Over the past decade, Juroku Financial Group's PB Ratio has ranged from 0.24 to 0.94. According to the industry distribution chart, Juroku Financial Group ranks #519 out of 1520 companies in the Banks industry, placing it in the top 34.1%.
Is Juroku Financial Group's PB Ratio too high?
Juroku Financial Group's current PB Ratio of 0.92 is 149% above median its 10-year median of 0.37. Over the past 10 years, this metric has ranged from a low of 0.24 to a high of 0.94. The Banks industry median PB Ratio is 1.11. Juroku Financial Group's value of 0.92 is 17.1% below this industry median. Based on the distribution chart, Juroku Financial Group ranks #519 out of 1520 companies in the Banks industry, which is above the industry midpoint. Overall, Juroku Financial Group has a GF Score™ of 38/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Juroku Financial Group's PB Ratio compare to competitors?
According to the Banks industry distribution chart, Juroku Financial Group ranks #519 out of 1520 companies for PB Ratio. This puts Juroku Financial Group in the upper half of its industry. The industry median PB Ratio is 1.11. Juroku Financial Group's value of 0.92 is 17.1% below this benchmark. Historically, Juroku Financial Group's own PB Ratio has ranged from 0.24 to 0.94 over the past decade. While the company's 10-year median is 0.37 vs. the industry median of 1.11, Juroku Financial Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.11, based on 1,520 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Juroku Financial Group's current PB Ratio of 0.92 is 17.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Juroku Financial Group and its competitors. For the Banks industry, the median PB Ratio is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Juroku Financial Group's current PB Ratio is 0.92, which is 149% above median its own 10-year median of 0.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Juroku Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Juroku Financial Group (TSE:7380) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,232.42, compared to a current price of 円2,440.00 — trading 98% above its estimated fair value. The current PB Ratio is 0.92, which is 149% above median its 10-year median of 0.37 and 17.1% below the Banks industry median of 1.11. Juroku Financial Group's overall GF Score™ is 38/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Juroku Financial Group (TSE:7380), the current PB Ratio is 0.92 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Juroku Financial Group (TSE:7380) Overvalued in 2026?
Based on GuruFocus' analysis, Juroku Financial Group stock appears to be overvalued.
The current stock price of 円2,440.00 is trading 98% above its estimated GF Value™ of 円1,232.42.
GuruFocus considers Juroku Financial Group to be Significantly Overvalued.
Key valuation signals for TSE:7380:
PB Ratio: 0.92 (149% above median its 10-year median of 0.37)
GF Value™: 円1,232.42 vs. price of 円2,440.00 (98% above fair value)
Industry Position: 17.1% below the Banks median (#519 of 1520)
No single metric tells the full story. See the TSE:7380 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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