Juroku Financial Group (TSE:7380) Scaled Net Operating Assets: -0.04 (As of Dec. 2025)

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TSE:7380 Juroku Financial Group Inc TSE:7380
38 GF Score
Price 円2,440.00
GF Value 円1,232.42
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Juroku Financial Group Scaled Net Operating Assets?

Juroku Financial Group TSE:7380 -0.97% 38 Scaled Net Operating Assets is -0.04 as of Dec. 2025. GuruFocus rates TSE:7380 with a GF Score™ of 38/100 and a GF Value™ of 円1,232.42 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Juroku Financial Group's operating assets for the quarter that ended in Dec. 2025 was 円6,459,544 Mil. Juroku Financial Group's operating liabilities for the quarter that ended in Dec. 2025 was 円6,726,921 Mil. Juroku Financial Group's Total Assets for the quarter that ended in Sep. 2025 was 円7,563,306 Mil. Therefore, Juroku Financial Group's scaled net operating assets (SNOA) for the quarter that ended in Dec. 2025 was -0.04.

TSE:7380
38GF Score
Juroku Financial Group Inc TSE:7380
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Juroku Financial Group Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Juroku Financial Group's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(A: Mar. 2026 )
=(Operating Assets (A: Mar. 2026 )-Operating Liabilities (A: Mar. 2026 ))/Total Assets (A: Mar. 2025 )
=(6426218-6621058)/7595477
=-0.03

where

Operating Assets(A: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=7526018 - 1099800
=6426218

Operating Liabilities(A: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=7052743 - 431685 - 0
=6621058

Juroku Financial Group's Scaled Net Operating Assets (SNOA) for the quarter that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Dec. 2025 )
=(Operating Assets (Q: Dec. 2025 )-Operating Liabilities (Q: Dec. 2025 ))/Total Assets (Q: Sep. 2025 )
=(6459544-6726921)/7563306
=-0.04

where

Operating Assets(Q: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=7694959 - 1235415
=6459544

Operating Liabilities(Q: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=7224779 - 497858 - 0
=6726921

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of -0.04 mean?
Juroku Financial Group (TSE:7380) has a Scaled Net Operating Assets of -0.04 as of Dec. 2025. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Juroku Financial Group and its competitors.
Is Juroku Financial Group's Scaled Net Operating Assets too high?
Juroku Financial Group's current Scaled Net Operating Assets is -0.04. Overall, Juroku Financial Group has a GF Score™ of 38/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Juroku Financial Group's Scaled Net Operating Assets compare to competitors?
Juroku Financial Group's Scaled Net Operating Assets of -0.04 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Juroku Financial Group and its competitors. Juroku Financial Group's current Scaled Net Operating Assets is -0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Juroku Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Juroku Financial Group (TSE:7380) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,232.42, compared to a current price of 円2,440.00 — trading 98% above its estimated fair value. The current Scaled Net Operating Assets is -0.04. Juroku Financial Group's overall GF Score™ is 38/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Juroku Financial Group (TSE:7380), the current Scaled Net Operating Assets is -0.04 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Juroku Financial Group (TSE:7380) Overvalued in 2026?

Based on GuruFocus' analysis, Juroku Financial Group stock appears to be overvalued. The current stock price of 円2,440.00 is trading 98% above its estimated GF Value™ of 円1,232.42. GuruFocus considers Juroku Financial Group to be Significantly Overvalued.

Key valuation signals for TSE:7380:

  • Scaled Net Operating Assets: -0.04
  • GF Value™: 円1,232.42 vs. price of 円2,440.00 (98% above fair value)
  • GF Score™: 38/100 with 5 warning signs

No single metric tells the full story. See the TSE:7380 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Juroku Financial Group Business Description

Address 8-26, Kandamachi, Gifu-shi, Gifu, JPN, 500-8833
Juroku Financial Group Inc is primarily involved in the banking business activites.
38GF Score

Get the complete analysis for TSE:7380

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円2,440.00
Price
円1,232.42
GF Value