UnbankedTSE:8746 46 PB Ratio is 0.51 as of Jul. 03, 2026, which is 16% below its 10-year median of 0.61. GuruFocus rates TSE:8746 with a GF Score™ of 46/100 and a GF Value™ of 円434.03 (Possible Value Trap). The stock has 8 warning signs investors should review. Among 782 Capital Markets companies, Unbanked ranks better than 82.48% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-03), Unbanked's share price is 円107.00. Unbanked's Book Value per Share for the quarter that ended in Mar. 2026 was 円210.66. Hence, Unbanked's PB Ratio of today is 0.51.
The historical rank and industry rank for Unbanked's PB Ratio or its related term are showing as below:
TSE:8746'
s PB Ratio Range Over the Past 10 Years
Min: 0.3 Med: 0.61 Max: 1.35
Current: 0.51
During the past 13 years, Unbanked's highest PB Ratio was 1.35. The lowest was 0.30. And the median was 0.61.
TSE:8746's PB Ratio is ranked better than 82.48% of 782
companies
in the Capital Markets industry
Industry Median: 1.34
vs TSE:8746: 0.51
During the past 12 months, Unbanked's average Book Value Per Share Growth Rate was -61.90% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was -24.80% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -17.60% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was -14.00% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Unbanked was 4.50% per year. The lowest was -24.80% per year. And the median was -9.50% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Unbanked PB Ratio Related Terms
Unbanked PB Ratio Historical Data
* Premium members only.
The historical data trend for Unbanked's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Capital Markets subindustry, Unbanked's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Unbanked PB Ratio vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Unbanked's PB Ratio distribution charts can be found below:
* The bar in red indicates where Unbanked's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Unbanked's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Unbanked (TSE:8746) has a PB Ratio of 0.51 as of Jul. 03, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Unbanked and its competitors. This is 16% below median its historical median of 0.61. Over the past decade, Unbanked's PB Ratio has ranged from 0.30 to 1.35. According to the industry distribution chart, Unbanked ranks #137 out of 782 companies in the Capital Markets industry, placing it in the top 17.5%.
Is Unbanked's PB Ratio too high?
Unbanked's current PB Ratio of 0.51 is 16% below median its 10-year median of 0.61. Over the past 10 years, this metric has ranged from a low of 0.30 to a high of 1.35. The Capital Markets industry median PB Ratio is 1.34. Unbanked's value of 0.51 is 61.9% below this industry median. Based on the distribution chart, Unbanked ranks #137 out of 782 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, Unbanked has a GF Score™ of 46/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Unbanked's PB Ratio compare to MS and GS?
According to the Capital Markets industry distribution chart, Unbanked ranks #137 out of 782 companies for PB Ratio. This places Unbanked in the top 18% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.34. Unbanked's value of 0.51 is 61.9% below this benchmark. Historically, Unbanked's own PB Ratio has ranged from 0.30 to 1.35 over the past decade. While the company's 10-year median is 0.61 vs. the industry median of 1.34, Unbanked has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Capital Markets company?
The median PB Ratio among Capital Markets companies is 1.34, based on 782 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Unbanked's current PB Ratio of 0.51 is 61.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Unbanked and its competitors. For the Capital Markets industry, the median PB Ratio is 1.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Unbanked's current PB Ratio is 0.51, which is 16% below median its own 10-year median of 0.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Unbanked stock overvalued right now?
Based on GuruFocus' analysis, Unbanked (TSE:8746) is currently considered Possible Value Trap. The stock's GF Value™ is 円434.03, compared to a current price of 円107.00 — trading 75.3% below its estimated fair value. The current PB Ratio is 0.51, which is 16% below median its 10-year median of 0.61 and 61.9% below the Capital Markets industry median of 1.34. Unbanked's overall GF Score™ is 46/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Unbanked (TSE:8746), the current PB Ratio is 0.51 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Unbanked (TSE:8746) Overvalued in 2026?
Based on GuruFocus' analysis, Unbanked stock appears to be undervalued.
The current stock price of 円107.00 is trading 75.3% below its estimated GF Value™ of 円434.03.
GuruFocus considers Unbanked to be Possible Value Trap.
Key valuation signals for TSE:8746:
PB Ratio: 0.51 (16% below median its 10-year median of 0.61)
GF Value™: 円434.03 vs. price of 円107.00 (75.3% below fair value)
Industry Position: 61.9% below the Capital Markets median (#137 of 782)
No single metric tells the full story. See the TSE:8746 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Unbanked Inc provides commodity futures trading services. It trades for its own account and clients. It also engages in commodity fund business, foreign exchange trading and sale of precious metals.
46GF Score
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