Orion Digital (TSX:ORIO) PB Ratio: 0.44 (As of Jun. 25, 2026) — 42% Below Median


TSX:ORIO Orion Digital Corp TSX:ORIO
49 GF Score
Price C$1.24
GF Value C$2.02
Valuation Possible Value Trap
! 4 Warning Signs
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What is Orion Digital PB Ratio?

Orion Digital TSX:ORIO 49 PB Ratio is 0.44 as of Jun. 25, 2026, which is 42% below its 10-year median of 0.76. GuruFocus rates TSX:ORIO with a GF Score™ of 49/100 and a GF Value™ of C$2.02 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 2,625 Software companies, Orion Digital ranks better than 95.24% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-25), Orion Digital's share price is C$1.24. Orion Digital's Book Value per Share for the quarter that ended in Mar. 2026 was C$2.82. Hence, Orion Digital's PB Ratio of today is 0.44.

Good Sign:

Orion Digital Corp stock PB Ratio (=0.44) is close to 1-year low of 0.43.

The historical rank and industry rank for Orion Digital's PB Ratio or its related term are showing as below:

TSX:ORIO' s PB Ratio Range Over the Past 10 Years
Min: 0.25   Med: 0.76   Max: 89.69
Current: 0.44

During the past 12 years, Orion Digital's highest PB Ratio was 89.69. The lowest was 0.25. And the median was 0.76.

TSX:ORIO's PB Ratio is ranked better than
95.24% of 2625 companies
in the Software industry
Industry Median: 2.36 vs TSX:ORIO: 0.44

During the past 12 months, Orion Digital's average Book Value Per Share Growth Rate was -1.00% per year. During the past 3 years, the average Book Value Per Share Growth Rate was -11.80% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 17.50% per year.

During the past 12 years, the highest 3-Year average Book Value Per Share Growth Rate of Orion Digital was 185.30% per year. The lowest was -41.10% per year. And the median was -21.85% per year.

Back to Basics: PB Ratio


Orion Digital  (TSX:ORIO) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Orion Digital PB Ratio Related Terms


Orion Digital PB Ratio Historical Data

* Premium members only.

The historical data trend for Orion Digital's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Orion Digital PB Ratio Chart

Orion Digital Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.22 0.51 0.63 0.56 0.49

Orion Digital Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.43 0.51 0.79 0.49 0.48

TSX:ORIO vs MSFT, ORCL, PLTR: PB Ratio Comparison

For the Software - Infrastructure subindustry, Orion Digital's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Orion Digital PB Ratio vs Software Industry

For the Software industry and Technology sector, Orion Digital's PB Ratio distribution charts can be found below:

* The bar in red indicates where Orion Digital's PB Ratio falls into.


TSX:ORIO
49GF Score
Orion Digital Corp TSX:ORIO
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Orion Digital PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Orion Digital's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=1.24/2.816
=0.44

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.44 mean?
Orion Digital (TSX:ORIO) has a PB Ratio of 0.44 as of Jun. 25, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Orion Digital and its competitors. This is 42% below median its historical median of 0.76. Over the past decade, Orion Digital's PB Ratio has ranged from 0.25 to 89.69. According to the industry distribution chart, Orion Digital ranks #125 out of 2625 companies in the Software industry, placing it in the top 4.8%.
Is Orion Digital's PB Ratio too high?
Orion Digital's current PB Ratio of 0.44 is 42% below median its 10-year median of 0.76. Over the past 10 years, this metric has ranged from a low of 0.25 to a high of 89.69. The Software industry median PB Ratio is 2.36. Orion Digital's value of 0.44 is 81.4% below this industry median. Based on the distribution chart, Orion Digital ranks #125 out of 2625 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Orion Digital has a GF Score™ of 49/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Orion Digital's PB Ratio compare to MSFT and ORCL?
According to the Software industry distribution chart, Orion Digital ranks #125 out of 2625 companies for PB Ratio. This places Orion Digital in the top 5% of its industry — outperforming the majority of peers. The industry median PB Ratio is 2.36. Orion Digital's value of 0.44 is 81.4% below this benchmark. Historically, Orion Digital's own PB Ratio has ranged from 0.25 to 89.69 over the past decade. While the company's 10-year median is 0.76 vs. the industry median of 2.36, Orion Digital has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Software company?
The median PB Ratio among Software companies is 2.36, based on 2,625 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Orion Digital's current PB Ratio of 0.44 is 81.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Orion Digital and its competitors. For the Software industry, the median PB Ratio is 2.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Orion Digital's current PB Ratio is 0.44, which is 42% below median its own 10-year median of 0.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Orion Digital stock overvalued right now?
Based on GuruFocus' analysis, Orion Digital (TSX:ORIO) is currently considered Possible Value Trap. The stock's GF Value™ is C$2.02, compared to a current price of C$1.24 — trading 38.6% below its estimated fair value. The current PB Ratio is 0.44, which is 42% below median its 10-year median of 0.76 and 81.4% below the Software industry median of 2.36. Orion Digital's overall GF Score™ is 49/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Orion Digital (TSX:ORIO), the current PB Ratio is 0.44 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Orion Digital (TSX:ORIO) Overvalued in 2026?

Based on GuruFocus' analysis, Orion Digital stock appears to be undervalued. The current stock price of C$1.24 is trading 38.6% below its estimated GF Value™ of C$2.02. GuruFocus considers Orion Digital to be Possible Value Trap.

Key valuation signals for TSX:ORIO:

  • PB Ratio: 0.44 (42% below median its 10-year median of 0.76)
  • GF Value™: C$2.02 vs. price of C$1.24 (38.6% below fair value)
  • GF Score™: 49/100 with 4 warning signs
  • Industry Position: 81.4% below the Software median (#125 of 2625)

No single metric tells the full story. See the TSX:ORIO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Orion Digital Business Description

Other Exchanges ORIO:USASGC0:Germany
Address 516-409 Granville Street, Vancouver, BC, CAN, V6C 1T2
Orion Digital Corp is a financial technology company operating digital platforms across wealth and payments, supported by a consumer lending business in Canada. The Company's Wealth platform, Intelligent Investing, provides long-term investment solutions to the Canadian market. It also operates a consumer lending business in Canada. Its Payments business is conducted through its wholly owned subsidiary, which provides issuer processing, program management, and regulated payment orchestration services across Europe. The Company operates in Canada and Europe, with Canada generating the majority of its revenue.
49GF Score

Get the complete analysis for TSX:ORIO

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

C$1.24
Price
C$2.02
GF Value