ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Orion Digital's annualizedNet Income for the quarter that ended in Mar. 2026 was C$-23.25 Mil.
Orion Digital's average Total Assets over the quarter that ended in Mar. 2026 was C$170.11 Mil. Therefore, Orion Digital's annualized ROA % for the quarter that ended in Mar. 2026 was -13.67%.
The historical rank and industry rank for Orion Digital's ROA % or its related term are showing as below:
TSX:ORIO'
s ROA % Range Over the Past 10 Years
Min: -53.85 Med: -11.93 Max: -1.42
Current: -1.42
During the past 12 years, Orion Digital's highest ROA % was -1.42%. The lowest was -53.85%. And the median was -11.93%.
TSX:ORIO's ROA % is ranked worse than 61.26% of 2883
companies
in the Software industry
Industry Median: 1.68
vs TSX:ORIO: -1.42
Orion Digital (TSX:ORIO) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Orion Digital ROA % Related Terms
Orion Digital ROA % Historical Data
* Premium members only.
The historical data trend for Orion Digital's ROA % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Infrastructure subindustry, Orion Digital's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Orion Digital ROA % vs Software Industry
For the Software industry and Technology sector, Orion Digital's ROA % distribution charts can be found below:
* The bar in red indicates where Orion Digital's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Orion Digital (TSX:ORIO) has a ROA % of -13.67% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Orion Digital and its competitors. According to the industry distribution chart, Orion Digital ranks #1766 out of 2883 companies in the Software industry, placing it in the top 61.3%.
Is Orion Digital's ROA % too high?
Orion Digital's current ROA % is -13.67%. Based on the distribution chart, Orion Digital ranks #1766 out of 2883 companies in the Software industry, which is below the industry midpoint. Overall, Orion Digital has a GF Score™ of 49/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Orion Digital's ROA % compare to MSFT and ORCL?
According to the Software industry distribution chart, Orion Digital ranks #1766 out of 2883 companies for ROA %. This places Orion Digital in the lower half of its industry. The industry median ROA % is 1.68. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Software company?
The median ROA % among Software companies is 1.68, based on 2,883 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Orion Digital and its competitors. For the Software industry, the median ROA % is 1.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Orion Digital's current ROA % is -13.67%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Orion Digital stock overvalued right now?
Based on GuruFocus' analysis, Orion Digital (TSX:ORIO) is currently considered Possible Value Trap. The stock's GF Value™ is C$2.02, compared to a current price of C$1.24 — trading 38.6% below its estimated fair value. The current ROA % is -13.67%. Orion Digital's overall GF Score™ is 49/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Orion Digital (TSX:ORIO), the current ROA % is -13.67% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Orion Digital (TSX:ORIO) Overvalued in 2026?
Based on GuruFocus' analysis, Orion Digital stock appears to be undervalued.
The current stock price of C$1.24 is trading 38.6% below its estimated GF Value™ of C$2.02.
GuruFocus considers Orion Digital to be Possible Value Trap.
Key valuation signals for TSX:ORIO:
ROA %: -13.67%
GF Value™: C$2.02 vs. price of C$1.24 (38.6% below fair value)
No single metric tells the full story. See the TSX:ORIO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Orion Digital Corp is a financial technology company operating digital platforms across wealth and payments, supported by a consumer lending business in Canada. The Company's Wealth platform, Intelligent Investing, provides long-term investment solutions to the Canadian market. It also operates a consumer lending business in Canada. Its Payments business is conducted through its wholly owned subsidiary, which provides issuer processing, program management, and regulated payment orchestration services across Europe. The Company operates in Canada and Europe, with Canada generating the majority of its revenue.
49GF Score
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