Valid SolucoesVSSPY 69 PB Ratio is 1.01 as of Jul. 01, 2026, which is 4% above its 10-year median of 0.97. GuruFocus rates VSSPY with a GF Score™ of 69/100 and a GF Value™ of $4.85. The stock has 3 warning signs investors should review. Among 1,050 Business Services companies, Valid Solucoes ranks better than 79.43% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-01), Valid Solucoes's share price is $4.23. Valid Solucoes's Book Value per Share for the quarter that ended in Mar. 2026 was $4.18. Hence, Valid Solucoes's PB Ratio of today is 1.01.
Good Sign:
Valid Solucoes SA stock PB Ratio (=0.79) is close to 3-year low of 0.76.
The historical rank and industry rank for Valid Solucoes's PB Ratio or its related term are showing as below:
VSSPY'
s PB Ratio Range Over the Past 10 Years
Min: 0.41 Med: 0.97 Max: 2.33
Current: 0.79
During the past 13 years, Valid Solucoes's highest PB Ratio was 2.33. The lowest was 0.41. And the median was 0.97.
VSSPY's PB Ratio is ranked better than 79.43% of 1050
companies
in the Business Services industry
Industry Median: 1.64
vs VSSPY: 0.79
During the past 12 months, Valid Solucoes's average Book Value Per Share Growth Rate was -1.70% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 12.00% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 8.80% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 4.30% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Valid Solucoes was 24.50% per year. The lowest was 0.20% per year. And the median was 11.45% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Valid Solucoes PB Ratio Related Terms
Valid Solucoes PB Ratio Historical Data
* Premium members only.
The historical data trend for Valid Solucoes's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Specialty Business Services subindustry, Valid Solucoes's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Valid Solucoes PB Ratio vs Business Services Industry
For the Business Services industry and Industrials sector, Valid Solucoes's PB Ratio distribution charts can be found below:
* The bar in red indicates where Valid Solucoes's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Valid Solucoes's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Valid Solucoes (VSSPY) has a PB Ratio of 1.01 as of Jul. 01, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Valid Solucoes and its competitors. This is near median its historical median of 0.97. Over the past decade, Valid Solucoes' PB Ratio has ranged from 0.41 to 2.33. According to the industry distribution chart, Valid Solucoes ranks #216 out of 1050 companies in the Business Services industry, placing it in the top 20.6%.
Is Valid Solucoes' PB Ratio too high?
Valid Solucoes' current PB Ratio of 1.01 is near median its 10-year median of 0.97. Over the past 10 years, this metric has ranged from a low of 0.41 to a high of 2.33. The Business Services industry median PB Ratio is 1.64. Valid Solucoes' value of 1.01 is 38.4% below this industry median. Based on the distribution chart, Valid Solucoes ranks #216 out of 1050 companies in the Business Services industry, which is in the top quartile — a strong position relative to peers. Overall, Valid Solucoes has a GF Score™ of 69/100, reflecting its overall financial health beyond just this single metric.
How does Valid Solucoes' PB Ratio compare to CTAS and CPRT?
According to the Business Services industry distribution chart, Valid Solucoes ranks #216 out of 1050 companies for PB Ratio. This places Valid Solucoes in the top 21% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.64. Valid Solucoes' value of 1.01 is 38.4% below this benchmark. Historically, Valid Solucoes' own PB Ratio has ranged from 0.41 to 2.33 over the past decade. While the company's 10-year median is 0.97 vs. the industry median of 1.64, Valid Solucoes has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Business Services company?
The median PB Ratio among Business Services companies is 1.64, based on 1,050 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Valid Solucoes's current PB Ratio of 1.01 is 38.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Valid Solucoes and its competitors. For the Business Services industry, the median PB Ratio is 1.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Valid Solucoes's current PB Ratio is 1.01, which is near median its own 10-year median of 0.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Valid Solucoes stock overvalued right now?
Valid Solucoes (VSSPY) has a current PB Ratio of 1.01. The stock's GF Value™ is $4.85, compared to a current price of $4.23 — trading 12.8% below its estimated fair value. The current PB Ratio is 1.01, which is near median its 10-year median of 0.97 and 38.4% below the Business Services industry median of 1.64. Valid Solucoes' overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Valid Solucoes (VSSPY), the current PB Ratio is 1.01 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Valid Solucoes (VSSPY) Overvalued in 2026?
Based on GuruFocus' analysis, Valid Solucoes stock appears to be undervalued.
The current stock price of $4.23 is trading 12.8% below its estimated GF Value™ of $4.85.
Key valuation signals for VSSPY:
PB Ratio: 1.01 (near median its 10-year median of 0.97)
GF Value™: $4.85 vs. price of $4.23 (12.8% below fair value)
Industry Position: 38.4% below the Business Services median (#216 of 1050)
No single metric tells the full story. See the VSSPY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Valid Solucoes SA Formerly Valid Solucoes eServicos de Seguranca em Meios de Pagamento e Identificacao is engaged in the printing industry, which includes systems that include electronic, plastic, and magnetic cards, card encoding, and development, implementation, and execution of electronic document management projects. The reporting segment is Means Of Payment, which consists of cards for purposes like payments, identification, and customization. The identification segment provides physical and electronic solutions. The mobile segment offers solutions like instant lottery tickets, digital certification that offers products, services, consulting, and technology for the issue, and the use of private and Brazilian government-certified digital certificates.
69GF Score
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