Czerwona Torebka (WAR:CZT) PB Ratio: 0.54 (As of Jul. 23, 2026) — 108% Above Median

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WAR:CZT Czerwona Torebka SA WAR:CZT
45 GF Score
Price zł0.66
GF Value zł1.44
Valuation Possible Value Trap
! 2 Warning Signs
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What is Czerwona Torebka PB Ratio?

Czerwona Torebka WAR:CZT +4.76% 45 PB Ratio is 0.54 as of Jul. 23, 2026, which is 108% above its 10-year median of 0.26. GuruFocus rates WAR:CZT with a GF Score™ of 45/100 and a GF Value™ of zł1.44 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 1,712 Real Estate companies, Czerwona Torebka ranks better than 67.87% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-23), Czerwona Torebka's share price is zł0.66. Czerwona Torebka's Book Value per Share for the quarter that ended in Mar. 2026 was zł1.22. Hence, Czerwona Torebka's PB Ratio of today is 0.54.

The historical rank and industry rank for Czerwona Torebka's PB Ratio or its related term are showing as below:

WAR:CZT' s PB Ratio Range Over the Past 10 Years
Min: 0.08   Med: 0.26   Max: 0.95
Current: 0.54

During the past 13 years, Czerwona Torebka's highest PB Ratio was 0.95. The lowest was 0.08. And the median was 0.26.

WAR:CZT's PB Ratio is ranked better than
67.87% of 1712 companies
in the Real Estate industry
Industry Median: 0.81 vs WAR:CZT: 0.54

During the past 12 months, Czerwona Torebka's average Book Value Per Share Growth Rate was -8.50% per year. During the past 3 years, the average Book Value Per Share Growth Rate was -17.70% per year. During the past 5 years, the average Book Value Per Share Growth Rate was -9.80% per year. During the past 10 years, the average Book Value Per Share Growth Rate was -13.40% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Czerwona Torebka was 6.40% per year. The lowest was -33.10% per year. And the median was -15.85% per year.

Back to Basics: PB Ratio


Czerwona Torebka  (WAR:CZT) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Czerwona Torebka PB Ratio Related Terms


Czerwona Torebka PB Ratio Historical Data

* Premium members only.

The historical data trend for Czerwona Torebka's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Czerwona Torebka PB Ratio Chart

Czerwona Torebka Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.20 0.30 0.33 0.32 0.27

Czerwona Torebka Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.35 0.36 0.37 0.27 0.33

Czerwona Torebka PB Ratio Competitor Comparison

For the Real Estate - Development subindustry, Czerwona Torebka's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Czerwona Torebka PB Ratio vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Czerwona Torebka's PB Ratio distribution charts can be found below:

* The bar in red indicates where Czerwona Torebka's PB Ratio falls into.


WAR:CZT
45GF Score
Czerwona Torebka SA WAR:CZT
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Czerwona Torebka PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Czerwona Torebka's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=0.66/1.216
=0.54

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.54 mean?
Czerwona Torebka (WAR:CZT) has a PB Ratio of 0.54 as of Jul. 23, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Czerwona Torebka and its competitors. This is 108% above median its historical median of 0.26. Over the past decade, Czerwona Torebka's PB Ratio has ranged from 0.08 to 0.95. According to the industry distribution chart, Czerwona Torebka ranks #550 out of 1712 companies in the Real Estate industry, placing it in the top 32.1%.
Is Czerwona Torebka's PB Ratio too high?
Czerwona Torebka's current PB Ratio of 0.54 is 108% above median its 10-year median of 0.26. Over the past 10 years, this metric has ranged from a low of 0.08 to a high of 0.95. The Real Estate industry median PB Ratio is 0.81. Czerwona Torebka's value of 0.54 is 33.3% below this industry median. Based on the distribution chart, Czerwona Torebka ranks #550 out of 1712 companies in the Real Estate industry, which is above the industry midpoint. Overall, Czerwona Torebka has a GF Score™ of 45/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Czerwona Torebka's PB Ratio compare to competitors?
According to the Real Estate industry distribution chart, Czerwona Torebka ranks #550 out of 1712 companies for PB Ratio. This puts Czerwona Torebka in the upper half of its industry. The industry median PB Ratio is 0.81. Czerwona Torebka's value of 0.54 is 33.3% below this benchmark. Historically, Czerwona Torebka's own PB Ratio has ranged from 0.08 to 0.95 over the past decade. While the company's 10-year median is 0.26 vs. the industry median of 0.81, Czerwona Torebka has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Real Estate company?
The median PB Ratio among Real Estate companies is 0.81, based on 1,712 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Czerwona Torebka's current PB Ratio of 0.54 is 33.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Czerwona Torebka and its competitors. For the Real Estate industry, the median PB Ratio is 0.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Czerwona Torebka's current PB Ratio is 0.54, which is 108% above median its own 10-year median of 0.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Czerwona Torebka stock overvalued right now?
Based on GuruFocus' analysis, Czerwona Torebka (WAR:CZT) is currently considered Possible Value Trap. The stock's GF Value™ is zł1.44, compared to a current price of zł0.66 — trading 54.2% below its estimated fair value. The current PB Ratio is 0.54, which is 108% above median its 10-year median of 0.26 and 33.3% below the Real Estate industry median of 0.81. Czerwona Torebka's overall GF Score™ is 45/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Czerwona Torebka (WAR:CZT), the current PB Ratio is 0.54 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Czerwona Torebka (WAR:CZT) Overvalued in 2026?

Based on GuruFocus' analysis, Czerwona Torebka stock appears to be undervalued. The current stock price of zł0.66 is trading 54.2% below its estimated GF Value™ of zł1.44. GuruFocus considers Czerwona Torebka to be Possible Value Trap.

Key valuation signals for WAR:CZT:

  • PB Ratio: 0.54 (108% above median its 10-year median of 0.26)
  • GF Value™: zł1.44 vs. price of zł0.66 (54.2% below fair value)
  • GF Score™: 45/100 with 2 warning signs
  • Industry Position: 33.3% below the Real Estate median (#550 of 1712)

No single metric tells the full story. See the WAR:CZT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Czerwona Torebka Business Description

Address ul. Ogrodowa 12, Poznan, POL, 61-821
Czerwona Torebka SA creates a chain of shopping malls in commercially attractive locations. It operates in the real estate and trade market. The company has been managing a real estate portfolio which includes commercial, development and ground investment projects.
45GF Score

Get the complete analysis for WAR:CZT

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł0.66
Price
zł1.44
GF Value