Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
The historical rank and industry rank for Czerwona Torebka's ROE % or its related term are showing as below:
WAR:CZT'
s ROE % Range Over the Past 10 Years
Min: -71.33 Med: -15.63 Max: 17.85
Current: -14.71
During the past 13 years, Czerwona Torebka's highest ROE % was 17.85%. The lowest was -71.33%. And the median was -15.63%.
WAR:CZT's ROE % is ranked worse than 88% of 1733
companies
in the Real Estate industry
Industry Median: 4
vs WAR:CZT: -14.71
Czerwona Torebka (WAR:CZT) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Czerwona Torebka ROE % Related Terms
Czerwona Torebka ROE % Historical Data
* Premium members only.
The historical data trend for Czerwona Torebka's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Real Estate - Development subindustry, Czerwona Torebka's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Czerwona Torebka ROE % vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Czerwona Torebka's ROE % distribution charts can be found below:
* The bar in red indicates where Czerwona Torebka's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Czerwona Torebka (WAR:CZT) has a ROE % of 0.98% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Czerwona Torebka and its competitors. According to the industry distribution chart, Czerwona Torebka ranks #1525 out of 1733 companies in the Real Estate industry, placing it in the top 88%.
Is Czerwona Torebka's ROE % too high?
Czerwona Torebka's current ROE % is 0.98%. The Real Estate industry median ROE % is 4.00. Czerwona Torebka's value of 0.98% is 75.5% below this industry median. Based on the distribution chart, Czerwona Torebka ranks #1525 out of 1733 companies in the Real Estate industry, which is in the bottom quartile relative to peers. Overall, Czerwona Torebka has a GF Score™ of 45/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Czerwona Torebka's ROE % compare to competitors?
According to the Real Estate industry distribution chart, Czerwona Torebka ranks #1525 out of 1733 companies for ROE %. This places Czerwona Torebka in the lower half of its industry. The industry median ROE % is 4.00. Czerwona Torebka's value of 0.98% is 75.5% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Real Estate company?
The median ROE % among Real Estate companies is 4.00, based on 1,733 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Czerwona Torebka's current ROE % of 0.98% is 75.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Czerwona Torebka and its competitors. For the Real Estate industry, the median ROE % is 4.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Czerwona Torebka's current ROE % is 0.98%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Czerwona Torebka stock overvalued right now?
Based on GuruFocus' analysis, Czerwona Torebka (WAR:CZT) is currently considered Possible Value Trap. The stock's GF Value™ is zł1.44, compared to a current price of zł0.66 — trading 54.2% below its estimated fair value. The current ROE % is 0.98% and 75.5% below the Real Estate industry median of 4.00. Czerwona Torebka's overall GF Score™ is 45/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Czerwona Torebka (WAR:CZT), the current ROE % is 0.98% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Czerwona Torebka (WAR:CZT) Overvalued in 2026?
Based on GuruFocus' analysis, Czerwona Torebka stock appears to be undervalued.
The current stock price of zł0.66 is trading 54.2% below its estimated GF Value™ of zł1.44.
GuruFocus considers Czerwona Torebka to be Possible Value Trap.
Key valuation signals for WAR:CZT:
ROE %: 0.98%
GF Value™: zł1.44 vs. price of zł0.66 (54.2% below fair value)
Industry Position: 75.5% below the Real Estate median (#1525 of 1733)
No single metric tells the full story. See the WAR:CZT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Czerwona Torebka SA creates a chain of shopping malls in commercially attractive locations. It operates in the real estate and trade market. The company has been managing a real estate portfolio which includes commercial, development and ground investment projects.
45GF Score
Get the complete analysis for WAR:CZT
ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
WAR:CZT has been successfully added to your 
